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HDFC Bank MoneyBack Plus Credit Card Review

Unleash a world of rewards with HDFC Bank MoneyBack Plus Credit Card. Your everyday spending now comes with a silver lining of cashback!

HDFC Bank MoneyBack Plus
Source: HDFC Bank MoneyBack Plus

In today’s digital age, credit cards have become an indispensable tool for online transactions and cashless payments in India. With the rapid growth of e-commerce and the increasing popularity of digital wallets, having a credit card offers numerous advantages that make it the preferred choice for many consumers. 

One of the key benefits of using credit cards for online transactions is the added layer of security they provide. Most credit cards come with robust fraud protection measures, such as OTP (One-Time Password) authentication, which helps safeguard against unauthorized use. This gives consumers’ peace of mind when making purchases online, knowing that their sensitive information is protected. 

Additionally, credit cards offer convenience and flexibility when it comes to cashless payments. With just a simple swipe or tap, consumers can make quick and hassle-free transactions at various merchant outlets, both online and offline. This eliminates the need to carry large amounts of cash, reducing the risk of theft or loss.


Are you in search of a credit card that offers great rewards and benefits? Look no further than the HDFC Bank MoneyBack Plus Credit Card. In this comprehensive review, we will delve into the exciting features and benefits that this credit card has to offer in 2023. 

From its generous cashback rewards program to its convenient contactless payment options, we will explore all the reasons why this card is a popular choice among consumers. Whether you are a frequent shopper or a travel enthusiast, this review will provide you with all the insights you need to make an informed decision about the HDFC Bank MoneyBack Plus Credit Card in 2023.

What is HDFC Bank MoneyBack Plus Credit Card?

Offering a unique blend of features and benefits, this credit card is tailored to cater to the needs of modern consumers looking for a seamless and rewarding banking experience. 

With the HDFC Bank MoneyBack Plus Credit Card, you can enjoy a host of benefits that make managing your finances a breeze. The card comes with a comprehensive rewards program that allows you to earn cashback on all your purchases.

Every transaction you make with the card earns you reward points, which can later be redeemed for statement credit or exciting merchandise from a wide range of redemption options. Additionally, this credit card offers a welcome bonus in the form of reward points and accelerated rewards on specific spending categories, making it an ideal choice for individuals who want to make the most of their everyday expenses. The card also provides fuel surcharge waivers, making it even more convenient for those who often find themselves on the road.

Benefits of HDFC Bank MoneyBack Plus Credit Card

  • 15% off on dining at over 2,000 premium restaurants

Dining out? Enjoy a mouthwatering 15% off at over 2,000 premium restaurants across the country. Whether you’re indulging in a family dinner or treating colleagues to a business lunch, this feature ensures that you not only savor delicious meals but also save money in the process. 

  • Zero Liability Protection

Worried about the safety of your card? With the Zero Liability Protection feature, you can have peace of mind knowing that you won’t be held responsible for any unauthorized transactions made on your HDFC Bank MoneyBack Plus Credit Card. But the rewards don’t stop there. 

  • 5X CashPoints per EMI spends at select merchants
HDFC Bank MoneyBack Plus
Source: HDFC Bank MoneyBack Plus

This credit card also offers 5X CashPoints per EMI spends at select merchants. So, whether you’re buying the latest gadgets or booking a dream holiday, you’ll earn CashPoints that can be redeemed for a range of exciting rewards. 

  • 10X CashPoints on partner brands

Speaking of rewards, the HDFC Bank MoneyBack Plus Credit Card presents you with an opportunity to earn 10X CashPoints on partner brands. From shopping for fashion and accessories to buying groceries and household essentials, make the most of this feature to accumulate CashPoints faster and unlock even more benefits. 

  • CashPoints redeemable for cashback

What sets this credit card apart is the flexibility it offers. The CashPoints you earn can be redeemed for cashback, providing you with the freedom to utilize your rewards as per your preference. Whether you want to offset your card charges or treat yourself to something special, the choice is yours.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.