The U.S. Bank Cash+ Visa Signature

Enjoy the flexibility of choosing your own cash back categories every quarter, allowing you to earn rewards.

CREDIT CARD

U.S. Bank Cash+ Visa Signature

5% cash back No annual fee

SEE HOW TO APPLY You will remain on the current site

Are you seeking a credit card that puts you in control of your rewards? Imagine a credit card that allows you to select bonus cash back categories every quarter, giving you the power to earn rewards on the purchases you make most frequently.

This innovative Visa Signature card offers a customizable cash back experience, letting you earn higher rewards in categories that matter most to you, whether it’s dining, groceries, gas, streaming services, or more. With no annual fee and the ability to earn cash back on everyday purchases, this card is designed to enhance your spending experience and maximize your rewards potential.

Unlock the benefits of personalized rewards

Pros and Cons

Pros:

• Allows you to choose bonus cash back categories each quarter based on your spending habits, maximizing rewards.
• No Annual Fee.
• Generous Sign-Up Bonus.
• Includes Visa Signature perks such as travel and shopping protections, concierge services, and more.
• Provides various redemption options.

Cons:

• The rewards system can be complex with rotating categories and tiered cash back rates, requiring active management for optimal rewards.

For whom was this credit card made for?

This card is designed for individuals who want a credit card that offers flexibility and customization in earning rewards based on their spending preferences. It is particularly suited for those who are organized and enjoy actively managing their credit card rewards by selecting bonus categories each quarter.

Additionally, this card appeals to individuals who prefer no annual fee and appreciate the added benefits of Visa Signature perks, making it ideal for consumers looking to maximize rewards without paying extra fees.

Why do we like this credit card?

We like this card for several compelling reasons. Firstly, it offers the unique advantage of allowing you to customize your cash back rewards by selecting bonus categories that align with your spending habits each quarter. This flexibility ensures that you can earn higher rewards on the purchases you make most frequently.

Additionally, the card comes with no annual fee, making it a cost-effective choice for earning rewards without any extra cost. Furthermore, you can benefit from a generous sign-up bonus if you meet the required spending threshold within the specified timeframe after opening the account.

The inclusion of Visa Signature benefits adds value with perks like travel and shopping protections, concierge services, and more. Lastly, this card provides various redemption options for your cash back rewards, giving you the flexibility to choose how you want to use your earnings.

Overall, if you appreciate customizable rewards, no annual fee, and the added perks of Visa Signature benefits, this card offers a compelling option to enhance your spending experience and maximize your rewards potential.