The American Express Cobalt

The AMEX Business Gold Rewards offers flexible rewards and powerful expense management tools.

CREDIT CARD

American Express Cobalt

15,000 bonus points Earn points 5X

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This credit card is a popular choice for frequent travelers and diners in Canada. This unique rewards card offers a flexible and rewarding experience with a focus on food and travel.

Cardholders can earn points on everyday purchases, particularly enjoying accelerated rewards on dining and food delivery services. With a sleek design and a host of lifestyle benefits, it is tailored for those seeking both value and convenience in their credit card experience.

Experience next-level rewards and flexibility

Pros & Cons

Pros

• Earn accelerated points on dining, groceries, food delivery, and transportation.
• Redeem points for travel, merchandise, statement credits, or transfer to airline loyalty programs.
• Enjoy travel insurance coverage, access to special events, and offers from select partners.
• The card’s stylish appearance adds a touch of sophistication to your wallet.
• Manage your account easily with intuitive digital tools and mobile app.
• Enjoy generous welcome bonus.
• Enjoy access to hotel bookings, a room upgrade, 12pm check-in and late check-out.

Cons

• The card comes with an annual fee of $155.88.
• American Express may not be as widely accepted as Visa or Mastercard.

How do I know if this is the best credit card for me?

This credit card was created with food enthusiasts and frequent travelers in mind. It appeals to individuals who enjoy dining out, ordering food delivery, and exploring new culinary experiences.

It is also well-suited for those who travel frequently and seek to earn rewards on travel-related expenses like flights and hotels.

Its earning structure emphasizes rewards on everyday purchases, particularly in the areas of dining, groceries, and transportation, making it a compelling choice for individuals looking to maximize rewards on their lifestyle expenditures.

Why do we like this credit card?

We like this credit card for several compelling reasons. First, it offers generous rewards on everyday spending, with accelerated points earning on dining, groceries, food delivery, and transportation. This means you can earn points quickly on expenses you already incur regularly.

Second, itprovides flexibility in redeeming points, allowing you to use them for travel, merchandise, statement credits, or transferring them to airline loyalty programs.

Third, the card comes with a range of perks and benefits, including travel insurance, access to exclusive events, and special offers from select partners.

Lastly, the card’s sleek design and digital features enhance the overall user experience, making it convenient to manage your account and track your rewards.

Overall, it is a versatile and rewarding option that caters to diverse spending habits and lifestyle preferences.