It is safe to say that in the current market, there are many other 0% APR credit cards; but the main point is that, the duration of the offer for new customers with the US Bank Visa Platinum Credit Card is unparalleled. Swear! If your desire is to avoid interest for a long time and you are looking for a credit card that makes it easy, this is your best bet, for sure!
This is even our preferred 0% interest credit card at the moment. Undoubtedly, the biggest advantage of the US Bank Visa Platinum credit card is its balance transfer and purchase offer – as you have already seen in the previous article. If you’ve been looking at other card options, you’ve probably noticed that the vast majority of cards only offer 0% APR on purchases or 0% on balance transfers – but not both, like the US Bank issued card.
More interesting details about the card
Cell phone protection is another great benefit of the US Bank credit card. When you pay your monthly phone bill with the card, you’ll receive up to $600 in accident coverage if your phone is damaged or stolen. A $25 deductible applies for each disaster, and you are limited to two disasters in a 12-month period. The US Bank Platinum Visa Card also allows you to choose your own payment due date.
This is a very useful advantage if you want to align your card due date with your work payday or a specific day of the month. The US Bank Visa Platinum card also has some weaknesses, but the biggest one is definitely that it doesn’t have any rewards program. There is no sign-up bonus. No money back. There are no travel rewards for your purchases. So, it’s up to you to decide which is more important: a credit card reward or a long introductory offer.
Is it worth solicitar o US Bank Visa Platinum?
At the end of the day, the US Bank Visa Platinum card is an incredible choice for those people who need – and are looking for – more than anything for an attractive introductory interest rate offer; in addition, it’s also interesting that they apply to your purchases and balance transfers, just like US Bank Visa Platinum works. But if you are a credit card user looking for rewards, this is not the ideal option for you.
However, it is worth making a brief assessment; after all, if you’re carrying a credit card balance and paying high interest rates for it, it doesn’t pay to pursue a rewards credit card anyway. So if you’re hanging on to interest on your existing cards, or simply plan on carrying some card debt from your next purchases, it’s worth considering the US Bank Visa Platinum card and seeing if its offers make sense for you and the your pocket.
See how to Apply the US Bank Visa Platinum
Well, dear reader, now you know the main features, benefits and facilities of this credit card. So, what do you think about learning the step by step to request yours and enjoy all the advantages you’ve seen here? Rest assured, the US Bank Visa Platinum card contracting process is super easy and takes about 5 minutes and you can do everything from the comfort of your home, on the internet. Check out the step by step we prepared for you:
- Access the US Bank official website and go to the Menu at the top left of the screen;
- In the Menu, find the “Personal” option and then click on “Credit cards”;
- Select “View credit cards”;
- Now just find the option you want to hire – in this case, it’s US Bank Visa Platinum – and click on “Apply now”;
- Clicked? You will be redirected to a page where you must enter some personal information;
- Keep following the institution’s requests, the process is super easy and intuitive. You won’t have any problems;
- Finally, submit your application proposal and wait for the bank’s response. Enjoy your card carefully and responsibly!