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First Digital NextGen MasterCard Credit Card Review

With features like online account management and the flexibility of MasterCard acceptance, this card empowers users to take control of their finances and work towards achieving their financial goals.

First Digital NextGen MasterCard
Source: First Digital NextGen MasterCard

The First Digital NextGen MasterCard Credit Card is a transformative tool for individuals seeking to establish or rebuild their credit history. With its innovative features and accessibility, this card goes beyond traditional credit offerings to provide a pathway to financial empowerment. Designed to cater to those with limited or challenged credit, the First Digital NextGen MasterCard offers a welcoming opportunity to access credit and improve financial health.

What sets the First Digital NextGen MasterCard apart is its focus on inclusion and convenience. This card is accessible to individuals who may have faced challenges in obtaining credit elsewhere, offering them a chance to demonstrate financial responsibility and build credit. Whether you’re looking to establish credit for the first time or rebuild after setbacks, the First Digital NextGen MasterCard Credit Card provides a supportive platform to begin your credit journey with enthusiasm and confidence.


First Digital NextGen MasterCard
CREDIT CARD
First Digital NextGen MasterCard
Perfect credit is not required A simple, secure application
Get a full-feature MasterCard Credit Card, accepted nationwide:
APPLY NOW You will be redirected

Earning rewards

The First Digital NextGen MasterCard stands out with its attractive rewards program, offering cardholders the opportunity to earn 1% cash back on purchases. This feature adds a rewarding element to everyday spending, allowing users to benefit from their purchases over time. By earning cash back on eligible transactions, cardholders can maximize the value of their spending and potentially offset some costs associated with using the card.

Benefits of First Digital NextGen MasterCard Credit Card

  • Accepted in almost every merchants and ATMs worldwide

The First Digital NextGen MasterCard Credit Card is a MasterCard credit card for the digital era. It’s accepted in almost every merchants and ATMs worldwide. The card also has a fraud protection that ensures your credit card information is secure and protected.

  • It offers a fast and easy application

First Digital NextGen MasterCard Credit Card offers a fast and easy application. It takes only minutes to apply and is a perfect choice for those who have a busy lifestyle.

First Digital NextGen MasterCard
Source: First Digital NextGen MasterCard
  • Perfect credit history is not required

This card is considered to be the perfect bank account solution for anyone, regardless of whether they have a credit history. The card can be used anywhere MasterCard is accepted, and the card options offers a medium to high interest rates and annual fees.

  • Issued by Synovus Bank which is an FDIC member

Synovus Bank offers the First Digital NextGen MasterCard Credit Card to help people build a budget and save for the future. With this card, you can earn money by using it responsibly.

  • No Security Deposit Required

Unlike some secured credit cards, the First Digital NextGen MasterCard does not require a security deposit to open the account, making it more accessible for those rebuilding credit.

  • Financial features

The First Digital NextGen MasterCard prioritizes user-friendly features to enhance the overall cardholder experience. With manageable monthly payments, users can budget more effectively and avoid financial strain. The card also comes equipped with a user-friendly mobile app, enabling convenient access to account information, transaction history, and payment options on the go. This seamless integration of technology into financial management empowers users with greater control over their spending and credit activities, fostering responsible financial habits and promoting financial wellness.

  • Reports to the three major credit bureaus

The First Digital NextGen MasterCard credit card is perfect for someone who is just beginning to establish their credit score and build it up to be a strong one. The card offers competitive interest rates, many benefits, and access to great opportunities including the most comprehensive reports to the three major credit bureaus.

Access Requirements

Applicants for the First Digital NextGen MasterCard are not required to have perfect credit, making it a suitable option for those looking to build or rebuild their credit history.

How to Apply for the First Digital NextGen MasterCard

Applying for the First Digital NextGen MasterCard is an easy and straightforward process, designed to be quick and accessible even for those without perfect credit:

  1. Visit the Application Website: Start by visiting the First Digital NextGen MasterCard’s official website.
  2. Complete the Online Application: The website provides a secure and simple online application form. You’ll need to fill in your personal details such as your name, address, and date of birth, and provide other necessary information.
  3. Wait for Approval: After submitting your application, the approval process is swift. You can expect to receive a decision in as little as 60 seconds.
  4. Pay the Program Fee: If approved, you’ll need to pay a one-time Program Fee to activate your card.
  5. Receive and Activate Your Card: Once your card arrives, you’ll need to activate it. This can be done through the First Digital Card Mobile App or the website.
  6. Manage Your Account: After activation, you can manage your account and monitor your spending and rewards through the user-friendly mobile app.

FAQs

What are the main features of the First Digital NextGen MasterCard?

The card offers 1% cash back rewards, wide acceptance across the US and online, manageable monthly payments, monthly credit bureau reporting, and a user-friendly mobile app.

How can the First Digital NextGen MasterCard help improve my credit score?

Regular, on-time payments are reported to the credit bureaus, helping to build or improve your credit score over time.

What are the fees associated with the First Digital NextGen MasterCard?

There is a one-time Program Fee, an annual fee of $75.00 for the first year and $48.00 annually thereafter, and a monthly servicing fee after the first year.

Can I add an authorized user to my First Digital NextGen MasterCard account?

Yes, you can add an authorized user either during the application process or after opening your account via the Mobile App or by contacting customer service.


First Digital NextGen MasterCard
CREDIT CARD
First Digital NextGen MasterCard
Perfect credit is not required A simple, secure application
Get a full-feature MasterCard Credit Card, accepted nationwide:
APPLY NOW You will be redirected

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.