Preloader Image 1 Preloader Image 2

Tata Neu Infinity HDFC Bank Credit Card Review

Discover the key to financial freedom! Explore how the Tata Neu Infinity HDFC Bank Credit Card can revolutionize your spending habits.Learn more.

Tata Neu Infinity HDFC Bank Credit Card
Source: Tata Neu Infinity HDFC Bank Credit Card

In today’s bustling world, where convenience and rewards are paramount, the Tata Neu Infinity HDFC Bank Credit Card emerges as a beacon of opportunity. Imagine a credit card that not only streamlines your shopping experiences but also rewards you generously for every transaction. This card is designed for the savvy shopper, blending the expertise of Tata Neu and HDFC Bank to offer a financial tool that stands out in a crowded market.



The Tata Neu Infinity HDFC Bank Credit Card is not just a payment method; it’s a gateway to a world of exclusive benefits and privileges. Whether you’re a frequent shopper, a travel enthusiast, or someone who loves dining out, this card promises to enhance your experiences while offering substantial rewards. It’s a perfect blend of convenience, savings, and luxury, tailored for those who seek more from their credit card.

Earning Rewards:

  • Tata Partner Brands: Enjoy 2% back as NeuCoins on non-EMI spends across a wide array of Tata partner brands, including BigBasket, Croma, Westside, Tata CLiQ, and more. This means every ₹100 spent earns you 2 NeuCoins, enhancing your shopping experience with each transaction.
  • Non-Tata Brands: Earn 1% back as NeuCoins on all other spends, ensuring that every purchase contributes to your rewards balance.
  • UPI Transactions: Starting August 1, 2024, earn 0.25% back as NeuCoins on eligible UPI transactions. Plus, enjoy an additional 0.75% back when using your Tata Neu UPI ID, totaling 1% back on UPI spends. Please note, there’s a cap of 500 NeuCoins per month on UPI transactions.

Redeeming Rewards:

Redeeming your NeuCoins is a breeze, offering flexibility and ease. Use your accumulated NeuCoins to shop seamlessly across Tata partner brands such as Tata 1mg, Air India Express, Croma, Westside, BigBasket, Tata CLiQ Luxury, IHCL hotels, Titan, Tanishq, and Qmin.

At checkout, simply select Tata Pay and opt to redeem your NeuCoins, with 1 NeuCoin equating to ₹1, making your rewards as good as cash!

Benefits of Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card
Source: Tata Neu Infinity HDFC Bank Credit Card
  • Domestic and International Lounge Access: As a cardholder, you gain access to a network of luxurious lounges across both domestic and international airports. Whether you’re traveling for business or pleasure, enjoy a tranquil, comfortable environment where you can relax, unwind, and recharge before or between flights.
  • 1% fuel surcharge waiver: Fuel expenses can quickly add up, but with the Tata Neu Infinity HDFC Bank Credit Card, you can enjoy a 1% waiver on fuel surcharges at participating petrol pumps. This feature helps you save money while keeping your vehicle fueled and ready for your next adventure.
  • Get 1,499 NeuCoins on Tata Neu App as a welcome offer: Upon receiving your Tata Neu Infinity HDFC Bank Credit Card, you will be rewarded with 1,499 NeuCoins as a welcome offer on the Tata Neu App. Discover a world of exciting deals, exclusive discounts, and special rewards tailor-made for cardholders like you.
  • Emergency overseas hospitalization insurance: Life is unpredictable, especially when you’re traveling abroad. That’s why this credit card provides you with emergency overseas hospitalization insurance, ensuring that you have peace of mind and financial protection should an unforeseen medical emergency occur during your travels.
  • ​​​​​​Zero lost card liability: Worried about the security of your credit card? With the Tata Neu Infinity HDFC Bank Credit Card, you enjoy zero lost card liability. This means that in the unfortunate event of your card being lost or stolen, you are not held responsible for any fraudulent transactions, safeguarding your hard-earned money.
  • Renewal Fee Waiver: Achieve annual spends of ₹3,00,000 or more to enjoy a waiver on the renewal fee, making it easier to maintain the card without additional costs.
  • Comprehensive Insurance Coverage: Avail of insurance benefits including ₹1 Crore accidental air death cover, up to ₹15 lakhs for emergency overseas hospitalization, and lost card liability cover up to ₹9 lakhs, ensuring peace of mind in unforeseen circumstances.
  • Contactless Payment Facility: The card is enabled for contactless payments, allowing for fast, convenient, and secure transactions at retail outlets, enhancing your shopping experience.
  • Revolving Credit Facility: Access revolving credit at a nominal interest rate, providing flexibility in repayments and aiding in effective financial management.
  • Foreign Currency Markup: Enjoy a competitive foreign currency markup fee of 2% on international spends, making overseas transactions more affordable.

Qualification Requirements

To qualify for the Tata Neu Infinity HDFC Bank Credit Card, applicants typically need to meet criteria like a certain minimum income level, a good credit score, and Indian residency. HDFC may also consider employment status and financial history to ensure applicants can responsibly manage the credit card.

How to Apply

Applying for the Tata Neu Infinity HDFC Bank Credit Card is straightforward:

  • Online Application:
  1. Visit the Tata Neu app.
  2. Navigate to the ‘Finance’ section and select ‘Credit Cards’.
  3. Fill out the application form to check eligibility.
  • Offline Application:
  1. Visit the nearest HDFC Bank branch.
  2. Complete the credit card application form with necessary documents.

Frequently Asked Questions

What is the annual fee?

The card comes with a competitive annual fee, which can be waived off on meeting certain spend criteria.

Are there any international transaction fees?

Yes, standard international transaction fees apply.

Can reward points be converted to cash?

Reward points can be redeemed for various products and services but not directly converted to cash.

Is there a limit on reward points?

No, there’s no upper limit on the accumulation of reward points.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.