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U.S. Bank Cash+ Visa Signature Credit Card

The U.S Bank Cash+ Visa Signature Card is an ideal option for anyone who wants to maximize their spending power while minimizing the amount of fees they pay on their purchases

U.S. Bank Cash+ Visa Signature Credit Card
Source: U.S. Bank Cash+ Visa Signature Credit Card

In the dynamic landscape of personal finance, the U.S. Bank Cash+® Visa Signature® Card stands out as a versatile and potentially rewarding choice. This card isn’t just another tool in your financial toolkit; it’s a strategic asset designed to optimize your spending habits. With its unique rewards structure offering up to 5% cash back in select categories, it appeals to those who seek to maximize returns through thoughtful spending.

Imagine earning cash back on essential purchases like groceries and gas, as well as on recurring expenses such as streaming services and cell phone bills. The U.S. Bank Cash+® Card transforms routine spending into opportunities for savings, making it an excellent supplementary card for those looking to enhance their rewards. With no annual fee, this card is a smart choice for financially savvy individuals.



Visa Signature Benefits

The U.S. Bank Cash+ Visa Signature Card offers more than just cash back; it’s a prestigious member of the exclusive Visa Signature program. Cardholders enjoy a range of additional perks, from discounts at partner merchants to enhanced status at Visa Signature hotels, elevating the card beyond a simple spending tool to provide luxury and convenience at no extra cost.

In addition, the card includes identity theft protection services from Norton LifeLock, ensuring the security of your personal information in an increasingly digital world. The U.S. Bank Cash+ Visa Signature Card isn’t just about saving money; it’s about investing in your security and lifestyle, making every purchase more rewarding and secure.

Special Advantages and Benefits

  • Welcome Bonus

Earn a $250 bonus after spending $1,000 within the first 90 days of opening your U.S. Bank Cash+ Visa Signature Card account. This generous bonus offer rewards new cardholders for their initial spending and adds value to using the card for everyday purchases.

  • Earning Rewards

Earn up to 5% cash back on chosen categories with the U.S. Bank Cash+ Visa Signature Card, applied to the first $2,000 spent each quarter. This flexible rewards feature allows cardholders to maximize cash back on their preferred spending categories, adding significant value to their everyday purchases.

  • Redeeming Rewards

Cash back earned with the U.S. Bank Cash+ Visa Signature Card can be redeemed for statement credits, rewards cards, or deposited directly into a U.S. Bank account, providing flexibility and convenience in how you use your earned rewards.

  • 0% Intro APR

Enjoy a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles with the U.S. Bank Cash+ Visa Signature Card, allowing you to make purchases or transfer balances without accruing interest during the promotional period. This feature provides financial flexibility and savings for new cardholders.

  • No Annual Fee

Maximize your rewards with the U.S. Bank Cash+ Visa Signature Card without worrying about an annual fee, ensuring that you can fully enjoy the benefits of the card’s rewards program without any additional costs.

  • Real-Time Rewards

Maximize your rewards with the U.S. Bank Cash+ Visa Signature Card without worrying about an annual fee, ensuring that you can fully enjoy the benefits of the card’s rewards program without any additional costs.

  • Rewards on Prepaid Travel

This card offers an enticing 5% cash back on prepaid air, hotel, and car reservations when booked directly through the U.S. Bank Rewards Center. For frequent travelers, this benefit can lead to significant savings, turning every trip into an opportunity to earn substantial rewards.

  • Pay Over Time with a U.S. Bank ExtendPay Plan

This feature allows cardholders to manage larger purchases more effectively. With ExtendPay Plans, you can divide eligible credit card purchases into manageable monthly payments with no interest, only a fixed monthly fee. This flexibility makes it easier to budget for big-ticket items without incurring the typical interest costs associated with credit card purchases.

  • Identity Theft Protection

Enjoy added security and peace of mind with identity theft protection services provided by Norton LifeLock when you use the U.S. Bank Cash+ Visa Signature® Card. In the event of identity theft, Norton LifeLock offers expert assistance and support to help restore your identity and minimize any financial impact. With identity theft protection included as part of your card benefits, you can feel confident using your U.S. Bank Cash+ Visa Signature® Card knowing that your identity is actively monitored and protected.

  • 24/7 Customer Service

Enjoy the convenience of dedicated customer service available 24/7 with the U.S. Bank Cash+ Visa Signature® Card, providing reliable assistance and support for all your card inquiries and needs. Whether you have questions about your account, need help with transactions, or require assistance while traveling, knowledgeable representatives are available around the clock to provide prompt and personalized service.

Qualification Requirements

U.S. Bank Cash+ Visa Signature Credit Card
Source: U.S. Bank Cash+ Visa Signature Credit Card

To be eligible for the U.S. Bank Cash+ Visa Signature Card, applicants typically need good to excellent credit. The bank will consider your credit history, income, and other financial factors to determine eligibility.

How to Apply for the U.S. Bank Cash+ Visa Signature® Card: A Simple Step-by-Step Guide

Here is a simple step-by-step guide on how to apply for the U.S. Bank Cash+ Visa Signature® Card:

  1. Visit the U.S. Bank Website and look for the U.S. Bank Cash+ Visa Signature® Card.
  2. Click on ‘Apply Now’.
  3. Fill Out the Application Form.
  4. Review Terms and Conditions and Submit Your Application.
  5. Wait for Approval.
  6. Receive Your Card and Activate Your Card.

By following these steps, you can easily apply for the U.S. Bank Cash+ Visa Signature® Card online and begin enjoying its benefits and rewards. Applying online is convenient and straightforward, allowing you to access this valuable credit card efficiently.

FAQs

What are the foreign transaction fees?

The card charges a foreign transaction fee of 2-3%.

How do I choose my 5% cash back categories?

Categories can be selected each quarter through the U.S. Bank online portal or mobile app.

Is there a limit to the cash back I can earn?

Yes, the 5% cash back rate is limited to the first $2,000 in combined purchases per quarter in chosen categories.

What happens after the 0% intro APR period?

A variable APR of 19.74% – 29.74% applies after the initial 15 billing cycles.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.