SimplyCash Preferred Card by American Express Review

Whether you're shopping for groceries, dining out, or making travel arrangements, you'll earn rewards on every dollar spent.

The SimplyCash Preferred Card by American Express is an exciting choice for individuals looking to maximize their cash back rewards on everyday purchases. With this card, you’ll earn a generous 2% cash back on all eligible purchases, making it one of the highest flat-rate cash back cards available.

CREDIT CARD

SimplyCash Preferred

4% CASH BACK TRAVEL COVERAGE

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Plus, the welcome bonus offers a great incentive for new cardholders, providing additional cash back on your initial purchases within the first few months. This card is perfect for those who prefer simplicity and want to earn substantial cash back rewards without having to keep track of rotating categories or spending limits.

Earning rewards

Get ready to earn exceptional cash back rewards with the SimplyCash Preferred Card from American Express:

• 4% cash back on gas and groceries: Enjoy a generous cash back rate on two essential spending categories.
• 2% cash back on all other purchases: Earn a solid cash back rate on every other purchase you make, without limits or categories.

What makes this card truly stand out is its rewarding potential. Based on a typical monthly spend of $2,000, you could earn approximately $612 in cash back rewards per year. That’s substantial savings just for using your card for everyday purchases!

Redeeming rewards

With the SimplyCash Preferred Card from American Express, your cash back rewards are paid out as a statement credit every year in September. This straightforward and automatic process ensures that you receive your earned cash back conveniently and can use it to reduce your balance or offset future purchases.

By receiving your cash back as a statement credit, you can enjoy the benefits of your rewards directly applied to your account, enhancing the overall value and ease of using the card. Get ready to enjoy the rewards of your spending with the SimplyCash Preferred Card from American Express!

Benefits of SimplyCash Preferred Card by American Express

While the concept of owning a credit card may appear appealing, it’s crucial to thoroughly evaluate all associated benefits. With that in mind, here are the benefits of having the SimplyCash Preferred Card by American Express!

• Welcome bonus

The welcome bonus with the SimplyCash Preferred Card is absolutely fantastic! When you spend $750 each month for the first 10 months, you’ll earn $40 in cash back every month. That adds up to a remarkable $400 in cash back rewards that you can effortlessly earn just by using your card for everyday purchases. It’s a fantastic way to kickstart your cash back earnings and make the most of your spending.

• Travel insurance coverage up to $5 million

The SimplyCash Preferred Card by American Express offers travel insurance coverage up to $5 million. This comprehensive coverage provides protection for you and your loved ones in case of any mishaps during your travels, including emergency expenses, emergency medical and dental care, baggage delay, missed connection or departure, lost or stolen baggage, emergency medical evacuation, and repatriation.

• Offers prestige and exclusive experiences in shopping, entertainment, and dining to cardholders

The SimplyCash Preferred Card by American Express offers premier travel, shopping, dining, and entertainment benefits, including complimentary room upgrades and exclusive discounts at top brands. Elevate your experiences and enjoy exclusive privileges with this exceptional card from American Express!

• No income requirements

The SimplyCash Preferred Card from American Express has no specific income requirements for application, making it accessible to individuals of varying income levels. Whether you’re a student, young professional, or have a steady income, you can potentially qualify for this rewarding cash back card without meeting strict income criteria.

• Amex offers

To maximize your savings, take advantage of Amex Offers with the SimplyCash Preferred Card from American Express. These offers provide various deals that can earn you a lump sum of cash back on eligible purchases. Explore a range of discounts and cash back opportunities on dining, shopping, travel, and more, tailored to your spending habits and preferences.

• Amex experiences

With the SimplyCash Preferred Card from American Express, you’ll enjoy exclusive access to events, presale tickets, and unique experiences, adding extra value to your card membership. You can take advantage of special offers and invitations to concerts, sporting events, dining experiences, and more. This exclusive access allows you to enhance your lifestyle and enjoy memorable experiences that are often reserved for card members.

Credit Card Application Requirements

Before applying for the SimplyCash Preferred Card by American Express, make sure you meet the following requirements:

1. Credit Score: It is recommended to have a good to excellent credit score for a higher chance of approval.
2. Income: Ensure you provide accurate information about your annual income.
3. Legal Age: You must be at least 18 years old to apply.
4. Residential Status: You should be a resident of the United States.

How to Apply for the Credit Card

To successfully apply for the Credit Card SimplyCash Preferred by American Express, follow these steps:

1. Go to the official American Express website and look for SimplyCash Preferred Credit Card.
2. Use the eligibility checker tool if available to see if you meet the initial criteria for the card.
3. Complete the online application form with accurate personal and financial details.
4. Review and Submit your application.
5. Patiently wait for the credit card issuer to review and respond to your application.
6. Upon approval, your Credit Card SimplyCash Preferred by American Express will be mailed to your registered address.

FAQs: Credit Card SimplyCash Preferred by American Express

What is the minimum credit score required for this card?

While a specific minimum score is not disclosed, a good to excellent credit score is generally recommended.

Can non-U.S. residents apply for the SimplyCash Preferred card?

No, only U.S. citizens or residents with a valid Social Security number can apply.

Are there any annual fees associated with this credit card?

Yes, there is an annual fee. Refer to the terms and conditions for the current fee structure.

How long does it take to receive a decision on my application?

The processing time varies, but you can often expect a decision within a few business days.

Feel free to reach out to American Express customer support for any specific queries or concerns regarding the Credit Card SimplyCash Preferred.

CREDIT CARD

SimplyCash Preferred

4% CASH BACK TRAVEL COVERAGE

Access the card’s services and benefits

APPLY NOW You will be redirected