Preloader Image 1 Preloader Image 2

First Progress Platinum Elite MasterCard Secured

This card is a high-end rewards card designed for people who want the best of both worlds.

First Progress Platinum Elite MasterCard Secured

Imagine a powerful tool in your financial toolkit that not only boosts your spending ability but also strengthens your credit history. The First Progress Platinum Elite Mastercard Secured Credit Card is a beacon of hope for individuals aiming to establish or rebuild their credit. More than just a card, it represents a pathway to financial independence.

In a world where credit scores open doors to opportunities, this card acts as your personal credit builder. With every purchase, you’re not just acquiring goods; you’re forging a path toward a secure financial future. The card is designed to support and empower you on your journey to financial stability, recognizing and nurturing your progress every step of the way.



A Day-to-Day Ally in Credit Enhancement

Every Swipe Counts

Every transaction made with the First Progress Platinum Elite Mastercard represents more than just a mundane activity; it’s a strategic step towards enhancing your credit score and financial well-being. This card offers a unique opportunity to transform everyday purchases into building blocks for a robust credit profile.

By using this card responsibly and making timely payments, you’re actively demonstrating creditworthiness and establishing a positive credit history. Each swipe becomes a valuable contribution towards achieving your financial goals and unlocking future opportunities.

The First Progress Platinum Elite Mastercard is designed to empower cardholders in their credit-building journey. It recognizes the importance of responsible credit management and provides a practical tool to strengthen your financial foundation.

With this card, you can take control of your credit destiny, turning routine spending into a deliberate strategy for long-term financial success. As you accumulate positive credit activity with each transaction, you’re not just making purchases – you’re investing in your financial future and paving the way towards greater financial freedom and flexibility.

Exclusive Credit Reporting

The distinctive feature of the First Progress Platinum Elite Mastercard lies in its unwavering commitment to your credit growth and success. Unlike many other cards, this one reports your credit activity to all three major credit bureaus on a monthly basis.

This means that every responsible transaction you make with this card contributes directly to building and strengthening your credit profile. The consistent reporting to credit bureaus acts as a monthly validation of your financial discipline and responsible credit management.

What sets this card apart is not just its ability to facilitate transactions, but its role as a catalyst for positive credit recognition and advancement. Each month, as your credit activity is reported, it’s akin to receiving a round of applause from your credit score, acknowledging and rewarding your efforts towards financial responsibility.

This proactive approach to credit reporting ensures that your credit-building endeavors are duly recognized and contribute effectively to your overall credit health and future financial opportunities. With the First Progress Platinum Elite Mastercard, you’re not just using a card – you’re actively shaping and enhancing your credit journey.

Unveiling the Benefits: More Than Just a Credit Card

  1. Low Security Deposit: Begin your credit journey with a minimal investment. This card offers a low security deposit requirement, making it accessible for a broader audience.
  2. Flexible Credit Lines: Tailor your credit line to match your financial comfort zone. The flexibility to set your own credit limit (based on your deposit) empowers you to control your financial destiny.
  3. No Credit History Required: Whether you’re a student, a new immigrant, or someone rebuilding credit, this card opens its arms to you. No credit history? No problem.
  4. Fast Online Application Process: Time is precious. The card’s swift online application respects that, allowing you to embark on your credit journey swiftly.
  5. Credit Building Opportunity: Paying your bills on time for six consecutive months may qualify you to apply for a second credit card, allowing you to further expand your credit profile.
  6. Bankruptcy Forgiveness: A discharged bankruptcy in your credit history will not automatically disqualify you from obtaining this credit card, offering a fresh start for those with past financial challenges.
  7. Access to Credit & Rewards: Despite previous credit issues, you can still enjoy the benefits of a credit card with rewards and benefits tailored to your needs.
  8. Free Credit Monitoring: Access your VantageScore®+ for free, providing insight into your credit health and progress over time.
  9. Financial Education: Utilize the First Progress Card Mobile App to access educational resources on credit management and financial literacy.
  10. User-Friendly Mobile App: Manage your account conveniently with a user-friendly mobile app, offering tools for tracking spending, making payments, and monitoring transactions.
  11. Nationwide Acceptance: Use your card confidently anywhere in the U.S. and online, as it is accepted wherever Mastercard® is welcomed.
  12. Competitive APR: In the landscape of secured credit cards, this card boasts a competitive APR, ensuring your credit-building journey is affordable.

Eligibility: Making Credit Building Inclusive

Gone are the days when a good credit score was a privilege of the few. The First Progress Platinum Elite Mastercard opens its doors to a wide audience. Applicants aged 18 and above, with a valid SSN and U.S. mailing address, can embark on this journey. The inclusivity of this card makes it a pioneer in democratizing credit access.

How to apply for the First Progress Platinum Elite Mastercard Secured Credit Card?

First Progress Platinum Elite MasterCard Secured
First Progress Platinum Elite MasterCard Secured

Applying for a First Progress Platinum Elite Mastercard Secured Credit Card is easier than you think:

  1. Go to the U.S. Bank website and look for First Progress Platinum Elite Mastercard Secured Credit Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs: Demystifying the First Progress Platinum Elite

How does this card help build credit?

By reporting to all three major credit bureaus monthly, it helps establish a positive credit history with responsible use.

What’s the minimum security deposit?

The card offers a low minimum security deposit, making it accessible for various financial situations.

Can I increase my credit limit?

Yes, you can increase your credit limit by adding to your security deposit, subject to approval.

Is there an annual fee?

Yes, there’s a competitive annual fee, aligning with the card’s aim to make credit building affordable.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.