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IHG One Rewards Premier Review

With a big sign-up bonus, generous rewards, and automatic elite status, enjoy exclusive perks and elevate your stays with this card!


Looking for free nights on a hotel card? Look no further than the IHG One Rewards Premier Credit Card! With a bountiful sign-up bonus, generous rewards rate, and a free night after each account anniversary, you’ll be snoozing in an IHG-branded property quicker than you can tally up your savings on the bill.

Issued by Chase, the IHG One Rewards Premier Credit Card doesn’t stop there! It also showers you with Platinum Elite status, which means top-notch perks like complimentary room upgrades when available, and bonus points every time you make a booking. Get ready to elevate your hotel experience and enjoy the sweet rewards!

Bonus 140.000 points Up to 26X points
Unlock top-level perks reserved for travel pros
APPLY NOW You will be redirected

High rewards rate

Wow, check this out! With this amazing deal, you’re basically getting back around 7% of what you spend when you use it for IHG reservations. And guess what? It works like magic when you buy stuff directly from IHG properties.

But wait, there’s more! Just for being part of the IHG One Rewards program, you’re already getting 10 points for every dollar you spend. And if you’re rocking Platinum Elite status, you’re adding an extra 6 points per dollar! Put it all together, and you’re hitting a whopping 26 points per dollar when you’re chilling at IHG Hotels & Resorts. Now that’s a deal IHG loves shouting about!

In other words, you’ll get:

  • Up to 26 points total per $1 spent at IHG (10 from card, 10 from loyalty program, 6 from automatic elite status).
  • 5 points per $1 spent on travel, gas stations and restaurants.
  • 3 points per $1 spent on all other purchases.

Redeeming Rewards

You’ve got plenty of options for cashing in your IHG Premier card points. Whether you’re chilling online, tapping into the IHG app on your iPhone or Android device, or giving the number on the back of your card a ring, you’ve got the power to make it happen.

And check out all the cool stuff you can do with your points:

  • Treat yourself to reward nights, perfect for that dream getaway.
  • Score awesome experiences like tickets to concerts or sports events.
  • Grab some cool merchandise or snag gift cards for your favorite shops.
  • Spread the love by donating to charity.
  • Feeling jet-set? Convert your points into airline miles with IHG partners.
  • Or be a real friend and transfer your points to another IHG member.

With all these options, your points are like a treasure chest waiting to be opened! And here’s a neat trick: you can mix points and cash for your stays. Sometimes, this can be a sweet deal. Basically, IHG sells you the extra points needed and then deducts the full amount from your account.

IHG One Rewards Premier benefits

Bonus after approval

When you sign up for this card, you’re in for a treat! Get ready to earn a whopping 165,000 Bonus Points after you spend just $3,000 on purchases in the first 3 months from when you open your account. That’s a sweet deal right out of the gate!

United TravelBank cash

Guess what? You can score up to $50 of United TravelBank cash every calendar year. It’s like having a little stash of travel money waiting for you to use towards your next adventure. So go ahead, treat yourself to some extra perks on your travels with United!

Application fee credit for Global Entry, TSA Precheck or NEXUS

Here’s a fantastic perk for you: every four years, you can get reimbursed up to $100 when you charge a Global Entry, TSA PreCheck, or Nexus application fee to your card. It’s like having a VIP pass to smoother travel experiences, all on the house! So go ahead, breeze through security with ease and enjoy the perks of being a cardholder.

Anniversary free-night

Every year, starting from your first account anniversary, you’ll receive a reward night certificate. This certificate lets you enjoy a one-night stay at a hotel property that costs up to 40,000 points. And trust me, finding a great place to use it isn’t tricky at all!

Platinum Elite Status

Platinum Elite status offers a fantastic points boost and unbeatable perks. Alongside earning more points, you also enjoy benefits such as priority check-in, late checkout, free internet access, room upgrades, and a dedicated customer service line. It’s the ultimate VIP treatment!

20% off when buying IHG points

Use your IHG Premier Card and score a sweet 20% off when you buy IHG points. It’s like getting a discount on your dream hotel stay! But hold up, this deal doesn’t stack with other discounts when IHG puts points on sale. Plus, these points won’t count towards elite status, so the value might not be huge for most cardholders. Still, it’s a nifty way to save some cash on your next adventure!

Fourth-night-free reward

When you use points for a stay of four nights or more, you get the fourth night free! That means zero points for that night. If you manage to snag four consecutive nights at a property you love, this deal can really amp up the value of your points. It’s all about making your points go the extra mile! Just keep in mind, how often you redeem IHG points for longer stays will determine how much you benefit from this perk.

Travel benefits

Get excited for worry-free travel with your IHG Premier card! When you use it to pay for your adventures, you unlock a treasure trove of benefits. From trip cancellations to lost luggage, emergency evacuations, and rental car mishaps, your card has got you covered. It’s like having a guardian angel watching over your journey, ensuring smooth sailing every step of the way!

Who can apply?

Are you ready to take your travel experiences to the next level? Say hello to the IHG One Rewards Premier card—your golden ticket to a world of exclusive benefits and rewards! With a minimum credit score of 690 and eligibility for U.S. residents aged 18 and above, this card is within reach for adventurers like you.

Don’t hesitate any longer—grab this opportunity to unlock personalized rewards and perks tailored just for you! It’s time to start your journey to unforgettable experiences!

How to apply?

Source: IHG One Rewards Premier

Applying for a IHG One Rewards Premier is easier than you think:

  1. Go to the Chase website and look for IHG One Rewards Premier
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently asked questions

Can I access my account anywhere?

Yes, whether you use online or mobile banking, you can access your account wherever you are.

Do I need to pay to enroll in the Rewards program?

Believe it or not, signing up is totally free and you don’t need to purchase anything.

How can I increase my credit limit?

If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.

What is the credit limit on IHG One Rewards Premier?

IHG Premier Card guarantees a minimum $2,000 credit limit upon approval, with potential for even higher limits for those with excellent credit. Get ready to unlock incredible benefits!

Bonus 140.000 points Up to 26X points
Unlock top-level perks reserved for travel pros
APPLY NOW You will be redirected

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.