BJ’s One+ Mastercard Review

Prepare to turbocharge your savings and cash in rewards right at the checkout with your BJ’s One+ Mastercard.

When it’s time to load up on pantry staples, furniture, electronics, or even those hefty bags of dog food, you can always count on BJ’s Wholesale Club to have everything you need at unbeatable prices! And now, with the BJ’s One+ Mastercard from Capital One, you can take your savings game to the next level.

Not only will you score fantastic deals on all your BJ’s purchases, but you’ll also earn rewards on every other transaction you make, without any pesky annual fees to worry about. It’s truly a win-win situation for savvy shoppers like you who want to make the most out of every purchase!

CREDIT CARD

BJ’s One+ Mastercard

Club+ Membership Annual Fee $0

Earn where you want. Spend where you love.

APPLY NOW You will be redirected

BJ’s Cash Back

With the BJ’s One+ Mastercard, earning rewards couldn’t be simpler! Get ready to enjoy an impressive 5% back in rewards on the majority of your purchases at BJ’s, along with a solid 2% back in rewards on all other transactions.

What’s even better? Your rewards will be deposited into your Club+ account at the end of each statement cycle, and there’s no cap on how much you can earn! Keep an eye out for Bonus Earnings events too, where you can score even more rewards and maximize your savings. It’s the ultimate way to make every purchase work harder for you!

Redeeming Rewards

Ready to cash in on your rewards? Once you’ve hit the $10 threshold, it’s time to make the most of those hard-earned rewards!

Whether you’re shopping at BJ’s club, browsing online at BJs.com, or using the BJ’s mobile app on-the-go, you can redeem your rewards balance at checkout and instantly see your total purchase amount shrink. Say goodbye to paying full price!

Plus, any leftover rewards balance is yours to keep for your next shopping spree, giving you even more reasons to celebrate your savvy spending.

BJ’s One+ Mastercard Benefits

Bonus Earnings

Get ready for an extra dose of excitement! As a proud holder of the BJ’s One+ Mastercard, you’ll unlock access to exclusive bonus earnings released periodically just for you, our esteemed customer. So hold onto your hats and get ready to enjoy even more rewards with every swipe of your card!

$0 Annual Fee

Unlock rewards without worrying about annual fees. With no strings attached, you have the freedom to make the most of your spending and maximize your benefits. Enjoy the perks of your card without any additional costs holding you back!

No Foreign Transaction Fee

Say goodbye to those pesky extra charges that always seem to sneak onto your bill, whether you’re jet-setting across the globe or simply indulging in some international online shopping. The BJ’s One+ Mastercard gives you the freedom to shop with ease and without worry wherever your adventures take you.

Gas Discount

Receive a fantastic 15 cents off per gallon each time you fill up at BJ’s gas stations, giving you more money in your pocket every time you hit the road. Whether you’re commuting to work or embarking on a road trip adventure, this discount will have you cruising with excitement and savings at every turn of the pump.

No Expiring Cash Back

BJ’s rewards are like the ultimate gift that just keeps on giving because they never expire! Feel secure knowing that your hard-earned rewards will always be ready and waiting for you whenever you decide to use them.

Whether you’re saving up for a big purchase or just want to treat yourself, your rewards will be there to make it happen, no matter when you choose to cash them in.

ID Theft Protection

Rest easy with the added peace of mind that comes with ID theft protection, which actively monitors your account for any suspicious activity or signs of potential fraud. With this feature in place, you can feel confident that your sensitive information is being safeguarded around the clock, giving you one less thing to worry about in today’s digital world.

Liability Protection

Protect yourself from unexpected charges with our comprehensive liability coverage. If someone makes unauthorized purchases with your card, we’ve got you covered. Enjoy peace of mind knowing you’re safeguarded against any fraudulent transactions.

Global Emergency Services

You’re covered 24/7 for reporting and replacing lost or stolen cards, whether you’re at home or traveling abroad. No matter where you are, we’ve got your back, ensuring you can quickly and easily take action to protect your finances.

Who Can Apply?

With just a credit score of at least 690 and meeting a few basic requirements, you can get your hands on this card. Dive into a world of tailored rewards and perks that match your lifestyle perfectly. Apply today and kickstart your journey towards financial freedom and excitement!

How to apply?

Applying for a BJ’s One+ Mastercard is easier than you think:

1. Go to the Capital One website and look for BJ’s One+ Mastercard
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

How can I pay my BJ’s Credit Card?

You can conveniently make a BJ’s Credit Card payment through various channels, including online, by phone, through the Capital One mobile app, by mail, or at a branch.

Do I need to pay to enroll in the Rewards program?

Nope, signing up is absolutely free, and there’s no purchase required.

How can I increase my credit limit?

You can request a credit limit increase online if eligible, or by calling the number on the back of your credit card.

What is the credit limit on BJ’s One+ Mastercard?

Your credit limit is typically determined based on your creditworthiness.

CREDIT CARD

BJ’s One+ Mastercard

Club+ Membership Annual Fee $0

Earn where you want. Spend where you love.

APPLY NOW You will be redirected