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BMO AIR MILES World Elite MasterCard Review

This premium credit card offers an array of exclusive benefits tailored to those who value flexibility and rewards.

BMO AIR MILES World Elite MasterCard
Source: BMO AIR MILES World Elite MasterCard

The BMO AIR MILES World Elite MasterCard is an exciting choice for avid travelers and everyday shoppers alike. One of the standout features of this card is its generous AIR MILES rewards program, allowing cardholders to earn AIR MILES on every purchase.

Whether you’re shopping for groceries, booking flights, or dining out, you’ll earn valuable miles that can be redeemed for travel, merchandise, event tickets, and more. This versatility makes the BMO AIR MILES World Elite MasterCard an essential companion for those seeking to turn everyday spending into exciting rewards.



In addition to its robust rewards program, the BMO AIR MILES World Elite MasterCard offers a host of premium perks designed to enhance your travel experience. Cardholders can enjoy complimentary membership in Mastercard Airport Experiences provided by LoungeKey, granting access to exclusive airport lounges worldwide.

Earning rewards

With the BMO Mastercard, you’ll enjoy competitive rewards on every purchase:

  • 3x the miles when shopping at participating Air Miles partners.
  • 2x the miles on eligible grocery purchases.
  • 1 mile for every $12 spent, surpassing other cards that typically offer 1 mile per $20 or $15 spent.

These earning rates allow you to accumulate miles faster, bringing you closer to redeeming rewards like flights, merchandise, and more through the BMO Mastercard program. Start maximizing your rewards with every swipe!

Redeeming rewards

Air Miles is indeed one of the largest rewards programs, offering a variety of redemption options for your miles. Here’s a summary of what you can redeem your miles for:

  • Flights: Use your miles to book flights with various airlines, allowing you to travel to destinations of your choice.
  • Car Rentals: Redeem miles for car rentals, providing flexibility and convenience during your travels.
  • Hotels: Use miles to book hotel accommodations at a wide range of properties worldwide.
  • Vacation Packages: Redeem miles for vacation packages, combining flights, hotels, and more for a complete travel experience.
  • Attractions: Use miles for tickets to attractions and experiences, adding excitement to your travels or leisure activities.
  • Merchandise: Redeem miles for a selection of merchandise, including electronics, home goods, fashion items, and more.
  • Cash: Convert miles into cash rewards, providing flexibility to use your rewards for everyday expenses or savings.

Whether you’re planning a trip, shopping for merchandise, or seeking cash rewards, Air Miles provides multiple ways to make the most of your accumulated miles.

Benefits of BMO AIR MILES World Elite MasterCard

  • Welcome Bonus

Right from the start, the BMO Mastercard rewards you with a welcome bonus of 2,000 miles after spending $3,000 in the first 3 months. This generous bonus is equivalent to enough miles for one medium-haul flight, giving you a valuable head start on earning rewards with your card. It’s a great incentive to take advantage of everyday spending to earn miles that can be used towards travel and other rewards offered by the BMO Mastercard program.

  • Air Miles reward flights

The BMO Air Miles World Elite Mastercard offers a valuable perk that helps you stretch your miles further. Each year, you can enjoy a 25% discount on the cost of one Air Miles flight booking, saving up to a maximum of 750 miles. This benefit allows you to maximize the value of your miles and make your rewards go further, making travel more accessible and rewarding.

  • Wi-Fi hotspot

The BMO Air Miles World Elite MasterCard provides complimentary access to Wi-Fi hotspots, allowing you to stay connected without worrying about additional costs. Additionally, the card is accepted in over 150 countries worldwide, ensuring you can use it wherever your travels take you.

  • Concierge service

This service is designed to help you with various tasks and requests, from travel planning and reservations to finding special gifts or arranging unique experiences. Whether you need restaurant recommendations, event tickets, or travel assistance, the Concierge Service is available to assist you and enhance your cardholder experience. Enjoy the convenience of having a personal assistant at your fingertips, ready to help with your needs and preferences.

BMO AIR MILES World Elite MasterCard
Source: BMO AIR MILES World Elite MasterCard
  • Mastercard Travel Pass

With the BMO Air Miles World Elite Mastercard, you receive a membership to Mastercard Travel Pass, providing access to select airport lounges. This membership enhances your travel experience by offering lounge access where you can relax and unwind before your flight, enjoying amenities such as comfortable seating, complimentary snacks and beverages, Wi-Fi, and more.

  • Travel and Medical Protection insurance

The BMO Air Miles World Elite MasterCard offers comprehensive Travel and Medical Protection insurance for peace of mind during your travels. This includes coverage for emergency medical expenses, trip cancellation/interruption, flight delays, baggage protection, travel accidents, and car rental collision damage waiver. With these insurance benefits, you can travel confidently knowing you’re covered in various unexpected situations, making this card a valuable companion for frequent travelers.

  • Digital services

The BMO Air Miles World Elite MasterCard offers convenient digital services including mobile banking, online banking, mobile bill payments, and secure online shopping. Access and manage your account, pay bills, and shop online easily from the comfort of your home or on the go with this card.

Credit Card BMO AIR MILES World Elite MasterCard Application Requirements

To apply for the Credit Card BMO AIR MILES World Elite MasterCard, ensure you meet the following requirements:

  1. Credit Score: A good to excellent credit score is typically required.
  2. Income: Applicants should have a steady income to qualify for this elite credit card.
  3. Legal Age: You must be of legal age in your jurisdiction to apply for a credit card.
  4. Residency: Some credit cards may have specific residency requirements, so ensure you meet them.
  5. AIR MILES Membership: As this card is associated with the AIR MILES reward program, having an AIR MILES account is beneficial.

How to apply?

Applying for a BMO AIR MILES World Elite MasterCard is easier than you think:

  1. Go to the BMO website and look for BMO AIR MILES World Elite MasterCard
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs – Credit Card BMO AIR MILES World Elite MasterCard

Is there an annual fee for the BMO AIR MILES World Elite MasterCard?

Yes, this card typically has an annual fee. Refer to the official BMO website or contact customer service for the most current fee information.

Can additional cardholders earn AIR MILES?

Check the terms of the credit card agreement. In many cases, additional cardholders can contribute to the primary cardholder’s AIR MILES balance.



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