IndusInd Platinum Visa Credit Card Review

Discover a card that's more than a card. The IndusInd Platinum Visa Credit Card - your path to financial liberation. Lear more.

Imagine a credit card that not only takes care of your everyday spending but also elevates your lifestyle with a touch of luxury. The IndusInd Platinum Visa Credit Card is tailored for those who seek more than just financial convenience from their credit card. It’s a perfect blend of practicality and prestige, making it a standout choice in the vast ocean of credit cards.

From earning reward points on regular purchases to enjoying exclusive dining and travel benefits, this card is designed to enrich your daily life with its multitude of features.

CREDIT CARD

IndusInd Platinum Visa

CASHBACK BENEFITS FUEL SURCHARGE

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The IndusInd Platinum Visa Credit Card is more than a financial tool—it’s a lifestyle enabler. Whether you are a frequent traveler, a culinary enthusiast, or someone who appreciates the finer things in life, this card promises to be a constant companion in your journey towards premium experiences.

With its focus on delivering unparalleled convenience and luxury, it redefines what you can expect from a credit card, making it an essential addition to your wallet.

Earning Rewards:

• Retail Purchases: Earn 1.5 Reward Points for every ₹150 spent on retail transactions, excluding fuel purchases.
• Utility and Insurance Payments: Earn 1.2 Reward Points for every ₹150 spent on utility bill payments and insurance premiums.

Redeeming Rewards:

Accumulated Reward Points can be redeemed through the IndusInd Bank’s dedicated rewards portal, IndusMoments, offering various options:

• Merchandise and Vouchers: Redeem points for a wide range of products and gift vouchers across multiple categories.
• Airline Miles: Convert Reward Points into airline miles with partner airlines such as InterMiles and Club Vistara at a 1:1 ratio.
• Cash Credit: Redeem points for cash credit to offset your credit card outstanding balance

Benefits of IndusInd Platinum Visa Credit Card

IndusInd Platinum Visa Credit Card: Unleash the Power of Rewards and Benefits When it comes to credit cards, finding one that offers a range of benefits and rewards is crucial. The IndusInd Platinum Visa Credit Card is designed to provide you with an incredible array of perks, making it a must-have for discerning customers.

• Airline miles on InterMiles: As an IndusInd Platinum Visa Credit Cardholder, you have the opportunity to earn airline miles through the InterMiles program. Every transaction made using your card gets you closer to your dream destinations, whether it’s for a business trip or a well-deserved vacation.
• Discount vouchers from Amazon: Indulge in a guilt-free shopping spree with exclusive discount vouchers from Amazon. As an IndusInd Platinum Visa Credit Cardholder, you get access to special deals and discounts on a wide range of products, ensuring that every purchase is a smart one.
• Travel insurance cover up to Rs. 1,00,000: We understand the importance of peace of mind while traveling. That’s why this credit card offers travel insurance coverage of up to Rs. 1,00,000. Whether you’re traveling within the country or exploring international destinations, you can rest easy knowing that you’re protected against unexpected events.
• Waiver of 1% on fuel surcharge: The IndusInd Platinum Visa Credit Card provides a waiver of 1% on fuel surcharge. Fuel expenses can often take a toll on your budget, but with this card, you can save more while you fill up your tank. The IndusInd Platinum Visa Credit Card is your gateway to a world of exclusive rewards and benefits.
• Comprehensive Insurance Coverage: Benefit from a complimentary personal air accident insurance cover of up to ₹25 lakh. This substantial coverage offers peace of mind, knowing that you and your loved ones are protected during your travels.
• Total Protect Program: Safeguard yourself against unauthorized transactions with the ‘Total Protect’ program, which covers you up to your credit limit. This includes protection against card loss, theft, and counterfeit fraud, ensuring your financial security.
• Contactless Payment Facility: Experience the convenience of contactless payments. Simply tap your card at compatible POS terminals for swift and secure transactions, making your shopping experiences faster and more enjoyable.
• Exclusive Lifestyle Offers: Access a curated selection of lifestyle benefits, including discounts on dining, shopping, and entertainment. These offers are designed to enhance your experiences and provide added value to your expenditures.
• Add-On Cards: Extend the privileges of your Platinum Visa Credit Card to your family members with up to five add-on cards. This feature allows your loved ones to enjoy the same benefits and conveniences that you do.

Qualification Requirements

To be eligible for the IndusInd Platinum Visa Credit Card, applicants typically need to meet certain criteria. These include age requirements (usually between 21 and 65 years), a stable income source, and a good credit history. The bank may also consider other factors such as nationality and existing financial obligations.

How to Apply

Applying for the IndusInd Platinum Visa Credit Card is straightforward. Begin by visiting the IndusInd Bank website or a local branch. You’ll need to provide personal and financial details, including your income proof and identity documents. After submitting your application, the bank will review it and conduct a credit check. Upon approval, you’ll receive your card and can start enjoying its numerous benefits.

FAQs

What is the annual fee for the card?

The IndusInd Platinum Visa Credit Card typically comes with a nominal annual fee, which may be waived based on your spending.

Can I use this card internationally?

Yes, the card is globally accepted and can be used for international transactions.

Is there a reward point expiry date?

Reward points may have an expiry date; check the terms for specifics.

Can I transfer my balance from another credit card?

IndusInd Bank offers balance transfer facilities, subject to terms and conditions.

CREDIT CARD

IndusInd Platinum Visa

CASHBACK BENEFITS FUEL SURCHARGE

Ready to embark on this journey? Apply and witness the transformation firsthand

APPLY NOW You will be redirected