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Blue Cash Preferred American Express Review

The American Express Blue Cash Preferred Card offers exceptional rewards for spending at supermarkets and streaming services.

Source: Blue Cash Preferred ANEX

In a world where every penny counts, the Blue Cash Preferred Credit Card from American Express stands out as a beacon of financial savvy. Picture this: you’re at the supermarket, cart brimming with groceries. As you swipe your Blue Cash Preferred Card, not only do you breeze through checkout, but you also earn substantial cash back.

But what makes this card a must-have in your wallet? Apart from its eye-catching blue design, the card is loaded with features tailored to make your daily transactions not only convenient but also profitable. Let’s dive into the everyday benefits and exclusive perks that set this card apart in the competitive world of credit cards.

Earning rewards

The Blue Cash Preferred® Card from American Express offers robust cash back rewards across various spending categories:

6% Cash Back at U.S. Supermarkets:

  • Earn 6% cash back on eligible purchases at U.S. supermarkets, up to $6,000 per year in purchases (then 1% cash back). This category includes groceries and everyday household items.

6% Cash Back on Select U.S. Streaming Subscriptions:

  • Enjoy 6% cash back on select U.S. streaming subscriptions, including popular services for entertainment and media streaming.

3% Cash Back at U.S. Gas Stations and on Transit:

  • Earn 3% cash back on purchases made at U.S. gas stations for fuel and other automotive needs.
  • Also, earn 3% cash back on transit purchases, including taxis, rideshares (like Uber and Lyft), tolls, parking fees, trains, buses, and more.

1% Cash Back on Other Purchases:

  • For all other purchases not falling into the above categories, you’ll earn 1% cash back.

These generous cash back rates cater to everyday spending habits, providing substantial rewards for grocery shopping, streaming services, commuting expenses, and gas purchases. The tiered cash back structure allows cardholders to maximize rewards in key spending areas and earn valuable cash back on all other purchases.

Special Advantages and Benefits

Welcome Bonus

The Blue Cash Preferred Card greets its new cardholders with a generous welcome bonus. Upon meeting specific spending criteria within the first few months of card ownership, users can earn a substantial cash reward. This introductory offer not only serves as an immediate perk but also kickstarts the rewarding experience of using the card. It’s an incentive that not only rewards early spending but also sets the tone for the benefits that follow.

Reedeming rewards

To redeem cash back rewards earned with the Blue Cash Preferred Card from American Express, simply log in to your account online or through the mobile app. Navigate to the rewards section, where you can view your available cash back balance and select your preferred redemption option. Options include statement credits, gift cards, merchandise purchases, charitable donations, and using cash back for purchases. Choose the method that best suits your needs and enjoy the flexibility of using your rewards towards various redemption options.

Year-Round Cash Back

What sets the Blue Cash Preferred Card apart is its year-round cash back on everyday spending categories. Whether it’s groceries, gas, or streaming services, the card offers high cash back rates without seasonal limitations. This consistent reward structure means that cardholders don’t have to wait for specific months or quarters to maximize their earnings; they can earn substantial rewards all year long.

No Rotating Categories

The hassle of keeping track of rotating reward categories is eliminated with the Blue Cash Preferred Card. Unlike many other credit cards, it doesn’t require cardholders to sign up for different categories each quarter to earn bonus rewards. This feature simplifies the reward-earning process, allowing users to consistently earn cash back in the same categories without any extra effort or tracking.

Travel Perks

For those who travel, the Blue Cash Preferred Card comes with added advantages. It includes travel accident insurance, providing an extra layer of security during trips. Moreover, the card offers car rental loss and damage insurance, which can be a financial lifesaver in case of accidents or theft. These travel perks not only provide peace of mind but also add value to the card, making it an ideal travel companion.

Exclusive Entertainment Access

Cardholders of the Blue Cash Preferred Card enjoy exclusive access to entertainment events. This includes presale tickets to concerts, shows, and other events, ensuring that users have the opportunity to secure seats before the general public. Additionally, members are invited to special events, offering unique experiences that go beyond the typical credit card offerings. This benefit enriches the lifestyle of the cardholder, making it more than just a financial tool.

Qualification Requirements

To qualify for the Blue Cash Preferred Card, applicants need a good to excellent credit score. American Express typically considers factors like your credit history, income, and existing debt. It’s important to have a stable financial background, as the card is designed for those who regularly spend in its high-reward categories. Meeting these criteria is essential to enjoy the full spectrum of benefits the card offers.

How to Apply for this credit card?

Applying for a Blue Cash Preferred American Express is easier than you think:

  1. Go to the American Express website and look for Blue Cash Preferred American Express
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application


What is the annual fee?

The card has a modest annual fee, which is often offset by the rewards earned.

Is there a limit to the cash back I can earn?

No, there’s no limit on the total cash back you can earn.

Can I add additional cards for family members?

Yes, you can add additional cards at no extra cost.

Are there foreign transaction fees?

The card does charge a minimal fee for foreign transactions.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.