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American Express Business Gold Rewards Review

One of the most important tools for your business is a card that you can use to make purchases.

American Express Business Gold Rewards Card
Source: American Express Business Gold Rewards Card

The American Express Business Gold Rewards Card is designed to help businesses and entrepreneurs grow. This card is designed to provide American Express with a way to connect with its customers through the rewards program. It is a credit card that is designed to reward its users for the purchases that they make. There are a lot of companies that offer rewards programs for their customers, but the American Express Business Gold Rewards Card is one of the only programs that rewards/points to its customers for their business purchases.


American Express Business Gold Rewards Card
CREDIT CARD
American Express Business Gold Rewards
Payment Flexibility Up to 110,000 points
Access everything you need from one card
Watch an ad to apply for your card Watch an ad to apply for your card

Furthermore, the American Express Business Gold Rewards Card is a credit card that offers 70,000 Membership Rewards points as a welcome bonus. Members can earn up to two points per dollar spent on eligible purchases. The card also offers a 0% introductory APR for 55 days, with a variable APR that ranges from 16.49% to 24.49%, and a $295 annual fee.

Benefits of American Express Business Gold Rewards Card

  • Enjoy the 70,000 Membership Rewards points as a welcome bonus

If you’re not sure what to do with your Membership Rewards points, the Business Gold Rewards Card might be the right card for you. One bonus that the card offers is 70,000 Membership Rewards points as a welcome bonus. If you don’t have a lot of extra time to spend searching for the best way to use your points, the card may be worth a look.

  • Offers a 55 interest-free grace period

American Express Business Gold Rewards Card offers 55 interest-free grace period, which means that you will not have to start paying interest on your purchases until 55 days after your statement expires.

  • No need to worry about Foreign Transaction Fees

American Express offers the American Express Business Gold Rewards Card for US-based businesses that are looking for a way to reduce the cost of foreign transactions. This card includes no foreign transaction fee and a generous 70,000-point sign-up bonus.

  • Available 24/7 emergency assistance

By using the card, you are able to contact American Express 24/7, even if you are travelling internationally. The card is helpful during an emergency because you can talk to a representative without leaving your hotel room or office.

American Express Business Gold Rewards Card
Source: American Express Business Gold Rewards Card
  • Provides Trip Delay Insurance

The American Express Business Gold Rewards Card provides trip delay insurance. In case you experience a delay, the card will cover all the costs associated with your flight. This can help you avoid the hassle of calling your credit card company.

  • Car Rental Loss and Damage Insurance

When you’re on the road, you’re more vulnerable to theft, fire, or damage. But, with the American Express Business Gold Rewards Card, you’ll get coverage for all of these risks.

Requirements for Applying for the American Express Business Gold Credit Card

To successfully apply for the American Express Business Gold Credit Card, applicants must meet specific criteria. These requirements ensure eligibility and help streamline the application process. Here are the key prerequisites:

  1. Business Information: Provide accurate details about your business, including its name, address, industry type, and legal structure.
  2. Financial Details: Submit relevant financial information, such as annual revenue, business expenses, and any existing credit obligations.
  3. Personal Information: Furnish personal details, including your social security number, date of birth, and contact information.
  4. Credit History: A good personal and business credit history enhances your chances of approval. Ensure that your credit score meets the specified threshold.
  5. Legal Compliance: Confirm that your business complies with all legal requirements and possesses the necessary licenses.
  6. Employee Count: Depending on the card issuer’s policies, there may be a minimum or maximum employee count criterion.

How to Apply for the American Express Business Gold Credit Card

Applying for the American Express Business Gold Credit Card is a straightforward process. Follow these steps to initiate your application:

Visit the Official Website: Navigate to the official American Express website.

Select the Business Gold Credit Card: Locate the Business Gold Credit Card in the available card options.

Click “Apply Now”: Initiate the application process by clicking the “Apply Now” button.

Fill Out the Application Form: Provide accurate and complete information in the application form, including business and personal details.

Submit Required Documents: Attach any necessary supporting documents, such as financial statements or business licenses.

Review and Confirm: Carefully review the entered information before submitting the application. Confirm its accuracy.

Wait for Approval: Once submitted, the application undergoes a review process. Await a decision from American Express regarding your card approval.

Frequently Asked Questions (FAQs) – American Express Business Gold Credit Card

Can I add additional card members to my Business Gold Card account?

Yes, you can add employees as additional card members, each with their own spending limits.

Is there an annual fee for the American Express Business Gold Credit Card?

Yes, there is an annual fee. Refer to the card terms and conditions for the current fee structure.

How can I redeem the rewards points earned with the Business Gold Card?

Rewards points can be redeemed for travel, merchandise, or statement credits. Check the rewards program details for specific redemption options.

Is there a foreign transaction fee associated with this card?

The American Express Business Gold Card typically does not charge foreign transaction fees, making it a suitable choice for international business expenses.


American Express Business Gold Rewards Card
CREDIT CARD
American Express Business Gold Rewards
Payment Flexibility Up to 110,000 points
Access everything you need from one card
Watch an ad to apply for your card Watch an ad to apply for your card

Written By

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.