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Wells Fargo Reflect Card

This card is designed to empower individuals with features that promote transparency, mindfulness, and control over their finances.

Wells Fargo Reflect Card
Source: Google

Introducing the Wells Fargo Reflect Card, a revolutionary credit card that goes beyond traditional banking by emphasizing financial wellness and responsible spending. With a sleek and modern design, the Reflect Card represents a new era of banking, where customers are encouraged to reflect on their financial habits and make informed decisions to achieve their goals.

Wells Fargo Reflect
Wells Fargo Reflect
Cell phone protection 0% intro APR for 21 months
I have the best benefits on the card.
APPLY NOW You will be redirected

What sets the Wells Fargo Reflect Card apart is its innovative approach to helping cardholders build healthy credit habits. Through personalized insights and tools integrated into the Wells Fargo mobile app, users can gain a deeper understanding of their spending patterns, set meaningful financial goals, and track their progress towards financial wellness.

The Reflect Card isn’t just a payment method—it’s a companion on your journey towards financial empowerment and security. Whether you’re a seasoned budgeter or new to managing credit, the Wells Fargo Reflect Card offers a refreshing perspective on banking that prioritizes your financial well-being.

Everyday Benefits

0% Intro APR

Imagine you’re planning a significant purchase or dealing with existing debt on other credit cards. The Reflect Card’s 0% intro APR for 21 months on purchases and balance transfers can be a financial lifesaver. It allows you to make purchases or transfer balances from other high-interest cards and pay them off over nearly two years without accruing interest. This can lead to substantial savings on interest charges, helping you manage cash flow more effectively and reduce financial stress. After the intro period, a variable APR of 18.24%, 24.74%, or 29.99% applies, making it important to plan repayments within the intro period.

Cellular Telephone Protection

In our daily lives, our cell phones are indispensable yet vulnerable to damage or theft. With the Reflect Card, you get up to $600 coverage against these risks for just a $25 deductible. This benefit means if your phone is stolen or damaged, you can get it repaired or replaced without bearing the full cost. Regular usage of the card for paying your monthly cell phone bill activates this protection, offering peace of mind and financial security for your mobile device, which is a crucial part of your daily routine.

Roadside Dispatch

This service is a real-life safety net. If you find yourself in a car breakdown situation, the 24/7 emergency roadside assistance provided by the Reflect Card can be invaluable. Whether you need towing, a tire change, jump start, or locksmith services, this feature ensures help is just a phone call away, adding a layer of security and convenience to your daily travels.

My Wells Fargo Deals

Think of this as your personal savings assistant. With access to exclusive deals from various merchants, you can earn cash back as an account credit when you shop, dine, or enjoy experiences. This feature can lead to significant savings over time, effectively putting money back into your pocket just for using your Reflect Card for everyday purchases.

Digital Wallet Compatibility

Linking your Reflect Card to digital wallets such as Apple Pay and Google Pay offers you a seamless and secure way to make mobile payments. By integrating your Reflect Card with these digital platforms, you can enjoy the convenience of leaving your physical card at home and making purchases directly from your smartphone or other compatible devices.

Zero Liability Protection

In today’s digital world, the threat of unauthorized transactions is ever-present. The Zero Liability Protection on the Reflect Card ensures that if you promptly report any unauthorized use of your card, you won’t be held responsible for those transactions. This protection offers peace of mind, knowing that your finances are secure against fraudulent activities.

Credit Close-up

Managing your credit score is crucial for financial health. With Credit Close-up℠, you get monthly FICO® Score updates and personalized credit insights. This tool empowers you to understand, track, and potentially improve your credit score, which is essential for securing favorable terms on loans and credit in the future.

Financial Insights

Wells Fargo Reflect
Source: Wells Fargo Reflect

Gain access to personalized insights and tools through the Wells Fargo mobile app, providing you with valuable resources to enhance your financial management. The app offers detailed breakdowns of your spending patterns, categorized by expenses such as groceries, dining, transportation, and more. This allows you to visualize where your money is going and identify areas where you can make adjustments to achieve your financial goals.

Qualification Requirements

Qualification for the Wells Fargo Reflect Card involves standard credit card application procedures, including credit checks and approval processes.

How to Apply for the Wells Fargo Reflect Card?

Here’s a concise step-by-step guide on how to apply for the Wells Fargo Reflect Card:

  1. Visit Wells Fargo’s Website and Locate the Wells Fargo Reflect Card.
  2. Click on ‘Apply Now’.
  3. Complete the Application Form and Agree to Terms and Conditions.
  4. Submit Your Application and Wait for Approval
  5. Receive and Activate Your Card.
  6. Start Using Your Card.

This streamlined process allows you to apply for the Wells Fargo Reflect Card efficiently through Wells Fargo’s website, ensuring a straightforward experience to access the card’s benefits and features.


What is The Balance Transfer Limit?

The amount transferred is subject to the available credit limit and will include any balance transfer fees​​.

How Much Is The Balance Transfer Fee?

Typically, a balance transfer fee is associated with the card​​.

How Long Is The Interest-Free Period?

To avoid interest on purchases, pay the entire balance by the due date. There is no grace period on balance transfers​​.

Is There An Foreign Transaction Fee?

A 3% foreign currency conversion fee applies to transactions converted to U.S. dollars​​.

Wells Fargo Reflect
Wells Fargo Reflect
Cell phone protection 0% intro APR for 21 months
I have the best benefits on the card.
APPLY NOW You will be redirected

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.