The DKB Visa-Karte is a premier financial tool offering an array of benefits and conveniences tailored to modern lifestyles. As a flagship product of Deutsche Kreditbank AG (DKB), one of Germany’s leading direct banks, this credit card combines the global acceptance of Visa with DKB’s commitment to innovative banking solutions.
Renowned for its flexibility and reliability, the DKB Visa-Karte is designed to cater to the diverse needs of individuals, whether they’re frequent travelers, online shoppers, or everyday spenders.
Robust security measures
The DKB Visa card prioritizes security with robust measures to protect cardholders against fraud and unauthorized transactions. Utilizing advanced technologies such as 3D Secure, the card offers an extra layer of security for online purchases, requiring authentication before completing transactions.
Additionally, DKB provides optional insurance packages to safeguard against unexpected events such as loss or theft of the card. With these comprehensive security features in place, customers can enjoy peace of mind knowing that their financial transactions are well-protected with the DKB Visa card.
Competitive exchange rates
The DKB Visa card offers competitive exchange rates for international transactions, ensuring that cardholders receive favorable rates when converting currencies.
Whether traveling abroad or making purchases from foreign merchants, users can benefit from cost-effective currency conversions that help minimize additional fees and expenses.
With DKB’s commitment to providing competitive exchange rates, customers can confidently use their DKB Visa card for transactions worldwide, knowing they are getting the best value for their money.
DKB Visa-Karte benefits
- Online banking
With DKB’s online banking platform, managing your finances has never been easier. From checking your account balance to transferring funds and paying bills, you can handle all your banking needs conveniently from the comfort of your home or on the go. DKB’s user-friendly interface and intuitive features make navigating through your accounts and transactions a breeze.
- Flexible payments
With the flexibility to choose how much to pay each month, cardholders can manage their cash flow more effectively and avoid unnecessary stress. Whether you prefer to pay off your balance in full or make smaller payments over time, the DKB Visa card gives you the freedom to decide what works best for you. Enjoy greater financial flexibility and control with DKB’s flexible payment options, designed to accommodate your lifestyle and budget.
- Insurance packages
Cardholders can opt for additional insurance packages such as “Shopping,” “Internet,” or “Travel” to enhance their coverage with the Visa credit card, providing added protection for various aspects of daily life. With the flexibility to customize their insurance coverage, cardholders can enjoy greater security and confidence in their financial transactions with the Visa credit card.
- Digital wallet
With your DKB Visa-Karte and the convenience of Apple Pay or Google Pay, you can enjoy secure payments anytime, anywhere, directly from your smartphone, smartwatch, or tablet. This innovative payment method offers both speed and peace of mind, allowing you to shop with confidence and convenience at the touch of a button.
- Digital Kiosk
With the DKB Visa-Karte, cardholders gain access to a wealth of digital content through the large digital kiosk, where they can enjoy three free newspapers and magazines each month. With over 1,100 titles available in more than 30 languages, users can explore a diverse range of publications tailored to their interests and preferences.
- Robust security measures
The DKB Visa card prioritizes security with robust measures to protect cardholders against fraud and unauthorized transactions. Utilizing advanced technologies such as 3D Secure, the card offers an extra layer of security for online purchases, requiring authentication before completing transactions. Additionally, DKB provides optional insurance packages to safeguard against unexpected events such as loss or theft of the card.
- Additional card
It is possible to order a second credit card for a fee of 10€ with the DKB Visa card. This option allows cardholders to have an additional card for a spouse, family member, or trusted individual, providing flexibility and convenience in managing their finances.
Who can apply?
Anyone who meets the following criteria can apply for the DKB Visa card:
- Residency in Germany
- At least 18 years old
- Good credit history
- Have a checking account at a local bank
How to apply?
Applying is easier than you think. All you need to do in order to sign up is:
- Go to DKB official website and look for DKB Visa-Karte
- Click on Apply for a Visa credit card
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
Does DKB have English Language App?
Yes, users can switch between German and English within the app by making an individual selection in the app’s settings.
How can I activate my DKB Visa card?
You can activate your DKB Visa card by following the instructions provided with your card or by logging into your online banking account.
What should I do if my DKB Visa card is lost or stolen?
If your DKB Visa card is lost or stolen, you should contact DKB customer support immediately to report the incident and request a replacement card.
Can I set up automatic payments with my DKB Visa card?
Yes, you can set up automatic payments for recurring bills or expenses using your DKB Visa card.