American Express Business Gold Rewards Review

American Express Business Gold Rewards Card—a powerhouse companion for entrepreneurs and business owners alike.

This card is designed to elevate your business experience with exceptional rewards and benefits tailored to your needs. Imagine earning 4X Membership Rewards points in the categories where your business spends the most each month, offering a turbocharged way to accumulate points on essential expenses.

CREDIT CARD

American Express Business Gold Rewards

Payment Flexibility Up to 110,000 points

Access everything you need from one card

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If you’re seeking a card that not only rewards your business spending but also enhances your overall business experience, the American Express Business Gold Rewards Card is your key to unlocking a world of benefits and possibilities.

Earning rewards

The American Express Business Gold Rewards Card offers a robust rewards program with 4X Membership Rewards points per dollar in the two categories where your business spends the most each billing cycle, up to $150,000 in combined spending per year. Eligible categories include:

• Advertising purchases for select media (online, TV, and radio) at U.S. media providers.
• U.S. purchases made from electronic goods retailers and software/cloud system providers.
• U.S. purchases at gas stations.
• U.S. purchases at restaurants (including takeout and delivery).
• Transit purchases, including rideshare, trains, taxis, ferries, parking, buses, tolls, and subways.
• Monthly wireless phone charges made directly from a U.S. wireless phone service provider.

All other spending on the American Express Business Gold Rewards Card earns 1 point per dollar, providing rewards on a wide range of business expenses.

Redeeming rewards

The American Express Business Gold Rewards Card offers choice and flexibility in redeeming rewards across various categories:

• Statement Credits: Redeem points for statement credits to offset eligible purchases charged to your card, providing flexibility in managing business expenses.
• Book Flights: Use points to book flights within Canada or to anywhere in the world with a fixed number of points, allowing for seamless travel arrangements.
• Transfer Points: Transfer your points to numerous frequent flyer and other loyalty programs, enabling you to maximize rewards across different travel and loyalty platforms.
• Flight Purchases on AirCanada.com: Redeem points directly for flight purchases on AirCanada.com, making it easy to use points for travel expenses.
• Amazon.ca Purchases: Use points to pay for your Amazon.ca purchases at checkout, providing added value for everyday business needs.
• Gift Cards and Merchandise: Redeem points for a wide range of gift cards and merchandise, allowing you to treat yourself or reward employees with valuable incentives.

Benefits of American Express Business Gold Rewards Card

• Welcome bonus

The American Express Business Gold Rewards Card offers an impressive welcome bonus of 100,000 points after spending $15,000 in the first 3 months of card membership.

• Bonus every qarter

For every quarter that you spend $20,000 with the American Express Business Gold Rewards Card, you’ll earn an additional 10,000 bonus points, up to a maximum of 40,000 bonus points per year.

• No Foreign Transaction Fees

The American Express Business Gold Rewards Card also features no foreign transaction fees, making it an excellent choice for business travelers. This benefit allows you to make international purchases without incurring additional fees, saving you money and providing convenience when conducting business abroad.

• Amex’s The Hotel Collection

Access to Amex’s The Hotel Collection is a premium benefit offered with the American Express Business Gold Rewards Card. This program provides exclusive perks like room upgrades, complimentary breakfast, and late checkout at participating luxury hotels and resorts.

• Business features

The American Express Business Gold Rewards Card includes business management features like expense management reports for simplified record keeping, dynamic purchasing power that adjusts based on your spending history, and other business-focused tools. These features help streamline operations, optimize cash flow, and provide valuable insights into business finances, making it an ideal choice for business owners seeking efficient expense management.

• Employee Card Misuse Protection

Protects against unauthorized transactions and misuse of employee cards, providing security and control over business expenses.

• Amex benefits

The American Express Business Gold Rewards Card offers exclusive entertainment access through the Front of the Line program, providing early ticket access to concerts and events. You also benefit from reliable 24/7 customer service, emergency card replacement, and comprehensive fraud protection, ensuring convenience and security whenever you need assistance.

• Insurance

The American Express Business Gold Card offers a range of valuable benefits and protections, including mobile device insurance, employee card misuse protection, purchase protection, extended warranty coverage, car rental insurance, baggage and travel delay insurance, and travel accident insurance. These benefits provide comprehensive coverage and support for business owners and travelers, enhancing the card’s overall value and security.

Requirements for Applying for the American Express Business Gold Credit Card

To successfully apply for the American Express Business Gold Credit Card, applicants must meet specific criteria. These requirements ensure eligibility and help streamline the application process. Here are the key prerequisites:

1. Business Information: Provide accurate details about your business, including its name, address, industry type, and legal structure.
2. Financial Details: Submit relevant financial information, such as annual revenue, business expenses, and any existing credit obligations.
3. Personal Information: Furnish personal details, including your social security number, date of birth, and contact information.
4. Credit History: A good personal and business credit history enhances your chances of approval. Ensure that your credit score meets the specified threshold.
5. Legal Compliance: Confirm that your business complies with all legal requirements and possesses the necessary licenses.
6. Employee Count: Depending on the card issuer’s policies, there may be a minimum or maximum employee count criterion.

How to Apply for the American Express Business Gold Credit Card

Applying for a American Express Business Gold Credit Card is easier than you think:

1. Go to the American Express website and look for American Express Business Gold Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently Asked Questions

Can I add additional card members to my Business Gold Card account?

Yes, you can add employees as additional card members, each with their own spending limits.

Do I have to pay in full every month with the American Express Business Gold Card?

The American Express Business Gold Rewards Card typically requires the balance to be paid in full every month, but certain purchases may qualify for American Express’ “Pay Over Time” feature, allowing for a balance to be carried on eligible transactions.

What type of business can get the American Express Business Gold Card?

The American Express Business Gold Card is available to a range of businesses, including sole proprietorships, freelancers, contractors, and individuals with side businesses, regardless of whether they have a formal business structure like an LLC or corporation.

CREDIT CARD

American Express Business Gold Rewards

Payment Flexibility Up to 110,000 points

Access everything you need from one card

APPLY NOW You will be redirected