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Standard Bank Gold Credit Card Review

Having a credit card can be an important tool to make your life easier. It can be used to make purchases on the go, to make purchases online, to finance your lifestyle, and to get cash back.

Standard Bank Gold Credit Card
Source: Standard Bank Gold Credit Card

Standard Bank Gold Credit Card is a credit card from Standard Bank in South Africa. The credit card offers a number of benefits and rewards to cardholders. These benefits and rewards are designed to keep the cardholders loyal to Standard Bank. The card also provides an opportunity for cardholders to earn more money by carrying out different programs.



The Standard Bank Gold Credit Card also offers generous credit limits and a range of rewards. With a credit limit of R250,000, you can use the card to make purchases or cash advances. You can also take advantage of the free rewards program to save on groceries, petrol, holidays, flights, and more! 

Benefits of Standard Bank Gold Credit Card

Although cash is still King, having a credit card can sometimes be invaluable. Even though a credit card is not a guarantee of wealth, it can be an easy way to accumulate points or cash-back on purchases. With that, here are some benefits of generous in rewards Standard Bank Gold Credit Card.

  • Standard Bank Gold Credit Card provides a credit limit of R250,000

Gold credit cards are meant for those who are looking to get the best of both worlds. They offer a low interest rate, but also give you the flexibility of being able to use your credit limit for anything. The Standard Bank Gold Credit Card is a perfect example of a gold credit card. It has a credit limit of R250,000, and with a low to medium high interest rate.

  • 20% discounts on Emirates Flights

Standard Bank has teamed up with Emirates Airlines to enable Standard Bank Gold credit card holders to enjoy 20% discounts on their Emirates Flights. The Standard Bank Gold credit card is available to all Standard Bank customers who meet the eligibility requirements.

Standard Bank Gold Credit Card
Source: Standard Bank Gold Credit Card
  • 55 days of interest-free on purchases

With an interest-free period of 55 days, a Standard Bank Gold Credit Card is a great option for those looking to build up their credit score or catch up on missed payments. This card also offers large credit limit on purchases so that there is plenty of room for spending. The Standard Bank Gold Credit Card can come in handy for a variety of reasons, from using it for everyday purchases to using it to upgrade your lifestyle.

  • Cover $1,000,000 medical expenses for the first 90 days

Medical expenses can be a costly part of life. To help cover the costs of such expenses, Standard Bank offers its customers the Standard Bank Gold Credit Card. This card has a $1,000,000,00. medical expense coverage on the first 90 days of owning it. This coverage allows you to take care of your health and make sure that your family is taken care of as well.

Requirements for Credit Card Application

To apply for the Standard Bank Gold Credit Card, ensure you meet the following requirements:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum monthly income is required; please check the current income threshold.
  3. Credit History: A satisfactory credit history is essential for approval.
  4. Residency: Applicants should be residents of the United States.
  5. Identification: Valid government-issued identification is necessary.

Applying for the Standard Bank Gold Credit Card: Step-by-Step Guide

Follow these steps to successfully apply for the Standard Bank Gold Credit Card:

Visit the Official Website: Go to the Standard Bank website to access the credit card application portal.

Complete the Application Form: Fill in the required personal and financial information accurately.

Upload Documents: Submit necessary documents, including proof of income and identification.

Review Application: Double-check all entered details to ensure accuracy.

Agree to Terms and Conditions: Read and accept the terms and conditions of the credit card agreement.

Submit Application: Click the submit button to send your application for review.

Wait for Approval: Standard Bank will review your application, and once approved, you’ll receive your Gold Credit Card.


Credit Card FAQs

What benefits does the Standard Bank Gold Credit Card offer?

The Standard Bank Gold Credit Card provides perks such as cashback rewards, travel insurance, and exclusive access to events.

How long does it take to get approval after submitting an application?

Approval times vary, but you can generally expect a response within a few business days after submitting a complete application.

Can I use the Standard Bank Gold Credit Card internationally?

Yes, the card is globally accepted. Be sure to inform the bank of any international travel plans to prevent transaction issues.

Are there any annual fees for the Standard Bank Gold Credit Card?

Please refer to the current fee schedule on the Standard Bank website for information on annual fees and any associated costs.

What do I do if my Standard Bank Gold Credit Card is lost or stolen?

Contact Standard Bank’s customer service immediately to report the loss, and the card will be promptly deactivated. A replacement card can be issued.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.