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Apply of the Apple Credit Card

Enjoy exclusive benefits with Apple's credibility on this amazing Apple Credit Card. Learn more to access card application and other information.

Apple Credit Card
Source: Apple Credit Card

Some users are impressed with the cashback rewards offered by the Apple Credit Card. The card offers cashback on all purchases made with it, including 3% cashback on purchases made directly from Apple, 2% cashback on purchases made with Apple Pay, and 1% cashback on purchases made with the physical card. This has led many people to switch from their current credit cards to the Apple Credit Card due to the attractive cashback options. 

Others have praised the card’s ease of use and simple interface. The card can be managed entirely from your iPhone, allowing you to track your spending, make payments, and view your cashback rewards all from one place. This has made it a popular choice for those who value convenience and simplicity.

Qualifying for Apple Credit Card

Minimum Credit Score needed: The minimum credit score required with Apple Credit Card is between good to excellent. Meaning, it should be at least 720 or above. 

Annual Income requirements: Apple Credit Card didn’t disclose whether they require annual income for applicants or not. 

Rates and Fees of Apple Credit Card

Annual Fee: You don’t have to worry about any annual fees if you avail an Apple Credit Card. 

Late Payment Penalty Fee: There is no late payment penalties associated with Apple Credit Card. 

Returned Payment Fee: Likewise, there will also be no returned payment fees if you are associated with Apple Credit Card.

Foreign Transaction Fee: Feel free to do international transactions with Apple Credit Card as the latter has no foreign transaction fees. 

Interest Rate: The Apple Credit Card is associated with a regular APR variable of 15.74% to 26.74% – depending on your credit score. 

Apple Credit Card
Source: Apple Credit Card

How to apply for Apple Credit Card?

If you’re an Apple enthusiast, you might be interested in a new way to purchase your Apple products: The Apple Credit Card. This credit card comes with a lot of perks, including cash back on purchases, no fees, and the ability to manage your account directly from your iPhone. Here are the steps to apply for the Apple Credit Card: 

  1. Open the Wallet app on your iPhone. 
  2. Tap the plus button in the upper right-hand corner.
  3. Select “Apple Card” from the list of available options. 
  4. Fill out the application with your personal information, including your name, address, date of birth, and income. 
  5. Agree to the terms and conditions. 
  6. Wait for a decision. In most cases, you’ll receive a decision within minutes. 
  7. If approved, you can start using your virtual card immediately. You’ll also receive a physical card in the mail within a few days.

Final thoughts

As technology continues to advance, it’s no surprise that major technology companies like Apple are getting involved in the credit card game. With its unique rewards, ease of use, and integration with Apple Pay, the Apple Credit Card has certainly made a name for itself. However, it’s important to consider all the pros and cons before making a decision.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.