The HDFC Bank MoneyBack Plus Credit Card is one such card that has been garnering positive reviews from customers. This credit card is designed to provide users with a variety of benefits and rewards.
One of the key features that make the HDFC Bank MoneyBack Plus Credit Card stand out is the cashback offer.
With every purchase made using this card, customers can earn cashback, which is credited back to their account. This provides an opportunity for cardholders to save money on their daily expenses and maximize their purchasing power.
Furthermore, customers appreciate the ease and convenience that comes with owning this credit card. The application process is simple and hassle-free, and HDFC Bank ensures a quick turnaround time for card approval.
Additionally, the HDFC Bank MoneyBack Plus Credit Card offers flexible payment options, allowing customers to make timely payments and manage their finances effectively. Another factor that customers find appealing is the extensive acceptance of this card. Whether it’s for online shopping, dining, or travel, the HDFC Bank MoneyBack Plus Credit Card is widely accepted both nationally and internationally.
Rates and Fees of HDFC Bank MoneyBack Plus Credit Card
Annual Fee: HDFC Bank MoneyBack Plus Credit Card has an annual fee of INR 500
Late Payment Penalty Fee: HDFC Bank MoneyBack Plus Credit Card has a late payment fee of INR 100 to INR 750.
Returned Payment Fee: HDFC Bank MoneyBack Plus Credit Card didn’t say anything about charging returned payment fee.
Foreign Transaction Fee: HDFC Bank MoneyBack Plus Credit Card has a foreign transaction fee of a whopping 3.5% per international purchase
Interest Rate: The interest rates for HDFC Bank MoneyBack Plus Credit Card is 3.5% per month.
Qualifying for HDFC Bank MoneyBack Plus Credit Card
Minimum Credit Score needed: You need to have a credit score of 700 and above to get a HDFC Bank MoneyBack Plus Credit Card.
Annual Income requirements: Unfortunately, HDFC Bank MoneyBack Plus Credit Card didn’t state anything about annual income requirements.
How to apply for HDFC Bank MoneyBack Plus Credit Card?
Applying for the HDFC Bank MoneyBack Plus Credit Card is a straightforward process that can be done through various channels.
To begin your application, you can visit the official HDFC Bank website and navigate to the credit cards section. Here, you will find detailed information about the features and benefits of the MoneyBack Plus Credit Card, helping you make an informed decision.
Once you have reviewed the card’s features, you can proceed to the online application form.
Fill in the required personal and financial details accurately, ensuring that all information is current and up to date. It is crucial to provide correct information to expedite the application process and increase your chances of approval.
Additionally, HDFC Bank offers the convenience of applying for the MoneyBack Plus Credit Card through its mobile banking app. Simply download the app, create an account, and follow the intuitive steps to apply for the credit card of your choice.
The mobile app provides a seamless and user-friendly experience, allowing you to track your application status and receive updates on the go.
Alternatively, you can also visit the nearest HDFC Bank branch and speak to a representative who will guide you through the application process. They will help you complete the necessary paperwork and answer any queries you may have regarding the card’s features, rewards, or eligibility criteria.
The HDFC Bank MoneyBack Plus Credit Card stands out for its exceptional rewards program.
Final thoughts
We hope you found our review of the HDFC Bank MoneyBack Plus Credit Card helpful and informative. As one of the leading credit cards in the market, this card offers a range of benefits and rewards that can enhance your financial management and shopping experience. We discussed the various features, benefits, and fees associated with the card, providing a comprehensive overview for potential applicants. If you are considering applying for the HDFC Bank MoneyBack Plus Credit Card, we encourage you to review our blog post to make an informed decision. For more details or to apply, visit the HDFC Bank website today.