Apply of Xtra Savings Card

There are many reasons for why people love the Xtra Savings Card. Some of the reasons include the fact that it is a great deal for the value it offers.

Some of the other reasons include the ease of not having to carry cash or credit cards. It also allows people to track their spending and avoid overspending. Furthermore, Xtra Savings Card is a discount card that can save you up to 30% on your shopping purchases in Shoprite and Checkers stores. There are over 1000 outlets where you can use the card to save on your shopping. People says the thing that you don’t have to worry about any annual fee is very helpful!

Rates and Fees of Xtra Savings Card

Annual Fee: With Xtra Savings Card, you don’t have to worry about any annual or monthly fees! You can take advantage of this credit card without have to pay any hefty charges at the end of the month or year. This benefit is rare.  

 Late Payment Penalty Fee:  It is known that Xtra Savings Card doesn’t charge any late payment penalties. However, it’s best to avoid late payments because it can significantly affect your credit score. 

Returned Payment Fee: The returned payment fees are not applicable with Xtra Savings Card. But it’s best that you also avoid not having insufficient money on your checking account for reimbursement to avoid late payments.  

Foreign Transaction Fee: There are no foreign transactions fees with Xtra Savings Card! So you are free to use this internationally, whether it’s for online transactions and travel expenses.  

Interest Rate: There are no interest rates associated with Xtra Savings Card.    

Other fees: The only fee you have to pay with Xtra Savings Card is the withdrawal fee which is only R5.00.    

Qualifying for Xtra Savings Card

Minimum Credit Score needed: All types and levels of credit scores are welcome in Xtra Savings Card. So feel free to take advantage of this card and the perks it can give you as one of their cardholders.  

Annual Income requirements: Xtra Savings Card didn’t disclose if they have any annual income required to be eligible for their card. But to be save, having an average monthly income of R2,500 would give you a high chance to acquire Xtra Savings Card. 

How to apply for Xtra Savings Card?

The application process is easy and can be done online. It’s a quick and easy process that requires no paperwork. Simply go to the website and fill out the application. You will be asked to provide your name, address, email, and phone number.

After you submit your application, you’ll receive an email from Xtra Savings Card. After this email, you’ll need to validate your information. Once done, review the terms and conditions of the card and make sure that you’ve taken everything into account. Finally, sign the contract and use your Xtra Savings Card to save more money in shopping purchases! 

Final thoughts

Customers have shared their thoughts about the Xtra Savings Card. Some of what they said is that they really love the advantages it gives when it comes to shopping purchases in Shoprite and Checkers stores. They enjoy the convenience of the card and how it makes things easier as they are shopping. They also like that they don’t have to carry cash and that they can use the card in stores where they are not welcome with other cards.

The card also offers no annual fees and minimal withdrawal fees which makes this card a recommended one.