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Marriott Bonvoy Business American Express Card Review

Having a credit card can be a helpful tool for daily purchases.

Marriott Bonvoy Business American Express Card
Source: Marriott Bonvoy Business American Express Card

The Marriott Bonvoy Business American Express Card is an exciting choice for business travelers and Marriott enthusiasts alike. With a robust rewards program and an array of valuable benefits, this card offers exceptional value for those who frequently stay at Marriott properties.

What sets this card apart is its ongoing rewards structure. Cardholders earn Marriott Bonvoy points not just on stays at Marriott hotels, but also on everyday business purchases, making it easy to accumulate points for future travel rewards.



The card also provides automatic Silver Elite status, offering perks such as priority late checkout and a welcome gift upon arrival. For those who frequently travel for work, the Marriott Bonvoy Business American Express Card is an invaluable tool, offering premium benefits that can enhance the overall travel experience while maximizing rewards.

Earning rewards

Earning rewards with the Marriott Bonvoy Business American Express Card is both rewarding and straightforward. Here’s how you can accumulate Marriott Bonvoy points and maximize your benefits:

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels: Stay at Marriott Bonvoy hotels and earn 5 points for every dollar spent, allowing you to quickly accrue points for future stays or other redemption options.
  • Earn 3 points for every $1 spent on eligible gas, dining, and travel: After your welcome offer ends or the spending cap is reached, continue earning 3 points per dollar on eligible gas station, dining, and travel purchases. This versatile earning rate extends beyond hotel stays, making everyday expenses rewarding.
  • Earn 2 points for every $1 spent on everything else: For all other purchases, earn 2 Marriott Bonvoy points per dollar spent. Whether it’s office supplies, utilities, or business-related expenses, every purchase contributes to your points balance, bringing you closer to valuable rewards.

These earning rates allow you to tailor your spending to maximize rewards based on your business needs and travel preferences.

Redeeming rewards

Redeeming rewards with your Marriott Bonvoy points opens up a world of possibilities. Here’s how you can use your points to unlock valuable experiences and perks:

  • Free nights with no blackout dates: Redeem your points for free nights at Marriott hotels and resorts worldwide, with no blackout dates. Whether you’re planning a business trip or a leisure getaway, your points can cover your accommodations, making travel more affordable and enjoyable.
  • Flights: Use your points to book flights through Marriott’s airline partners. This flexibility allows you to offset travel costs or use points to reach your desired destination, enhancing your overall travel experience.
  • Marriott Bonvoy Moments: Access exclusive events and experiences through Marriott Bonvoy Moments. Redeem points for meet and greets with artists, athletes, or backstage concert passes, creating unforgettable memories during your travels.
  • Merchandise: Treat yourself or your team with merchandise from top brands. Redeem points for electronics, fashion items, home goods, and more, turning your points into tangible rewards.
  • Gift cards: Choose from a variety of gift cards from popular retailers and restaurants. Use your points to stock up on gift cards for personal use or as rewards for employees, adding flexibility and value to your rewards program.

With these redemption options, your Marriott Bonvoy points can be tailored to suit your preferences and lifestyle, whether you’re seeking luxury hotel stays, unique experiences, or practical rewards for your business.

Benefits of Marriott Bonvoy Business American Express Card

  • Welcome bonus

Unlock 3 Free Night Awards when you spend $6,000 on eligible purchases within the first 6 months of your Card Membership. Each award grants you up to 50,000 Marriott Bonvoy points, redeemable at any participating Marriott Bonvoy hotel. Enjoy incredible stays and make the most of your travel adventures with these fantastic rewards!

  • Business benefits

This card offers key business benefits such as expense management tools, an installment payment program, and protection against employee card misuse. Easily monitor transactions, set spending limits, and manage larger purchases with flexibility, all while ensuring security against unauthorized spending by employees. These features streamline expense control and enhance business management efficiency.

  • Online banking to control employee expenses and track

The Marriott Bonvoy Business American Express Card provides access to a uniquely customized, digital experience that helps you manage your company’s expenses and track its performance. With this card, you have the flexibility to choose how you want to manage your expenses and stay connected to your business.

Marriott Bonvoy Business American Express Card
Source: Marriott Bonvoy Business American Express Card
  • Purchase protection

When it comes to purchases, rest assured that the Marriott Bonvoy Business Card offers protection. Enjoy peace of mind with purchase protection, which covers eligible items against accidental damage or theft for up to 120 days from the purchase date. This valuable benefit can safeguard your business investments, making every purchase with your card a worry-free experience.

  • Travel insurances

Travel confidently knowing that you’re covered with built-in travel insurances. The Marriott Bonvoy Business Card includes travel accident insurance and car rental loss and damage insurance, offering comprehensive protection during your journeys. Whether it’s for business or leisure, these insurance benefits provide added security and comfort while you’re on the road.

Who can apply?

To apply for the Marriott Bonvoy Business American Express Credit Card, ensure you meet the following requirements:

  1. Business Information:
    • Have a registered business with a valid Tax ID or Employer Identification Number (EIN).
    • Provide details about your business, including its legal structure and annual revenue.
  2. Credit History:
    • Maintain a good personal credit score to enhance your eligibility.
    • Be prepared to submit personal and business credit history information.
  3. Income Verification:
    • Demonstrate a steady income to support your credit card payments.
  4. Legal Age:
    • Be at least 18 years old to be eligible for the card.
  5. Marriott Bonvoy Membership:
    • Consider becoming a Marriott Bonvoy member before applying.

How to apply?

Applying for a Marriott Bonvoy Business American Express Card is easier than you think:

  1. Go to the American Express website and look for Marriott Bonvoy Business American Express Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs – Marriott Bonvoy Business American Express Credit Card

Are there foreign transaction fees with this card?

No, the Marriott Bonvoy Business Card does not charge foreign transaction fees, making it ideal for international travelers.

Is there an annual fee for the credit card?

Yes, there is an annual fee associated with the card. However, the benefits and rewards often outweigh the annual fee for frequent travelers and business owners who stay at Marriott properties regularly.

Can I redeem my Marriott Bonvoy points for travel with other partner airlines?

Yes, Marriott Bonvoy points can be redeemed for travel with a variety of airline partners. Check the Marriott Bonvoy website for details on redemption options.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.