Indigo Platinum Mastercard is not just another credit card available in the market; this card offers you the chance to improve your credit profile. See from now on how to build your credit and have a chance for a fresh start.
Before applying for this credit card, it is important to check some details such as the annual fee. The Indigo Platinum Mastercard has an annual fee that may vary based on the customer’s credit profile analysis.
Interest rates and fees
- APR for purchases: 24.90%
- APR for cash advances: 29.9%
- Welcome bonus: not applicable
- Rewards program: none
- Annual fee: $75 the first year; $99 thereafter
- Cash advance fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100)
- Foreign transaction fee: 1% of each transaction made in US dollars
Interest payment varies by due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay the entire balance by the due date of each month.
Indigo Platinum Mastercard, learn more
You can get a cash advance from several financial institutions with the Indigo Mastercard. Your request will go through a credit analysis, and this process may vary according to the profile and needs of each customer. In case of questions, you can call and get more information.
Unfortunately, Indigo Platinum Mastercard does not have a mobile app. However, customers can manage transactions using the web platform. Therefore, if the customer is approved, when they receive their new card, they can create a login and password, and do full management.
Indigo Platinum Mastercard customers can view balances, statements, make payments, transactions, and other services completely online free. All with more convenience and transparency for their financial transactions.
Who can apply for the Indigo Mastercard?
Anyone who wants to rebuild his or her credit history can apply for the Indigo Platinum Mastercard. To be pre-qualified or accepted you need to:
- Be over the age of 18, have a valid social security number;
- Provide a physical address and also a U.S. IP address;
- Not have an Indigo Platinum Mastercard account that has had charges and delinquencies;
- Meet additional qualifying credit criteria, including income and debt review, and identity verification requirements.
Important to know
When filling out an application, the customer authorizes the bank to access credit data in some data bureaus to verify his or her identity and to perform a better credit analysis. In addition, previous creditors can provide information about your customer history.
Let us get to the point. It is easy to see if you are pre-qualified, just go to the site, fill out the simple pre-qualification form, and the result is out in a few minutes.
Although the criteria for approval is designed to help people who have difficulty getting credit, there is no guarantee that the Indigo Platinum Mastercard will be approved. Applications are reviewed very carefully, and if the applicant meets the requirements, the chances of approval are high.
Finally, if approved, the customer should receive the new card within 14 days, if not within 20 days, after approval; simply contact the responsible department for more information.