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Xtra Savings Card Review

Credit cards can be useful for many things, but not all of them are the same. Used to pay for things, credit cards are a great way of keeping track of all your expenses.

Xtra Savings Card
Source: Xtra Savings Card

The Xtra Savings Card is a credit card that offers discounts on purchases in South Africa. It’s a way for you to save money in your purchases. Many people don’t realize that they are eligible for discounts on their purchases with the card, but it’s true. It’s a credit card that has a lot of bonus features that make it a good option for spending money on shopping. 



Furthermore, Xtra Savings Card is a credit card in South Africa that allows users to win additional prizes. Users can acquire points by purchasing products from their website or from other retailers. They can then use these points to win additional prizes, such as the chance to win a free vacation, free cash, and more.

Benefits of Xtra Savings Card

Whether you are a new entrepreneur, average earner, or an established business owner, it is crucial for you to have a credit card especially if you want to shop around for wants! With that, the following are the many benefits of having Xtra Savings Card.

  • No annual fees

The Xtra Savings Card is a card that is not associated with any annual fees. This makes it an attractive option for people who are looking for a card that offers value without any additional costs. The card is also attractive to people who are looking for a card that is not associated with any foreign transaction fees.

  • 30% discounts on Shoprite stores

Xtra Savings Card is a card that offers discounts on Shoprite stores. The card offers discounts of up to 30% on a range of items, and you can use it at any Shoprite store in South Africa.

  • Provides 25% discounts on Checkers stores

Who doesn’t love discounts? When you have the Xtra Savings Card, you can get 25% off at your favorite Checkers store. It is the perfect card to have if you are looking for a way to save a little money. It also provides a convenient way for you to track your Checkers purchases. If you are looking for an easy way to save money when shopping, the Xtra Savings Card is a perfect option.

Xtra Savings Card
Source: Xtra Savings Card
  • Get additional prizes from Spin2Win competitions

If you don’t have time to participate in Spin2Win competitions, you can still be eligible for additional prizes when you use the Xtra Savings Card. What you can do is sign up for alerts, complete offers and surveys, enter competitions and more. With the card, you can automatically be entered for the chance to win additional prizes!

  • Mobile application is available

With this convenient Xtra Savings Card, you can save time, money, and have peace of mind. This mobile application is available for iPhone and Android. With the card, you can save up to 30% off on your everyday purchases.

Credit Card Xtra Savings Application Requirements

To apply for the Credit Card Xtra Savings, please ensure you meet the following requirements:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum annual income of $30,000 is required for eligibility.
  3. Credit Score: A good credit score is preferred for a higher chance of approval.
  4. Legal Residency: Applicants must be legal residents of the United States.
  5. Identification: Provide a valid government-issued photo ID (driver’s license, passport, or state ID).
  6. Contact Information: Have a valid email address and phone number for communication purposes.

How to Apply for Credit Card Xtra Savings

Follow these simple steps to apply for your Credit Card Xtra Savings:

Visit the Official Website: Go to the official Credit Card Xtra Savings website to start your application.

Create an Account: If you’re a new user, create an account by providing your basic information.

Check Eligibility: Verify your eligibility by meeting the specified criteria, including age, income, and credit score.

Complete Application: Fill out the online application form with accurate personal and financial details.

Submit Required Documents: Upload the necessary documents, including identification and proof of income.

Review Terms and Conditions: Carefully read and understand the terms and conditions associated with the Credit Card Xtra Savings.

Submit Application: After reviewing your information, submit the application for processing.

Wait for Approval: The credit card issuer will review your application, and you will be notified of the decision.

Receive Your Card: Upon approval, your Credit Card Xtra Savings will be mailed to your registered address.

Credit Card Xtra Savings FAQs

What benefits does Credit Card Xtra Savings offer?


Credit Card Xtra Savings provides cashback rewards, exclusive discounts, and special offers on eligible purchases.

How long does it take to receive the credit card after approval?


Once approved, you can expect to receive your Credit Card Xtra Savings within 7-10 business days.

Can I manage my Credit Card Xtra Savings account online?


Yes, you can easily manage your account, view transactions, and pay bills through the online portal or mobile app.

Is there an annual fee for Credit Card Xtra Savings?

The Credit Card Xtra Savings may have an annual fee. Please refer to the terms and conditions for specific details on fees and charges.

What should I do if my credit card is lost or stolen?

Contact the credit card issuer immediately to report a lost or stolen card. They will assist you in securing your account and issuing a replacement card.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.