Tata Neu Plus HDFC Bank Credit Card Review

Your Passport to Financial Freedom: Tata Neu Plus HDFC Bank Credit Card. Dive into the perks that await you! Learn more.

The Tata Neu Plus HDFC Bank Credit Card represents a synergy between Tata Group’s robust brand presence and HDFC Bank’s financial acumen. This collaboration has birthed a credit card that goes beyond mere transactional utility, offering a suite of rewards and benefits tailored to the modern consumer. As we delve into this comprehensive review, we’ll explore the unique aspects of this card, highlighting its relevance in today’s financial landscape.

CREDIT CARD

Tata Neu Plus HDFC Bank

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In the realm of credit cards, the Tata Neu Plus HDFC Bank Credit Card distinguishes itself through its innovative rewards program and customer-centric benefits. Designed for the loyal customers of both Tata and HDFC Bank, this card offers a rewarding experience with each use.

Whether it’s shopping at Tata Brands or managing everyday expenses, this card ensures that every transaction is more than just a financial activity, but a step towards accumulating valuable rewards. Let’s take a closer look at what makes this card an appealing choice for consumers.

Benefits of Tata Neu Plus HDFC Bank Credit Card

• 499 NeuCoins as a welcome offer: As a new cardholder, you can earn 499 NeuCoins, giving you a head start towards redeeming exciting rewards and exclusive offers. It’s the perfect way to kickstart your journey with this card.
• 1% waived fuel surcharge: When it comes to fuel expenses, this credit card has you covered. With a 1% waived fuel surcharge on all transactions at fuel stations across the country, you can save significantly on your fuel bills. This benefit is not only a great way to cut costs but also adds to the overall convenience of using your card for everyday purchases.
• Accelerated Rewards on Tata Brands Earn 2% back as NeuCoins on non-EMI spends across Tata Neu and partner Tata brands such as Bigbasket, Croma, and Westside. This ensures that your loyalty to Tata brands is handsomely rewarded with each purchase.
• Universal Rewards on All Other Spends For all other purchases, enjoy 1% back as NeuCoins, making every transaction, big or small, contribute to your rewards pool. This includes merchant EMI spends and UPI transactions, broadening the scope of your earnings.
• Additional 5% Back on Tata Neu App/Website By downloading the Tata Neu App and registering for NeuPass, you can earn an extra 5% back as NeuCoins on selected categories, amplifying your rewards when shopping through the app or website.
• 4 domestic lounge access annually: For those who love to travel, the Tata Neu Plus HDFC Bank Credit Card offers the added advantage of 4 domestic lounge access annually. Whether you’re on a business trip or a leisurely vacation, you can relax and unwind in comfort at select airport lounges, making your travel experience even more enjoyable.
• Zero Lost Card Liability: Security is a top priority in today’s digital age, and this credit card ensures peace of mind with zero lost card liability. In the unfortunate event of your card being lost or stolen, you are not liable for any fraudulent transactions that may occur, protecting you from any financial loss.
• Enjoy Contactless payment: With contactless payment technology, the Tata Neu Plus HDFC Bank Credit Card offers a convenient and secure way to make transactions. With just a tap, you can make quick and hassle-free payments, eliminating the need for physical swiping or entering a PIN.
• Interest-Free Credit Period Avail up to 50 days of interest-free credit from the date of purchase, allowing you to manage your finances effectively without immediate repayment pressures.
• Contactless Payment Facility The card is enabled for contactless payments, facilitating fast, convenient, and secure transactions at retail outlets. For amounts up to ₹5,000, no PIN is required, enhancing the ease of use.
• Spend-Based Renewal Fee Waiver Spend ₹1,00,000 or more in a year before your credit card renewal date to get your renewal fee waived off, making it cost-effective for high spenders.

Qualification Requirements

To be eligible for the Tata Neu Plus HDFC Bank Credit Card, applicants must be Indian residents. The card is available to both salaried and self-employed individuals. Salaried applicants should have a minimum monthly income of Rs. 25,000, while self-employed applicants should have a minimum annual income of Rs. 6 lakhs as shown in their Income Tax Returns.

How to Apply

Applying for the Tata Neu Plus HDFC Bank Credit Card is a streamlined process, accessible through various digital platforms. Prospective cardholders can visit HDFC Bank’s official website, navigate to the credit cards section, and select the Tata Neu Plus HDFC Bank Credit Card option to initiate the application.

Alternatively, the Tata Neu website or mobile app offers another convenient avenue for application. In either case, applicants are required to fill in the necessary details and provide requisite documentation as part of the application process. This user-friendly approach ensures a hassle-free experience for those looking to avail themselves of the benefits of this credit card.

Frequently Asked Questions

What is the renewal fee?

The renewal fee is Rs. 499, which can be waived off on spending Rs. 1 Lakh in a year​​.

How are NeuCoins redeemed?

NeuCoins can be redeemed for purchases on the Tata Neu Application or Website​​.

What is the validity of NeuCoins?

NeuCoins are valid for 1 year from the date of the transaction they were earned on​​.

Are there any charges for international transactions?

Yes, a 3.5% fee is levied on international transactions​​.

CREDIT CARD

Tata Neu Plus HDFC Bank

Upto 7% back Rewards Program

Extraordinary Rewards. Ready for You.

APPLY NOW You will be redirected