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Assent Platinum Mastercard Secured Credit Card Review

Credit cards are a convenient way for people to make any number of purchases, from a pack of gum to a stay at a hotel.

Assent Platinum Mastercard Secured Credit Card
Source: Assent Platinum Mastercard Secured Credit Card

The Assent Platinum Mastercard Secured Card stands out among secured cards with its unique features and benefits. This card is an excellent choice for those looking to improve their credit score while enjoying the advantages of a Mastercard. Unlike typical secured cards, the Assent Platinum Mastercard functions more like a regular Mastercard and comes with a reasonable annual fee of $49.

Cardholders benefit from six months of interest-free purchases, followed by a remarkably low APR. The card is designed to provide cardholders with a solid foundation for credit building, reporting to credit bureaus monthly. It can be used for various transactions, including auto rentals and hotel bookings, as it is widely accepted wherever Mastercard is accepted. This card offers a practical and accessible way to rebuild credit and enjoy the perks of a Mastercard.

Assent Platinum Mastercard Secured Credit Card
Assent Platinum Mastercard Secured
Enjoy 0% APR on Purchases Limits from $200 – $2,000
Enjoy platinum Mastercard security and services
APPLY NOW You will be redirected

Everyday Advantages

The Assent Platinum Mastercard stands out with its introductory offer of 0% APR on purchases for the first six months. This feature is particularly beneficial for managing short-term expenses without the burden of high interest rates. Moreover, its acceptance at numerous locations worldwide, including car rentals and hotels, ensures convenience and versatility in daily use.

Benefits of Assent Platinum Mastercard Secured Credit Card

  • 0% APR on purchases for the primary six months

One of the foremost significant benefits of this card is that the introductory APR is 0% for the primary six months of purchases. This suggests that until the primary six months have passed, you will not be paying any interest on your credit. Despite the fact that you simply should still use credit wisely and make a shot to pay off your debt monthly, the initial APR provides you with some leeway in terms of setting your spending priorities.

  • Flexible credit limits

Depending on what quantity of money you’ll put down as a deposit upfront, the card’s flexible credit limit ranges from $200 to $2,000 monthly. With the Assent Platinum 0 percent Intro Rate MasterCard Secured card, you’ve got options if you have got a bunch of cash readily available and desire the adaptability that comes with an even bigger line of credit.

  • Refundable Deposit

In the case of the Assent Platinum Mastercard, you’ll be able to begin your credit line by placing an initial payment of a minimum of $200, which is completely refundable. Your credit line is adequate for the quantity you placed as collateral, up to $2,000. Applicants submit their deposits together with their applications for a mastercard. Customers can extend their mastercard limit after opening their account by making an extra deposit. If their mastercard is active and in good standing, they’re going to get a full refund if they deactivate their account.

  • Price Protection

With this feature, purchases bought only along with your card are covered for 60 days after the acquisition date shown on your receipt. The difference between the value you paid and therefore the lower stated price is going to be reimbursed to you.

Assent Platinum Mastercard Secured Credit Card
Source: Assent Platinum Mastercard Secured Credit Card
  • MasterCard ID Theft Alerts and Protection

If you are a victim of identity theft, the MasterCard Theft Security Program includes many settlement methods. You will be given a standard identity theft form and guidance on filling it out. If your identity is stolen, the service will also inform all three main credit reporting agencies. You’ll be shown how to replace your card as well as how to spot theft in the future. This service also includes an identity theft resolution package and sample letters for canceling cheques, ATM cards, and many other assets.

  • Low Regular APR

Interestingly, the Assent Platinum Mastercard includes a lower regular APR than the bulk of secured credit cards. After the interest-free period, maintaining balances on this card will cost you merely 12.99 percent. We advise against doing so, however, because your major aim in using the cardboard is to develop credit, and maintaining balances and paying penalties may have an impression on your credit score.

Eligibility Requirements

To be eligible for the Assent Platinum Mastercard Secured Card, you must meet certain basic criteria. This includes being a resident of the United States, having a verifiable source of income, and meeting the minimum age requirement. Additionally, you’ll need to satisfy other standard credit card application prerequisites. Meeting these eligibility requirements will help ensure a smooth application process for the Assent Platinum Mastercard Secured Card.

How to Apply for the Assent Platinum Mastercard: A Step-by-Step Guide

Applying for the Assent Platinum Mastercard is an easy and streamlined process:

  1. Visit the Official Website: Start by navigating to the Assent Platinum Mastercard’s official Application.
  2. Fill Out the Application Form: Provide essential personal information such as your name, address, social security number, and financial details.
  3. Submit Your Refundable Security Deposit: Decide on your credit line and make a corresponding deposit. This amount will serve as your credit limit.
  4. Verify Your Information: Ensure all the details you’ve entered are accurate for a smooth verification process.
  5. Wait for Approval: After submitting the application, wait for the bank’s approval. This process typically involves a review of your credit history and financial stability.
  6. Receive Your Card: Once approved, you’ll receive your Assent Platinum Mastercard, ready for use.


Annual Fee?


Credit Limit Range?

$200 to $2,000.


U.S. residents with verifiable income.

APR After Introductory Period?

Standard rates apply.

Assent Platinum Mastercard Secured Credit Card
Assent Platinum Mastercard Secured
Enjoy 0% APR on Purchases Limits from $200 – $2,000
Enjoy platinum Mastercard security and services
APPLY NOW You will be redirected

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.