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Scotiabank American Express Card Review

This card is designed to offer you maximum value without the burden of an annual fee, making it an exciting choice for savvy consumers.

Scotiabank American Express Card
Source: Scotiabank American Express Card

Are you ready to elevate your credit card experience? Introducing the Scotiabank American Express Card – a game-changer in the world of rewards and convenience. Imagine earning up to 3 Scene+ points per $1 spent on everyday purchases like groceries, dining, entertainment, gas, transit, and select streaming services. With this card, every dollar you spend translates into valuable rewards that can be redeemed for travel adventures, merchandise, gift cards, and more.



What sets the Scotiabank American Express Card apart is its impressive lineup of travel and purchase protection benefits. Whether you’re exploring new destinations or making everyday purchases, this card offers a suite of perks that enhance your experience and protect your investments. Say goodbye to annual fees and hello to a world of rewards with the Scotiabank American Express Card.

Earning rewards

Earning rewards with the Scotiabank American Express Card is both simple and rewarding. Here’s how you can accumulate points based on your spending habits:

  • 3 points per $1 spent at Sobeys and Safeway: Whether you’re stocking up on groceries or grabbing a quick bite, earn triple Scene+ points for every dollar spent at Sobeys, Safeway, FreshCo, Foodland, and more.
  • 2 points per $1 spent on grocery, dining, and entertainment, gas, daily transit, and select streaming services: Enjoy double Scene+ points on a wide range of everyday expenses, from dining out with friends to filling up your gas tank or streaming your favorite shows.
  • 1 point per $1 spent on all other purchases: For all other purchases not covered under the bonus categories, you’ll still earn Scene+ points at a rate of 1 point per dollar spent.

By leveraging these reward categories, you can maximize your Scene+ points accumulation and quickly earn towards exciting rewards like travel, merchandise, gift cards, and charitable donations.

Redeeming rewards

Redeeming rewards with the Scotiabank American Express Card is a breeze, offering you a multitude of exciting options to make the most of your hard-earned Scene+ points. Here’s how you can use your points across nine different categories:

  1. Travel: Use your Scene+ points to book flights, hotels, and vacation packages through Scene+ Travel, powered by Expedia.
  2. Movies: Treat yourself to a night at the movies by redeeming your points for movie tickets at Cineplex theatres.
  3. Retail: Explore a wide range of merchandise rewards, including electronics, home goods, fashion items, and more.
  4. Grocery: Offset your grocery bills by using your points for groceries at participating retailers.
  5. Dining: Indulge in delicious meals at your favorite restaurants by redeeming your points towards dining experiences.
  6. Entertainment: Enhance your leisure time by redeeming points for various entertainment activities and experiences.
  7. Gift Cards: Choose from a selection of gift cards from popular retailers and brands.
  8. Points for Credit: Apply your Scene+ points towards statement credits, reducing your credit card balance.
  9. Pharmacy: Use your points towards pharmacy purchases at participating locations.

With such diverse redemption options, you have the flexibility to tailor your rewards to suit your lifestyle and interests.

Benefits of Scotiabank American Express Card

  • No annual fees

The Scotiabank American Express Card offers impressive benefits without the burden of an annual fee. Whether you’re a frequent traveler or simply seeking rewards on daily spending, this card delivers value without the annual fee.

  • Welcome bonus

Unlock a fabulous 5,000 bonus Scene+ points with ease! Start by earning 2,500 bonus points simply by making at least $250 in everyday eligible purchases within your first 3 months. Keep the momentum going, and you can earn an additional 2,500 points when you spend $1,000 on eligible purchases during the same period. It’s an exciting way to supercharge your rewards right from the start!

Scotiabank American Express Card
Source: Scotiabank American Express Card
  • Insurance

One notable insurance benefit offered by the Scotiabank American Express Card is mobile device coverage. This feature provides protection for your mobile devices against theft, loss, or damage, offering peace of mind and added security for your valuable electronics.

  • Amex Offers

The Scotiabank American Express Card provides access to Amex Offers, which are special promotions and discounts available exclusively to American Express cardholders. These offers can range from discounts on shopping, dining, travel, and more, providing cardholders with valuable savings and perks that enhance their overall spending experience.

  • Front Of The Line

The Scotiabank American Express Card also grants access to the Front Of The Line program, offering cardholders exclusive access to ticket presales and reserved seating for concerts, shows, and events. This perk allows you to secure tickets to popular events before they go on sale to the general public, enhancing your entertainment experience with priority access to sought-after live performances and experiences.

  • 5,000 Scotia Scene+ points

The Scotiabank American Express Card offers valuable benefits like a free Scene+ membership, allowing you to earn points with every purchase. Redeem your points for cash back, free movies, travel, and more, making this card a great way to save money while enjoying rewarding experiences!

Who can apply?

Before you start the application process for the Scotiabank American Express Card, make sure you meet the following requirements:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum income requirement may apply. Check the specific details on the official website.
  3. Credit History: A good credit score is often required for approval.
  4. Residency: Applicants should be residents of the United States.

How to apply?

Applying for a Scotiabank American Express Card is easier than you think:

  1. Go to the Scotiabank website and look for Scotiabank American Express Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently Asked Questions

How can I check the status of my credit card application?

  • You can check your application status online or contact Scotiabank’s customer service for assistance.

Can I use this card for international transactions?

  • Yes, the Scotiabank American Express Card is generally accepted for international transactions, but be aware of potential foreign transaction fees.

What should I do if my card is lost or stolen?

  • Contact Scotiabank immediately to report the loss or theft. They will assist you in securing your account and issuing a replacement card.


Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.