Apply the Credit Card LIT of the US Small Finance Bank

Unlock Your Financial Potential with LIT Credit Card! Build Your Credit Score and Reap Rewards Today! Learn more.

The LIT (Live It Today) Credit Card plays a significant role in boosting credit scores for individuals. By using the card responsibly, such as making timely payments and maintaining low credit utilization, cardholders can establish a positive credit history. Therefore,  a good credit score is crucial for accessing various financial opportunities. 

As people avail of the Credit Card LIT and build a strong credit history, allowing them to access better loan terms, favorable interest rates, and other financial benefits. Moreover, the LIT Credit Card’s digital platform, AU 0101, provides real-time tracking and management of card activities, enabling users to monitor their credit usage effectively.

This feature empowers cardholders to keep a close eye on their credit behavior, thereby fostering financial responsibility.  By embracing technology and offering user-friendly services, the LIT Credit Card aids individuals in becoming credit-savvy and elevating their credit scores.

Unlock the Power of Cash Back on the LIT Credit Card

With LIT you have several categories of points, so you can vary in the different options to accumulate points or services. So you have the freedom to decide where, when and how much to use or get your cash back, see below: 

The World of Rewards with LIT Credit Card!

– Earn 10X or 5X reward points on all online domestic and international retail transactions.

– Get 10X or 5X reward points on all POS and contactless offline domestic and international transactions.

– Please note, transactions on fuel, rent, insurance, and cash withdrawal will not be eligible for accelerated rewards.

– Enjoy a 1% fuel surcharge waiver on transactions between INR 400 to INR 5,000, making your journeys more economical.

Maximize Your Cashback Potential!

– Avail 5% cashback three times over a 90-day period on retail spends.

– Earn 5% cashback on top of 1 reward point per INR 100 spent on retail purchases.

– For retail spends of INR 7,500 or more, receive a maximum cashback of INR 500 within 30 days.

Embrace Savings with LIT Credit Card!

– Get 2% cashback three times over 90 days on retail spends.

– Earn 2% cashback in addition to 1 reward point per INR 100 spent.

– For retail spends of INR 10,000 or more, enjoy a maximum cashback of INR 1,000 within 30 days.

– Also, receive an extra 5% cashback on travel, dining, and grocery expenses, along with 1 reward point per INR 100 spent, capped at INR 1,000 per month.

Requirements to Apply for LIT Credit Card

Are you ready to embark on a rewarding financial journey with the LIT Credit Card? Here’s what you need to know about the eligibility criteria:

Primary Cardholder Age: Applicants must be between 21 years and 60 years old. We’re looking for young dreamers and seasoned adventurers alike!

Add-On Cardholder Age: If you’re considering an add-on card for a loved one, they should be over 18 years old. Share the perks with your family members!

Indian Residency: To join our LIT community, you need to be a proud resident of India. Let’s celebrate the spirit of our nation together!

Please note that these criteria serve as a guide. At AU Small Finance Bank, we review each application with care, ensuring the best possible outcomes for our valued customers. So, if you’re ready to ignite your financial potential, apply the LIT and seize the opportunity to embrace a world of rewards with the LIT Credit Card!

Applying for LIT Credit Card

Ready to embark on an exciting journey with the LIT Credit Card? Follow these steps to build your own card:

Step 1: Visit AU Bank’s official website and scan the barcode to download the AU 0101 app. Get ready for the digital experience!

Step 2: Head to the credit card homepage and click on ‘Manage Credit Card’ to explore all the awesome benefits. The possibilities are endless!

Step 3: Check out the price of each feature and select the ones that perfectly match your needs. It’s all about customization, baby!

Step 4: Now, pick your desired features. Want to disable auto-renewal? Easy peasy, just do it through the AU 0101 app.

Step 5: Congratulations! You can now manage and track your cashback and rewards from the active benefits. Let’s make every spend count!

The power is in your hands! Build your LIT Credit Card today and dive into a world of personalized rewards and financial freedom.