With its impressive benefits and exclusive privileges, it’s no wonder that this card has garnered such positive feedback. Customers who have used the Axis Reserve Credit Card rave about its exceptional rewards program.
From generous cashback offers to exciting travel benefits, cardholders appreciate the value they receive with each transaction. Many have praised the attractive welcome bonuses and the ability to earn accelerated reward points, allowing them to maximize their spending.
Another aspect that people frequently mention is the unparalleled customer service offered by Axis Bank. Cardholders applaud the prompt and efficient assistance they have received, whether it’s resolving queries, managing their accounts, or addressing any concerns. The bank’s commitment to providing a seamless and personalized experience has left a lasting impression on customers.
Rates and Fees of Axis Reserve Credit Card
Annual Fee: There are no annual fees associated with Axis Reserve Credit Card. This is great to those would love to have a credit card without any other fees.
Late Payment Penalty Fee: Axis Reserve Credit Card has a late payment penalty of INR 750 or above.
Returned Payment Fee: IF you were to associate with returned payment fees, you have to pay for 2.5% of the total amount.
Foreign Transaction Fee: The foreign transaction fee associated with Axis Reserve Credit Card is 1.5% in international purchases.
Interest Rate: The interest rates of Axis Reserve Credit Card is 2.5% per month.
Qualifying for Axis Reserve Credit Card
Minimum Credit Score needed: The credit score you need to get Axis Reserve Credit Card is 750 or above.
Annual Income requirements: You need to have an annual income of INR 50,000 to be qualified for the card.
How to apply for Axis Reserve Credit Card?
If you’re interested in obtaining this prestigious card, here’s a step-by-step guide on how to apply for the Axis Reserve Credit Card:
1. Research and Compare: Start by researching the features, benefits, and eligibility criteria of the Axis Reserve Credit Card.
2. Visit the Axis Bank Website: Head to the official website of Axis Bank, the issuer of the Axis Reserve Credit Card. Navigate to the credit card section, where you will find detailed information on all the available credit card options.
3. Select Axis Reserve Credit Card: Locate the Axis Reserve Credit Card and carefully review the features, benefits, and fees associated with it.
4. Check Eligibility Criteria: Before applying, verify the eligibility criteria for the Axis Reserve Credit Card. Typically, it includes factors such as age, income, employment status, and credit score. Make sure you meet all the requirements before proceeding.
5. Fill out the Application Form: Once you have confirmed your eligibility, fill out the online application form provided on the Axis Bank website. Provide accurate and up-to-date information regarding your personal details, employment, income, and other required fields.
6. Submit Required Documents: Along with the application form, you will need to submit certain documents as proof of identity, address, income, and employment.
7. Review and Submit: Before submitting your application, thoroughly review all the information provided. Double-check for any errors or omissions. Once you are satisfied, click on the submit button to send your application to Axis Bank for processing.
Final thoughts
From its generous reward program to its luxurious travel benefits, the Axis Reserve Credit Card is designed to elevate your lifestyle. We hope our review has provided valuable insight into the features and advantages of this credit card. If you have further questions or would like to learn more, please visit the Axis Bank website or contact their customer support. Thank you for joining us in this review, and we wish you all the best in your financial endeavors.