BJ’s One Mastercard Review

Get ready to earn rewards that you can use right when you're at the checkout, making it super easy to stock up on all your favorite things when you buy in bulk.

BJ’s Wholesale Club has everything you need for your home, from pantry staples to furniture, electronics, and even big bags of dog food. And guess what? You can save even more with the BJ’s One Mastercard, issued by Capital One.

Earn rewards not just on your BJ’s purchases, but on everything else you buy, all without any annoying annual fees. It’s a win-win for smart shoppers like you!

CREDIT CARD

BJ’s One Mastercard

Club Membership Annual Fee $0

Earn where you want. Spend where you love.

APPLY NOW You will be redirected

BJ’s Cash Back

With the BJ’s One Mastercard, you’ll earn a whopping 3% back in rewards on most of your purchases at BJ’s, the ultimate shopping spot. Plus, you’ll get a solid 1.5% back in rewards everywhere else you shop.

And here’s the best part – BJ’s rewards never expire! And there’s no limit to how much you can earn. So shop till you drop and watch those rewards add up!

Don’t miss out on the chance to save big and make every shopping trip a blast with the BJ’s One Mastercard!

Redeeming Rewards

Once you’ve hit the $10 mark, it’s time to cash in on those rewards! Whether you’re shopping in-store at BJ’s club, browsing online at BJs.com, or using the BJ’s mobile app, you can use your rewards balance at checkout and see your total purchase amount go down. Say goodbye to paying full price!

Your rewards will be applied to your total amount owed, instantly lowering your transaction cost. If your rewards balance is more than the transaction amount, you’ll only pay for what’s left, with no extra charge. Plus, you’ll keep the remaining rewards for your next shopping spree!

BJ’s One Mastercard Benefits

Bonus Earnings

As a BJ’s One Mastercard holder, you’ll get access to special bonus earnings from time to time, just for being a savvy shopper! These exclusive bonuses are like icing on the cake, offering you even more rewards for your everyday purchases. Imagine the thrill of earning extra cash back just for shopping at your favorite stores or making essential purchases for your business. 

$0 Annual Fee

With the BJ’s One Mastercard, you won’t have to worry about annual fees eating into your rewards. Unlike other cards that burden you with additional costs, this card offers the benefit of no annual fee, allowing you to maximize your rewards without any extra expenses.

No Foreign Transaction Fee

Say goodbye to foreign transaction fees with the BJ’s One Mastercard! Whether you’re traveling a lot or just shopping internationally, this perk can save you money and make your trips even better.

Gas Discount

You’ll enjoy a fantastic perk: 10 cents off per gallon every time you fill up at BJ’s gas stations. Just picture the savings adding up every time you hit the road! Whether you’re commuting to work, running errands, or embarking on a road trip adventure, this discount makes every journey more affordable and enjoyable. So fuel up with confidence and watch those savings pile up with each visit to BJ’s gas stations!

No Expiring Cash Back

Enjoy the freedom of BJ’s rewards that never expire, allowing you to save them up for as long as you wish. Whether you redeem them now or later, your savings will continue to grow over time, providing you with greater flexibility and convenience.

ID Theft Protection

Feel secure with our ID theft protection feature, diligently monitoring your account for any indications of fraud and promptly notifying you of any unusual activity. Your peace of mind is our commitment.

Liability Protection

Rest easy knowing that with the BJ’S One Mastercard, you’re shielded from any unauthorized purchases, whether they occur online or in-store. Your peace of mind is our priority.

Global Emergency Services

With this card, you’ll receive round-the-clock support for lost or stolen cards, no matter where you are in the world. Whether you’re at home or traveling abroad, rest assured that help is just a phone call away.

Who Can Apply?

If you’re ready to level up your financial game, the BJ’s One Mastercard could be your ticket to success! With just a credit score of at least 690, and meeting some basic requirements like being 18 years or older, a BJ’s member, and living in the U.S., you can get this card. Don’t miss out! Apply today and start your journey towards financial freedom and excitement!

How to apply?

Applying for a BJ’s One Mastercard is easier than you think:

1. Go to the Capital One website and look for BJ’s One Mastercard
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

How can I pay my BJ’s Credit Card?

You have multiple convenient options to make a payment on your BJ’s Credit Card, including online, by phone, through the Capital One mobile app, by mail, or in person at a branch.

Do I need to pay to enroll in the Rewards program?

No, signing up is completely free, and there’s no obligation to make a purchase.

How can I increase my credit limit?

You can request a credit limit increase online if eligible, or by calling the number on the back of your credit card.

What is the credit limit on BJ’s One Mastercard?

Your credit limit is typically determined based on your creditworthiness.

CREDIT CARD

BJ’s One Mastercard

Club Membership Annual Fee $0

Earn where you want. Spend where you love.

APPLY NOW You will be redirected