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Citi Double Cash

Get ready to supercharge your spending power with the Citi® Double Cash Card! This dynamic credit card is designed to maximize your rewards and simplify your financial life.

Credit card Citi Double Cash Card
Source: Credit card Citi Double Cash Card

With the Citi Double Cash Card, you’ll earn cash back not once, but twice on every purchase. Here’s how it works: earn 1% cash back when you make a purchase and an additional 1% cash back when you pay off that purchase, giving you a total of up to 2% cash back on all your spending. Whether you’re stocking up on groceries, dining out with friends, or treating yourself to a shopping spree, this card lets you earn rewards effortlessly on all your everyday purchases.

What sets the Citi Double Cash Card apart is its versatility and ease of use. There’s no complicated points system to navigate—just straightforward cash back rewards that add up quickly with every swipe.

Plus, enjoy a long introductory APR period on balance transfers, making it an excellent choice if you’re looking to consolidate debt or save on interest charges. With Citi’s trusted name and commitment to customer service, you can rely on the Citi Double Cash Card to enhance your spending experience and put more money back in your pocket.



Earning cash back

The Citi Double Cash Card revolutionizes the cash back game by effectively doubling the industry standard. While many cards used to offer just 1% cash back, the Citi Double Cash Card takes it up a notch, rewarding you with 1% cash back when you make purchases and an additional 1% when you pay off those purchases.

This unique structure incentivizes responsible credit card management—prompt payment means quicker access to the second half of your rewards. It’s a powerful motivator to pay your credit card bill in full each month, a practice we highly recommend not only for maximizing rewards but also for avoiding unnecessary interest charges.

With the Citi Double Cash Card, earning cash back is straightforward and rewarding. There’s no complex points system to navigate—just a simple, transparent way to earn up to 2% cash back on all your spending. If you’re ready to amplify your cash back earnings and embrace responsible credit card habits, the Citi Double Cash Card is your ticket to doubling your rewards with every purchase.

Redeeming cash back

The Citi Double Cash Card offers versatile redemption options with its Citi ThankYou Points, providing flexibility to suit different preferences:

  • Cash Back: Redeem 20,000 ThankYou Points for a $200 statement credit, direct deposit, or check by mail, offering straightforward cash savings.
  • Gift Cards: Use your points to redeem gift cards from various retailers, allowing you to treat yourself or others with your rewards.
  • Online Shopping: Pay for purchases at participating merchants using your ThankYou Points, expanding your shopping options and maximizing value.
  • Point Sharing: Share your points with other Citi ThankYou members, enabling you to pool rewards for greater flexibility and benefits.
  • Travel Redemptions: Explore travel opportunities by redeeming points for bookings directly through Citi or transfer points to Citi’s travel partners, opening doors to exciting travel experiences.

With these redemption choices, Citi Double Cash cardholders can tailor their rewards to align with their lifestyle and preferences, ensuring that every point earned translates into meaningful value and experiences.

Special Advantages and Benefits

  1. $200 Cash Back Bonus: Spend $1,500 in the first 6 months of opening your account and earn a substantial $200 cash back, giving your savings a significant boost.
  2. No Annual Fee: Enjoy the perks of cash back rewards without any annual fee, making the Citi Double Cash Card a cost-effective choice for maximizing rewards.
  3. 5% Cash Back on Travel: For a limited time, enjoy 5% cash back on hotel and car rentals booked through the Citi Travel℠ portal, making your travels even more rewarding.
  4. No Category Restrictions: Earn cash back on all purchases, regardless of spending category. There are no limits or caps on the amount of cash back you can earn, giving you flexibility and freedom in your spending.
  5. Contactless Payment Technology: Enjoy the convenience and security of contactless payments with the Citi Double Cash Card, allowing for quick and easy transactions at participating merchants.
  6. Worldwide Acceptance: Use your Citi Double Cash Card globally wherever Mastercard is accepted, making it a reliable payment option for both domestic and international transactions.
  7. 24/7 Customer Support: Assistance is just a call away, any time of the day, ensuring your financial journey is smooth and secure.

Who can apply?

To take advantage of the exceptional benefits offered by the Citi Double Cash Card, meeting the qualification criteria is essential. Prospective applicants should have a good to excellent credit score, demonstrating a track record of responsible credit management.

This credit score requirement is not only in line with Citi’s standards but also ensures that cardholders are well-positioned to make the most of the card’s rewarding features.

How to Apply for the Citi Double Cash Card?

Credit card Citi Double Cash Card
Source: Credit card Citi Double Cash Card

Applying for a Citi Double Cash Card is easier than you think:

  1. Go to the Citi website and look for Citi Double Cash Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently Asked Questions About the Citi Double Cash Card

What is the interest rate for the Citi Double Cash Card?

The variable APR ranges from 19.24% to 29.24%, based on creditworthiness.

Are there any annual fees?

No, the Citi Double Cash Card comes with no annual fees, making it a cost-effective choice for many.

How does the cash back system work?

Cardholders earn 1% cash back on purchases and an additional 1% as they pay for those purchases.

Can I use this card for international travel?

Yes, the card can be used globally, but it’s advisable to check the foreign transaction fees applicable.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.