Apply of American Express Gold Rewards Card

When looking for a credit card to maximize your rewards, American Express Gold Rewards Card is a great option.

It offers 2X points on categories such as travel, dining, entertainment, Amazon, and more. If you like to travel, this card is a great option. Instead of going to a regular chain restaurant, you can earn more points by going to a locally owned restaurant. This card can also be used to purchase Amazon products, which means that you can save money in the long run.

People have been talking about this card, and the main reason why is because the card has some really great benefits and some say that it’s worth the annual fee. We think maybe because the card offers a wide range of travel benefits, including baggage insurance, travel delay insurance and lost luggage reimbursement.

Rates and Fees of American Express Gold Rewards Card

Annual Fee: American Express Gold Rewards Card charges an annual fee of $250 which is considered a little hefty to many. 

Late Payment Penalty Fee: American Express Gold Rewards Card charges a late payment fee of $38 or 2.99% to those who forgot to pay their dues on time. 

Returned Payment Fee: The returned payment fee is also charged by the American Express Gold Rewards Card and it can go up to $38 as well.  

Foreign Transaction Fee: You don’t have to worry about any foreign transaction fees with American Express Gold Rewards Card.   

Interest Rate: The interest rates of American Express Gold Rewards Card for purchases is 20.99%. And for cash advances and balance transfers, it’s 21.99%. 

Other fees: Other fees associated with American Express Gold Rewards Card is for an additional card which can cost you up to $50.  

Qualifying for American Express Gold Rewards Card

Minimum Credit Score needed:  If you want to be eligible for American Express Gold Rewards Card, you have to have a minimum credit score of 650 and above.  

Annual Income requirements: American Express Gold Rewards Card requires an annual income of $55,000 for personal. 

How to apply for American Express Gold Rewards Card?

American Express Gold Rewards Card is a travel credit card that offers amazing rewards for frequent travelers. The application process is simple and can be done online. You need to visit American Express application websites and fill out the basic information for this card. Providing information includes your name, address, email, bank statements, proof of residency, and other documents for further verification. 

After you submitted an application, Amex will do a credit check on your behalf. Assuming that your application has been approved by the bank, make sure that you review the terms and conditions – as well as its importance. Finally, sign the contract, get your card, and you’re good to go. 

Final thoughts

American Express has launched a recommendable card, the American Express Gold Rewards Card. While it is not the best card for everyone – particularly those who can’t stand the large annual fee, it has a lot of perks that make it worth considering. One of its standout features is the ability to earn 3X points on travel, which can be a lifesaver for road warriors and frequent flyers.