My GM Rewards Mastercard Review

Ready to turn your everyday spending into rewards for your next GM vehicle? Discovery the My GM Rewards Mastercard and start earning points on every purchase.

In a world where credit cards are more than just a payment tool, the My GM Rewards Mastercard emerges as a distinctive choice for General Motors enthusiasts. Imagine a credit card that not only facilitates your daily transactions but also brings you closer to your dream GM vehicle.

This card is not just about purchases; it’s about earning rewards every step of the way, making every swipe count towards something bigger. The My GM Rewards Mastercard is more than a financial product; it’s a lifestyle enabler. Tailored for those who breathe the GM brand, this card transforms your regular spending into a strategic plan for your next GM purchase.

Whether you’re fueling up for a road trip or shopping for groceries, every dollar spent is a step closer to your next Chevrolet, Buick, GMC, or Cadillac.

CREDIT CARD

My GM Rewards Mastercard

15,000 bonus points Annual Fee $0

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Earning Rewards

With the My GM Rewards Mastercard, earning rewards is straightforward and rewarding. You’ll earn 4 points for every $1 spent on everyday purchases, whether you’re grocery shopping, dining out, or grabbing your morning coffee.

Additionally, you’ll receive an impressive 7 points for every $1 spent on qualifying GM purchases, including GM Certified Service, parts, accessories from GM dealerships or online, and OnStar and Connected Services plans.

With such a high rewards rate, racking up points is effortless, and these points can be redeemed at participating GM dealers, enhancing the value of your card even further.

Benefits of GM Rewards MasterCard

• 15,000 bonus points

To start, as a new cardholder, you have the opportunity to earn a whopping 15,000 bonus points. Imagine the joy of accelerating towards your desired rewards faster than ever before. These points can be redeemed towards a wide range of GM services, including vehicle maintenance, parts, accessories, and even towards the purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac. 

• 0% Intro APR for the first 9 months

But that’s not all. With the GM Rewards MasterCard, you can enjoy a 0% introductory Annual Percentage Rate (APR) for the first 9 months. This means that you can make those necessary purchases or indulge in your love for GM products, all without worrying about interest charges piling up. 

• No Annual Fees

What’s even better is that the GM Rewards MasterCard has no annual fees. This means that you can take advantage of all the benefits without any extra costs eating into your savings. It’s a win-win situation that allows you to maximize your rewards and savings potential. 

• Automatic Gold Tier

Get ready for instant perks! With the My GM Rewards Mastercard, you’re automatically upgraded to Gold Tier status as soon as you’re approved—no need to wait to spend $45,000 on GM purchases. Gold Tier members enjoy exclusive offers and unlimited earning and redemption power. Plus, whether your car is electric or not, you can receive a $100 statement credit when you spend $1,500 on gas or pay for six electric bills between January and December.

• No impact on your credit score

Getting a new credit card can be stressful, with hard inquiries affecting your credit score and the risk of not being approved. However, with this card, you can check if you’re approved without impacting your credit score. A hard inquiry only occurs if you accept the card, making the process worry-free and convenient.

• Plenty redemption options

One of the best perks of this credit card is that your points are worth a penny and never expire as long as your account is open. Redeem them in various exciting ways: unlimited points when buying or leasing an eligible new GM vehicle at participating dealerships, up to $1,000 per year on certified pre-owned Chevrolet, Buick, GMC, or Cadillac vehicles, and unlimited points on non-vehicle GM purchases like certified service, parts, accessories, OnStar or Connected Service plans, and SiriusXM subscriptions.

• Offers the best MasterCard benefits

Last but not least, the GM Rewards MasterCard offers the best of MasterCard’s benefits. You’ll receive all the standard benefits that come with being a MasterCard holder, including security features, extended warranties, and purchase protections. With this card in your wallet, you’ll have peace of mind knowing that your purchases are protected and your financial transactions are secure.

Qualification Requirements & Recent Trends

The My GM Rewards Mastercard is designed for those with a good credit history, reflecting responsible credit management. Recent trends show a growing preference for cards that offer specific brand loyalty benefits, and this card fits the bill perfectly for GM enthusiasts.

How to Apply for the My GM Rewards Mastercard: A Step-by-Step Guide

Applying for My GM Rewards Mastercard is easier than you think:

1. Go to the GM credit cards website
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently Asked Questions

What are the APR rates after the introductory period?

• After the initial 9 months, a variable APR of 20.24% to 29.99% applies.

Can points be redeemed for cash?

• Points are exclusively redeemable towards GM-related purchases, not for cash.

Is there a limit to the points that can be earned?

• There is no cap on the number of points you can earn, offering unlimited earning potential.

Are there any benefits for electric vehicle owners?

• Yes, special statement credits are available for electric vehicle-related expenses.

CREDIT CARD

My GM Rewards Mastercard

15,000 bonus points Annual Fee $0

Enhance your Experience:

APPLY NOW You will be redirected