HDFC Bank MoneyBack Plus Credit Card Review

Unleash a world of rewards with HDFC Bank MoneyBack Plus Credit Card. Your everyday spending now comes with a silver lining of cashback!

Are you in search of a credit card that offers great rewards and benefits? Look no further than the HDFC Bank MoneyBack Plus Credit Card. In this comprehensive review, we will delve into the exciting features and benefits that this credit card has to offer. 

From its generous cashback rewards program to its convenient contactless payment options, we will explore all the reasons why this card is a popular choice among consumers. Whether you are a frequent shopper or a travel enthusiast, this review will provide you with all the insights you need to make an informed decision about the HDFC Bank MoneyBack Plus Credit Card.

CREDIT CARD

HDFC Bank MoneyBack Plus

Great Cashbacks Exclusive Reward Points

The most rewarding card for everyday spends

APPLY NOW You will be redirected

Earning Rewards

• 10X CashPoints on partner brands: The HDFC Bank MoneyBack Plus Credit Card presents you with an opportunity to earn 10X CashPoints on partner brands. From shopping for fashion and accessories to buying groceries and household essentials, make the most of this feature to accumulate CashPoints faster and unlock even more benefits. 
• 5X CashPoints per EMI spends at select merchants: This credit card also offers 5X CashPoints per EMI spends at select merchants. So, whether you’re buying the latest gadgets or booking a dream holiday, you’ll earn CashPoints that can be redeemed for a range of exciting rewards. 

CashPoints redeemable for cashback

What sets this credit card apart is the flexibility it offers. The CashPoints you earn can be redeemed for cashback, providing you with the freedom to utilize your rewards as per your preference. Whether you want to offset your card charges or treat yourself to something special, the choice is yours.

Benefits of HDFC Bank MoneyBack Plus Credit Card

• 15% off on dining at over 2,000 premium restaurants: Dining out? Enjoy a mouthwatering 15% off at over 2,000 premium restaurants across the country. Whether you’re indulging in a family dinner or treating colleagues to a business lunch, this feature ensures that you not only savor delicious meals but also save money in the process. 
• Zero Liability Protection: Worried about the safety of your card? With the Zero Liability Protection feature, you can have peace of mind knowing that you won’t be held responsible for any unauthorized transactions made on your HDFC Bank MoneyBack Plus Credit Card. But the rewards don’t stop there. 
• Fuel Surcharge Waiver: Driving becomes even more rewarding with the fuel surcharge waiver available at select petrol pumps. Whether you’re filling up for your daily commute or a weekend road trip, this feature helps you save on fuel expenses, ensuring you drive further without paying extra.
• Milestone Benefits: Unlock special rewards when you reach specific spending milestones. These could be in the form of additional reward points or annual fee waivers, making it even more enticing to use your card regularly. It’s a win-win for disciplined spenders looking to get the most out of their card.
• Flexible Reward Redemption: Choose how you want to use your reward points with a flexible redemption process. Convert your points into cashback to offset your outstanding balance, exchange them for gift vouchers from top brands, or browse the HDFC rewards catalog for premium lifestyle products. This flexibility ensures your rewards match your preferences.
• Contactless Payments for Added Convenience: Enjoy the ease and security of contactless payments with this card. Simply tap your card on compatible terminals for purchases up to ₹5,000—no need to swipe or enter a PIN. It’s faster, safer, and perfect for quick transactions during busy days.
• 24/7 Customer Support: Have questions or need assistance? The HDFC Bank MoneyBack Plus Credit Card comes with round-the-clock customer service. Whether it’s help with your transactions, redeeming rewards, or understanding your statement, expert support is just a call or click away, ensuring a seamless experience at all times.

Qualifying for HDFC Bank MoneyBack Plus Credit Card

Minimum Credit Score needed: You need to have a credit score of 700 and above to get a HDFC Bank MoneyBack Plus Credit Card.

Annual Income requirements: Unfortunately, HDFC Bank MoneyBack Plus Credit Card didn’t state anything about annual income requirements. 

How to apply for HDFC Bank MoneyBack Plus Credit Card?

Applying for the HDFC Bank MoneyBack Plus Credit Card is a straightforward process that can be done through various channels. 

• Visit the HDFC Bank Website: Go to the HDFC Bank website and click on the “Credit Cards” tab. Select the HDFC Bank MoneyBack Plus Credit Card from the list of available credit cards.
• Click on “Apply Now”: Click on the “Apply Now” button to start your application process.
• Fill Out the Application Form: Fill out the online application form with your personal and contact details, including name, address, phone number, and email ID.
• Provide Required Documents: Upload required documents, such as: Identity proof (e.g., PAN card, Aadhaar card); Income proof (e.g., salary slip, bank statement) and Address proof (e.g., utility bill, rental agreement).
• Submit Your Application: Submit your application and wait for the HDFC Bank team to review it.
• Receive a Call Back: If your application is approved, you will receive a call back from the HDFC Bank team to discuss the terms and conditions of your credit card.
• Sign the Agreement: Sign the credit card agreement and receive your new credit card.

Frequently Asked Questions

How much is the annual fee for the HDFC Bank MoneyBack Plus Credit Card?
The annual fee for this credit card is ₹500 per annum.

How do I report any issues or complaints about my credit card account?
You can report any issues or complaints through HDFC Bank’s customer service number (1800 103 0001) or online portal respectively.

Can I get a co-signer or additional authorized user on my account?
Yes, you can request to add a co-signer or additional authorized user on your account through HDFC Bank’s customer service or online portal respectively.

Can I upgrade or downgrade my credit limit on this card?
Yes, you can request to upgrade or downgrade your credit limit through HDFC Bank’s customer service or online portal respectively.

CREDIT CARD

HDFC Bank MoneyBack Plus

Great Cashbacks Exclusive Reward Points

The most rewarding card for everyday spends

APPLY NOW You will be redirected