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Conexus Cash Back MasterCard Review

Cardholders can earn cash back at a competitive rate, helping them save money and maximize their spending power.

Conexus Cash Back MasterCard
Source: Conexus Cash Back MasterCard

The Conexus Cash Back MasterCard is a fantastic choice for individuals looking to earn cash back rewards on their everyday purchases while enjoying the benefits of a MasterCard credit card. This card offers a straightforward and rewarding cash back program, making it easy to earn money back on groceries, gas, and other essential expenses.



In addition to its cash back rewards program, the Conexus Cash Back MasterCard provides practical features that enhance convenience and security. With no annual fee and a user-friendly rewards program, the Conexus Cash Back MasterCard is an excellent option for individuals seeking a straightforward credit card that offers tangible benefits and value for their everyday spending.

Earning rewards

The Conexus Cash Back MasterCard is a credit card that offers rewards in the form of cash back on your purchases. With this card, you can earn cash back on eligible purchases made using the card. Here’s how it works and what you need to know about the rewards rates:

  • Groceries: Up to 3% cash back
  • Gas and dining: Up to 2% cash back
  • Other Purchases: Up to 1% cash back

Redeeming rewards

Redeeming rewards with the Conexus Cash Back MasterCard is a straightforward and rewarding experience. Here’s how you can make the most of your cash back rewards:

  1. Cash Back Deposits: With the Conexus Cash Back MasterCard, you have the option to redeem your cash back rewards as direct deposits into your Conexus savings or chequing account. This allows you to use your cash back for everyday expenses, savings goals, or other financial needs.
  2. Statement Credits: Another convenient way to redeem your cash back is by applying it as a statement credit towards your Conexus Cash Back MasterCard balance. This helps lower your credit card bill and effectively reduces your overall expenses.
  3. Charitable Donations: If you’re feeling generous, you can also choose to donate your cash back rewards to a charitable cause through Conexus. This option allows you to support organizations and initiatives that are meaningful to you.
  4. Gift Cards and Merchandise: The Conexus Cash Back MasterCard may also offer the flexibility to redeem your rewards for gift cards or merchandise from select retailers. This provides additional options for using your cash back rewards based on your preferences.

To redeem your cash back rewards, simply log in to your Conexus online banking account or contact Conexus customer service.

Benefits of Conexus Cash Back MasterCard

  • No annual fee

The Conexus Cashback MasterCard stands out with its no annual fee feature, making it a cost-effective choice for those looking to earn cashback rewards without any extra costs. This card offers a straightforward way to earn 1% cashback on purchases, processed automatically each month without the hassle of annual fees.

  • Travel rewards

Consider the Conexus Cashback MasterCard if you travel frequently. This card offers generous travel rewards, along with protection from theft, loss, and damage, and has no foreign transaction fees. Cardholders also gain access to exclusive events and travel discounts. Additionally, you can earn cash back and other rewards on your everyday purchases, making this card versatile and rewarding for various spending needs.

Conexus Cash Back MasterCard
Source: Conexus Cash Back MasterCard
  • 3.9% APR on balance transfers

The Conexus Cashback MasterCard offers a competitive 3.9% annual percentage rate (APR) on balance transfers, allowing cardholders to save on interest when transferring balances from other credit cards. This promotional rate provides an opportunity to consolidate existing debt at a lower cost, helping you manage your finances more effectively and potentially reduce interest charges.

  • Mastercard protection

In addition to these benefits, your business will receive a package of protection from MasterCard, providing added security and peace of mind for business-related transactions. This package may include features such as extended warranty coverage, purchase assurance, and fraud protection, enhancing the overall value and protection offered by the Conexus Cashback MasterCard for business use.

Who can apply?

Before you embark on the journey of obtaining the Conexus Cash Back MasterCard, ensure you meet the following prerequisites:

  1. Eligibility Criteria:
    • Applicants must be at least 18 years old.
    • A valid social security number is required.
    • Proof of income or employment may be necessary.
  2. Credit Score:
    • A good credit score enhances your chances of approval.
    • Check your credit report to address any discrepancies.
  3. Legal Residency:
    • Applicants must be legal residents of the United States.
  4. Financial Stability:
    • A stable financial background may contribute to a favorable decision.

How to apply?

Applying for a Conexus Cash Back MasterCard is easier than you think:

  1. Go to the Conexus website and look for Conexus Cash Back MasterCard
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs – Conexus Cash Back MasterCard

What kind of purchase protection does the Conexus Cashback MasterCard provide?

The Conexus Cashback MasterCard may offer purchase protection, which can include coverage against theft, loss, or damage for eligible purchases made with the card.

How can I access my Conexus Cashback MasterCard account online?

You can access your Conexus Cashback MasterCard account online through Conexus online banking.

Can I add additional cardholders to my Conexus Cashback MasterCard account?

Yes, you may have the option to add additional cardholders to your Conexus Cashback MasterCard account.

What should I do if my Conexus Cashback MasterCard is lost or stolen?

If your Conexus Cashback MasterCard is lost or stolen, promptly contact Conexus customer service to report it.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.