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Discovery Bank Gold Card Review

Credit cards have become an important financial tool because they function like instant bank accounts.

Discovery Bank Gold Card
Source: Discovery Bank Gold Card

The Discovery Bank Gold Card is a Visa® Credit Card that is designed to offer consumers an upgrade in their lifestyles. It is built on a simple idea: add a little more luxury to your wallet. Through the card, consumers have access to exclusive experiences and rewards that they can’t get anywhere else. It is perfect for consumers who wants to be able to travel more, go to more events and do more things with their family, friends and loved ones.



Also, the card comes with various benefits, such as luxury travel, luxurious dining experiences, celebrity experiences, and lounge access. With the card, you can become a part of a lifestyle that is exclusive and glamorous.

Benefits of Discovery Bank Gold Card

Credit cards are an important part of the South African consumer lifestyle. They are used for everything from buying a vacation to using for a loan or as a security deposit. To add to that, here are the benefits of Discovery Bank Gold Card:

  • Get 55 days of no-interest shopping

The Discovery Bank Gold Card is a credit card that is issued by Discovery Bank and offers no-interest-on-balance-transactions for 55 days. This card is a great option for those who are looking for a card with a low interest rate and good rewards. So, if you’re shopping for a new vacation or something else, you can buy it without additionally paying anything.

  • 50% off on local flights
Discovery Bank Gold Card
Source: Discovery Bank Gold Card

When you have a Discovery Bank Gold Card, you’ll be able to access exclusive offers, discounts and benefits at our partner stores. They also have special rates on local flights, so you’ll be able to save 50 percent on flights to your favorite destinations.

  • 10% off on Uber rides

The Discovery Bank Gold Card is a financial card that offers a 10% discount on any Uber rides. It is designed for people who are looking for a simple, convenient and affordable way to pay for their ride. As such, this is a card that offers a lot of benefits to those who are looking to take advantage of the benefits while they’re available.

  • 40% cashback on healthy food items purchased at Woolworths

What’s better than a Woolworths gift card? A Woolworths gift card that gives you cash back on healthy food items. With the Discovery Bank Gold Card, you can earn up to 40% cashback on healthy food items purchased at Woolworths. Take advantage of Woolworths’ healthy food range, such as fresh salads, fruit and vegetables, healthy snacks, and more! You can also get cashback on grocery items, like bread and milk, as well as clothing, shoes and accessories.

  • 30% off on Vitality Fitness

Discover what makes your life healthier, with the Discovery Bank Gold Card. With the Discovery Bank Gold Card, you’ll get 30% off on Vitality Fitness. Discover what it feels like to get stronger, lose weight and improve your overall quality of life.

Credit Card Request Requirements

To apply for the Discovery Bank Gold Credit Card in South Africa, ensure you meet the following requirements:

  1. Age Eligibility: Applicants must be at least 18 years old.
  2. Residency Status: The applicant should be a resident of South Africa with valid proof of residence.
  3. Financial Stability: A stable income and a good credit history may be required for approval.
  4. Identification Documents: Valid identification documents such as a passport or national ID are necessary.
  5. Bank Account: Applicants must have an active bank account.
  6. Contact Information: Provide accurate contact details, including a valid email address and phone number.

How to Apply for Discovery Bank Gold Credit Card

Follow these steps to successfully apply for the Discovery Bank Gold Credit Card:

Visit the Official Website: Go to the Discovery Bank website and navigate to the credit card section.

Choose the Gold Card: Select the Gold Credit Card option from the available choices.

Review Terms and Conditions: Carefully read and understand the terms and conditions associated with the credit card.

Online Application: Fill out the online application form with accurate personal and financial information.

Submit Required Documents: Upload the necessary identification and income documents as per the application requirements.

Wait for Approval: Allow time for the bank to review your application. You may be contacted for additional information if needed.

Receive Your Card: Once approved, your Discovery Bank Gold Credit Card will be issued, and you will receive it at the provided address.

Frequently Asked Questions (FAQs)

What benefits does the Discovery Bank Gold Credit Card offer?

The Gold Credit Card provides various benefits, including cashback rewards, travel insurance, and access to exclusive discounts.

Can non-residents of South Africa apply for this credit card?

No, the Discovery Bank Gold Credit Card is available only to South African residents.

How long does it take to receive the credit card after approval?

The processing time may vary, but once approved, you can expect to receive your card within a few business days.

Is there an annual fee for the Discovery Bank Gold Credit Card?

Yes, there might be an annual fee associated with the Gold Credit Card. Check the terms and conditions for specific details.

Can I manage my credit card account online?

Yes, Discovery Bank provides online banking services, allowing you to manage your credit card account conveniently.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.