Are you still not sure if this credit card is a good option? Not sure if it’s worth asking for it? So, if you like money and don’t mind having a little more work to spend with the card, it’s super worth hiring it. Do not forget that we are talking about multiple benefits, numerous facilities and the best advantages without any annual fee. Seriously, still wondering if this is a good credit card option?
So, the Discover It credit card is an alternative with good rewards in addition to $0 APR. But, if you’re that type of traveler who likes to see other places, this card can also offer 0% international transfer fee for the first few months of use. You can check all the details and information in our article. If you’re willing to put in the extra effort, this card could be the perfect choice for your wallet and everyday purchases.
0% introductory APR period
Discover It Cashback Credit Card provides its users and customers with excellent leeway to withdraw funds after opening their account. In addition, the card comes with a very generous and attractive introductory offer: 0% initial APR for 14 months on purchases and credit transfers. After this period, continuous APR of 11.99% – 22.99% of variable APR.
About the balance transfer fee, the percentage starts at 3% of the transferred amount; however, for future transfers it is possible to reach 5% (see conditions). In fact, all this is similar to other prepaid transfer cards. Even if you are planning to make a large purchase and want to pay off over time, this is a super interesting and valuable benefit.
Don’t forget that if you’re using Discover It Cashback as a balance transfer alternative, chances are you won’t be using it to make new purchases, and instead will just use it to pay off your debts. But actually, it could mean that you are missing out on an excellent sign-up bonus offer. But honestly, it’s not a good idea to miss out on such a benefit.
First profitable year with Cashback Match
The Discover It Cashback credit card doesn’t come with a traditional sign-up bonus. But on the other hand, the Cashback Match feature can end up making you happier than the bonuses offered by many other cashback cards we find on the market. What does that mean? It’s simple. It means that when you hit your quarterly spending limit on the card’s 5% revolving bonus categories, you end up being worth more than you deserve. This is how the Cashback Match program works: At the end of your first year of membership with the card, Discover will record all the rewards you’ve earned.
But, calm down, this doesn’t mean that all the rewards you have accumulated in your account will be doubled. On the other hand, any cashback rewards you received after the first 12 consecutive billing months will be doubled – even if you have already redeemed them. In fact, this means that within the first year of membership with the card you receive at least 2% cashback on all purchases – 1% cashback on purchases plus 1% Discover Match program.
Apply now for the Discover It Cashback
Very well, now that you know all the main details, benefits and facilities of this credit card, the most awaited moment has arrived: learning how to request a Discover It Cashback just for you. Want to know how? Rest assured, the hiring process is super simple and practical. The first step is to access the institution’s official website; in this case, Discover. Accessed? Now just look for the desired card, the Discover It Cashback Credit Card.
When you find the card, click on the “Apply Now” button and then enter some requested information – such as ZIP Code; Last 4 digits of Social Security Number; and Date of Birth. With just this information, some of your applications can already be pre-populated – which saves you time. The next step is to choose your card design, there are more than 20 options available. Finally, just fill in the other requested information and send your proposal. Ready? Now all you have to do is wait for your request to be approved. Enjoy!