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ABSA Premium Banking Credit Card Review 

By now, everyone is familiar with the benefits of having a debit card.

ABSA Premium Banking Credit Card
Source: ABSA Premium Banking Credit Card

ABSA is a bank in South Africa and the holder of the ABSA premium banking credit card. ABSA Premium Banking Credit Card is a credit card that provides travelers and lifestyle benefits for those that are looking for a new credit card.



Moreover, ABSA’s Premium Banking Credit Card is tailor-made to provide you with the convenience and reliability you need during your holiday or business travel. It is a card that offers a cash back on all transactions, free airport lounge access, free personalized travel insurance, free travel helps and assistance, and a 0% annual interest rate on purchases and balance transfers for a certain period of time.

Benefits of ABSA Premium Banking Credit Card

A credit card allows you to make purchases without having a large amount of cash on hand. It also allows you to pay off your purchases on your own terms. The card also gives you the ability to make purchases on a whim, without needing to save up or worry about cash. Furthermore, the following are the benefits of having ABSA premium banking credit card. 

  • 57 days of no interest rates for travel purchases

ABSA Premium Banking Credit Card offers 57 days of no interest rates on purchases made on your card. This means that you will never have to worry about carrying a balance, as it is all yours to use as you please. The card gives you the ability to transfer your balance to any card you want. This is the perfect card for traveling and vacations.

  • Provides an Absa Rewards refund

The Absa Premium Banking Credit Card is a Visa credit card that provides an Absa Rewards refund. This means you can use your card to get rewards and get them refunded in the same transaction.

ABSA Premium Banking Credit Card
Source: ABSA Premium Banking Credit Card
  • Gives users access to MasterCard app

The ABSA Premium Banking Credit Card is a credit card that offers users quick, easy access to MasterCard’s digital wallet, in a similar fashion to the MasterCard digital wallet. This credit card is issued by ABSA Bank, which is an independent, South African financial institution.

  • Exclusive access to premium lounges of Bidvest airport

With the ABSA Premium Banking Credit Card, you will have exclusive access to your favorite lounges at Bidvest airport. Not only that, you will also receive discounts on your stay within the airport for your premium membership.

Requirements for ABSA Premium Banking Credit Card Application

To apply for the ABSA Premium Banking Credit Card, ensure you meet the following requirements:

  1. Age Criteria: Applicants must be at least 18 years old.
  2. Income Eligibility: A minimum specified income is required for card approval.
  3. Credit History: A positive credit history enhances the likelihood of approval.
  4. Residency Status: Valid proof of residency may be required.
  5. Employment Information: Details of current employment or a stable source of income.
  6. Identification Documents: Provide valid identification documents such as a passport or driver’s license.
  7. Contact Information: A valid email address and phone number for communication.

How to Apply for ABSA Premium Banking Credit Card

Follow these steps to apply for the ABSA Premium Banking Credit Card:

Visit the Official Website: Go to the ABSA official website and navigate to the credit card section.

Select Premium Banking Credit Card: Choose the ABSA Premium Banking Credit Card option.

Check Eligibility: Ensure you meet the specified eligibility criteria.

Fill in the Application Form: Complete the online application form with accurate information.

Submit Required Documents: Upload necessary documents such as proof of income and identification.

Review and Confirm: Carefully review the application before submission and confirm all details.

Wait for Approval: Once submitted, await the processing of your application.

Card Delivery: Upon approval, your ABSA Premium Banking Credit Card will be delivered to your registered address.


Frequently Asked Questions (FAQs) – ABSA Premium Banking Credit Card

What are the benefits of the ABSA Premium Banking Credit Card?

  • The card offers exclusive benefits such as reward programs, travel perks, and premium customer service.

Is there an annual fee for the ABSA Premium Banking Credit Card?

  • Details about fees can be found in the terms and conditions. Some fees may apply.

How can I check the status of my credit card application?

  • You can check your application status by contacting ABSA customer service or using the online application tracking tool.

What do I do if my credit card is lost or stolen?

  • Contact ABSA immediately to report a lost or stolen card. They will assist in securing your account and issuing a replacement card.

Can I link my credit card to mobile banking?

  • Yes, ABSA provides mobile banking services, allowing you to manage your credit card on-the-go.

Please note that these FAQs are for general information, and specific details may vary. For accurate and up-to-date information, refer to the ABSA website or contact their customer service.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.