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Harley-Davidson MasterCard Review

In case you need a credit card that not just gives you the ability to purchase, but also able to win a Harley-Davidson motorcycle, look no further than the Harley-Davidson MasterCard! 

Harley-Davidson MasterCard
Source: Harley-Davidson MasterCard

The Harley-Davidson Mastercard credit cards can help you finance your next motorcycle or help you upgrade your current bike. Harley-Davidson MasterCard is a credit card for motorcycles. In order to qualify for the card, you need to be 18 years of age and a U.S. citizen or permanent resident. You can receive a Harley-Davidson MasterCard, and it is backed by Harley-Davidson’s unrivaled service, quality, and commitment to excellence.

Furthermore, Harley-Davidson MasterCard is a credit card designed for Harley-Davidson owners. It is a card that offers rewards for routine purchases and is issued by MasterCard. This card also has a low interest rate and a 0% introductory period. It can be used in Harley-Davidson dealerships and is accepted anywhere MasterCard is used. This card is also good for those who have bad credit or no credit.

Benefits of Harley-Davidson MasterCard

Harley-Davidson MasterCard is a credit card that offers a long list of benefits. These benefits include discounts on Harley-Davidson merchandise and accessories, customized experiences, and more. Let’s take a look closer to the benefits of having this credit card. 

  • Enjoy the 1 Genuine point for every $2 spent

Harley-Davidson MasterCard offers the best of both worlds: the benefits of a credit card, but with a valuable, genuine point for every $2 spent. You’re not just getting a card that gives you points on every purchase; you’re getting a card that rewards you for spending. That’s why you’re going to be spending more and saving more with the Harley-Davidson card.

  • No annual fees

The Harley-Davidson MasterCard is designed for those who love riding motorcycles. With this card, you’ll enjoy no annual fees, including low foreign transaction fees. The card is also accepted at more than 240,000 locations worldwide, including Harley-Davidson dealerships.

Harley-Davidson MasterCard
Source: Harley-Davidson MasterCard
  • Gives cardholder a chance to win in a quarterly draw of a Harley-Davidson motorcycle

Harley-Davidson MasterCard is an everyday card that is loaded with benefits. This card is a smart choice for anyone who wants to save money, but also enjoy the benefits of living life on the Harley-Davidson. There is a quarterly draw of a chance to win a Harley-Davidson motorcycle. The card has no annual fee and offers discounts on Harley-Davidson accessories and apparel. It also offers customer rewards and gives the card holder priority customer service.

  • Provides great travel protection

When you use your Harley-Davidson MasterCard, you’ll get great travel protection. You’ll have the peace of mind that comes with knowing you have the MasterCard protection on your back.

To create a comprehensive guide for the Harley-Davidson Mastercard credit card, covering the Exclusive Program, Qualification Requirements and Trends, a step-by-step guide on how to apply for the card, and a FAQ section, here’s a structured approach:

Harley-Davidson Mastercard Exclusive Program


  • The Harley-Davidson Mastercard credit card offers unique benefits tailored for motorcycle enthusiasts. Cardholders can enjoy exclusive rewards such as points on eligible purchases, redeemable for Harley-Davidson gear, accessories, and even motorcycles. Additional perks include invitations to special events and promotional offers.

Key Features:

  • Reward Points: Earn points on everyday purchases.
  • Redeemable Rewards: Points can be used for buying Harley-Davidson products and services.
  • Special Events: Access to exclusive Harley-Davidson events and promotions.

Maximizing the Benefits of the Harley-Davidson Mastercard Credit Card

To effectively utilize the benefits of the Harley-Davidson Mastercard credit card, consider adopting a strategic approach to everyday spending and rewards management. For example, using the card for routine purchases like fuel, groceries, and dining can rapidly accumulate reward points. Suppose a cardholder, Alex, spends $500 monthly on these essentials using the card.

By doing so, Alex not only covers his necessary expenses but also steadily builds points that can later be redeemed for Harley-Davidson merchandise or services. Understanding the rewards system is crucial. If Alex knows that he earns more points for spending at certain retailers or during specific promotional periods, he can plan his purchases accordingly.

Qualification Requirements and Trends

Eligibility Criteria:

  • Credit Score: A good to excellent credit score is typically required.
  • Age: Must be of legal age in your jurisdiction.
  • Income: Proof of a stable income source.

Current Trends:

  • Digital Application: An increasing trend towards online applications.
  • Security Features: Enhanced security measures like chip technology.
  • Eco-Friendly Options: Paperless statements and digital communication.

Step-by-Step Guide to Apply for the Card

  1. Research: Visit the official Harley-Davidson Mastercard website to understand benefits and terms.
  2. Eligibility Check: Ensure you meet the qualification criteria.
  3. Application: Fill out the application form online, providing personal and financial details.
  4. Documentation: Upload required documents, if prompted.
  5. Submit: Review and submit your application.
  6. Approval Process: Wait for credit approval; this may take a few days.
  7. Card Activation: Once received, activate your card online or by phone.

FAQs about Harley-Davidson Mastercard Credit Card

What rewards do I get with this card?

Earn points on purchases, redeemable for Harley-Davidson products and services.

Is there an annual fee?

Check the latest terms and conditions on the official website, as fees can vary.

Can I use this card internationally?

Yes, it’s accepted globally, but be aware of potential foreign transaction fees.

What should I do if my card is lost or stolen?

Immediately contact the card issuer to report and request a replacement.

How do I check my reward points balance?

Log in to your account on the card’s website or mobile app to view your points.

EDITORIAL NOTE: We regret to inform our readers that the Harley-Davidson Mastercard Credit Card is no longer available for new applications. However, we want to emphasize that fortunate existing cardholders can still fully enjoy all its exclusive benefits.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.