Apply of World Citizen Credit Card

The World Citizen Credit Card is a credit card that can be used globally.

This card comes with a lot of benefits for those who are looking for a card that can be used internationally. People say that World Citizen Credit Card is convenient because it is accepted worldwide, and it is very easy to use. You can just swipe your card to pay for whatever you need. The card is also accepted by many airlines. This card is also accepted in over 30 countries.

Furthermore, people are saying World Citizen Credit Card is worth it because it offers lots of discounts. It’s a card for those who are interested in traveling the world. It offers various discounts for travel and shopping. 

Rates and Fees of World Citizen Credit Card

Annual Fee: World Citizen Credit Card charges a monthly fee of R264 which gives us an annual fee of a little over R3100. This fee is considered a little high than the average but since World Citizen Credit Card offers so much benefits, it can be worth it.  

Late Payment Penalty Fee: World Citizen Credit Card doesn’t disclose if they charge any late payment penalties. Furthermore, it is still better that you avoid this to prevent it from damaging your credit history. 

Returned Payment Fee: The World Citizen Credit Card also didn’t disclose anything else about their returned payment fee. Moreover, it’s better that you check the terms and conditions first before signing into anything.  

Foreign Transaction Fee: The foreign transaction fee of World Citizen Credit Card is 2%. This percentage can be a hefty amount on your wallet so make sure to take this into account when deciding to get the card.   

Interest Rate: For the interest rates, World Citizen Credit Card charges a variable APR of between 18.99% to 26.99%. These rates can truly be a little hurtful on your income.  

Other fees: World Citizen Credit Card other fees are R9 for online account payments, and R180 as an initiation fee. 

Qualifying for World Citizen Credit Card

Minimum Credit Score needed: World Citizen Credit Card doesn’t state anything about their minimum credit score. But it is sure that you need to at least have a good to excellent one in order to be eligible. 

Annual Income requirements: The annual income required by the World Citizen Credit Card is R25,000 – making it perfect for middle income earners. 

How to apply for World Citizen Credit Card?

If you are interested in applying for a World Citizen Credit Card, you can do so online. This is the fastest, most convenient way to apply. To apply, you’ll need to complete the online application, which can be found at standardbank.co.za. You’ll also need to provide some basic personal information, such as your name, email address, and contact information. 

The application process can take anywhere from 15 minutes to an hour. It all depends on how quickly you respond to the questions and how many questions you answer. Once your application is submitted, it will be reviewed and you will be contacted via email. If you are approved, you will receive your card within a few weeks.

Final thoughts

World Citizen Credit Card offers a lot of discounts. You can use your World Citizen Credit Card for everything from the grocery store to your daily commute. In some cases, the World Citizen Credit Card can actually save you money. For example, you might be able to save more money by using your World Citizen Credit Card rather than using cash. This is a sign that World Citizen Credit Card is worth it!