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TD Double Up Credit Card Review 

The TD Double Up Credit Card is a game-changer, offering an incredible 2% cash back on all your purchases—1% when you buy and an additional 1% when you redeem into an eligible TD deposit account, making every purchase doubly rewarding!

TD Double Up
Source: TD Double Up

The TD Double Up Credit Card is an innovative financial tool that offers cardholders a unique opportunity to earn and maximize their rewards. Designed by TD Bank, this credit card is an excellent choice for individuals who want to make the most of their everyday spending. With this card, users can earn rewards on every purchase they make, allowing them to double up on the benefits. 

One of the standout features of the TD Double Up Credit Card is its flexible rewards program. Cardholders can earn valuable TD Points on eligible purchases, which can be redeemed for various rewards such as travel, merchandise, gift cards, and more. What sets this card apart is the option to double the value of these points when redeemed for travel through the TD Travel Rewards program. This means that cardholders can stretch their rewards even further and enjoy incredible savings on flights, hotels, and vacation packages. 

In addition to its generous rewards program, the TD Double Up Credit Card also offers an array of other benefits. Cardholders can take advantage of exclusive perks, such as travel insurance coverage, rental car discounts, and access to special events.

Benefits of TD Double Up Credit Card

  • No annual fee

Unlike many credit cards on the market, the TD Double Up Credit Card has no annual fee, ensuring that you can enjoy its advantages without any additional costs.

  • Generous and simple rewards structure

With this credit card, earning rewards becomes a breeze. You can earn unlimited 2% Cash Back on all eligible purchases, allowing you to accumulate rewards quickly and effortlessly.

  • Double Cash Back

TD Bank has introduced one of the most rewarding flat-rate cash-back programs with the TD Double Up Credit Card. Earn 2% cash back on every purchase—1% when you buy and an additional 1% when you redeem your rewards. It’s double cash back on all your everyday purchases, making your spending twice as rewarding!

  • Contactless Payments/Digital Wallet 

Furthermore, the TD Double Up Credit Card embraces the latest in payment technology, offering contactless payments and compatibility with popular digital wallets. Say goodbye to digging through your wallet for your credit card – simply tap your card or phone at any contactless-enabled terminal and enjoy a seamless and secure payment experience. 

  • Instant credit card replacement

In addition to the convenience of contactless payments, the TD Double Up Credit Card also provides the advantage of instant credit card replacement. Should the unfortunate event of a lost or stolen card occur, TD Bank ensures that you won’t have to wait long for a replacement. This feature guarantees that you can continue using your credit card without any disruption to your daily life.

  • Bonus After Approval

Unlike many high cash back cards, the TD Double Up Credit Card welcomes new cardholders with a $150 Cash Back bonus as a statement credit when you spend $1,000 within the first 90 days. It’s an incredible way to kickstart your rewards and make your life easier right from the start!

  • Introductory APR Promotion

Say goodbye to high-interest balances! The TD Double Up Credit Card offers an impressive 0% introductory APR on balance transfers for the first 15 months after account opening. It’s the perfect solution to help you manage and pay off balances from other credit cards more efficiently.

  • Unlimited Cash Back

Earn rewards on every purchase without any caps! The TD Double Up Credit Card allows you to rack up unlimited cash back, adding up quickly with no limits on how much you can earn. Every purchase gets you closer to more rewards.

  • Same-day Shipt Delivery

Enjoy the convenience of same-day delivery from your favorite stores. The TD Double Up Credit Card offers three months of free Shipt membership, followed by nine more months at 50% off. Get what you need, when you need it, delivered right to your door.

  • Zero Liability Coverage

Rest easy knowing your purchases are protected. The TD Double Up Credit Card offers zero liability coverage, ensuring you’re protected against unauthorized charges if your card is lost, stolen, or used fraudulently. Enjoy security and peace of mind with every purchase.

  • Visa Platinum or Signature Benefits

Cardholders enjoy a range of Visa benefits, including cell phone protection, fraud liability coverage, emergency card replacement, concierge services, special event access, identity theft protection, lost luggage reimbursement, travel accident insurance, and access to luxury hotel collections. These benefits enhance your overall experience and provide extra value.

The TD Double Up Credit Card offers a wealth of benefits designed to maximize your rewards, protect your purchases, and make everyday spending more convenient and enjoyable.

Qualifying for TD Double Up Credit Card

  • Minimum Credit Score needed: You need to have a minimum credit score of 700 and above to get TD Double Up Credit Card.
  • Annual Income requirements: The annual income requirements for TD Double Up Credit Card is applicable but the official site of TD Double Up Credit Card didn’t disclose it yet.
TD Double Up
Source: TD Double Up

How to apply for TD Double Up Credit Card?

To apply for the TD Double Up Credit Card, follow these simple steps: 

  1. Visit the TD Bank website and look for the TD Double Up Credit Card.
  2. Click on the “Apply Now” button. 
  3. Fill out the application.
  4. Read and understand the terms and conditions. 
  5. Submit your application. 
  6. Wait for approval.

Frequently Asked Questions (FAQs) about Card

What are the eligibility requirements for the TD Double Up Card?

Residents of specific U.S. states like CT, NY, NJ, and others are eligible to apply.

Is there a limit to the cash back I can earn?

No, earn unlimited 2% cash back on all eligible purchases with no cap.

Are there any annual fees associated with the card?

Enjoy zero annual fees with the TD Double Up Credit Card.

Can I use this card for international transactions?

Yes, but a 3% foreign transaction fee applies to each transaction in U.S. dollars.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.