Preloader Image 1 Preloader Image 2

MBNA Rewards Platinum Plus MasterCard

With a competitive rewards structure and practical benefits, the MBNA Rewards Platinum Plus MasterCard is an ideal choice for individuals seeking a cost-effective credit card solution that delivers on value and convenience.

MBNA Rewards Platinum Plus MasterCard
Source: MBNA Rewards Platinum Plus MasterCard

The MBNA Rewards Platinum Plus MasterCard is a versatile credit card that combines affordability with rewarding benefits. This card stands out with its generous rewards program, allowing cardholders to earn points on every purchase. Points can be redeemed for travel, cash back, merchandise, and gift cards, providing flexibility and value for everyday spending.



One of the key advantages of the MBNA Rewards Platinum Plus MasterCard is its low annual fee, making it an accessible option for those looking to maximize rewards without breaking the bank. Despite its affordability, this card doesn’t compromise on benefits.

Earning rewards

Earning rewards with the MBNA Rewards Platinum Plus Mastercard is simple and rewarding. Here’s how you can earn points based on your spending habits:

  • Earn 2 points for every $1 spent on eligible purchases in the restaurant, grocery, digital media, membership, and household utility categories. This earning rate applies until $10,000 is spent annually in each applicable category.
  • Earn 1 point for every $1 spent on all other eligible purchases not falling into the specific categories mentioned above.

Whether you’re dining out, shopping for groceries, or paying household bills, this card offers competitive rewards that can be redeemed for travel, merchandise, gift cards, and more, making it a valuable addition to your wallet.

Redeeming rewards

Redeeming rewards points with the MBNA Rewards Platinum Plus Mastercard is convenient and flexible. Here’s how you can use your points:

  • Travel Redemptions: Use your points towards travel expenses at a rate of 100 points per dollar. This allows you to offset the cost of flights, hotels, car rentals, and more using your accumulated rewards points.
  • Gift Cards and Merchandise: Redeem points for gift cards or merchandise from the MBNA Rewards Catalogue. The redemption values vary depending on the specific item chosen, offering flexibility in how you use your rewards.
  • Cash Rewards: Convert your points into cash rewards for added flexibility. You can redeem points for a statement credit, cashable cheque, or deposit into a chequing or savings account. Alternatively, you can choose to make a charitable donation using your points.

With the MBNA Rewards Platinum Plus Mastercard, you have the freedom to redeem your rewards points for various options that best suit your preferences and needs.

Benefits of MBNA Rewards Platinum Plus MasterCard

  • Welcome bonus

The MBNA Rewards Platinum Plus Mastercard offers a 10,000 bonus points welcome offer when you spend $500 on eligible purchases within the first 90 days and sign up for paperless e-statements. This is a quick and easy way to earn valuable points that can be redeemed for travel, merchandise, and more through the MBNA Rewards program, making your card benefits start right away.

  • High rewards rate

During the first 90 days, the MBNA Rewards Platinum Plus Mastercard lets you earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases. This accelerated earning rate helps you accumulate points quickly on everyday expenses within these categories, maximizing your rewards early on with the card.

  • No annual fee

The MBNA Rewards Platinum Plus Mastercard stands out with its no annual fee feature, offering a cost-effective credit card option for earning rewards without additional expenses. This means you can enjoy the benefits of a rewards card, including points accumulation and perks like mobile device insurance, without having to pay an annual fee.

  • Mobile Device Insurance

The MBNA Rewards Platinum Plus Mastercard offers valuable Mobile Device Insurance, providing coverage against theft or damage to your mobile device when you charge the full cost of the device to your card. The coverage includes repair or replacement costs up to a specified limit, making it a valuable benefit for cardholders who use their mobile devices extensively.

MBNA Rewards Platinum Plus MasterCard
Source: MBNA Rewards Platinum Plus MasterCard
  • Birthday Bonus Points

Each year with the MBNA Rewards Platinum Plus Mastercard, you’ll receive Birthday Bonus Points‡ equal to 10% of the total number of points earned in the 12 months leading up to your birthday month. The Birthday Bonus is capped at a maximum of 10,000 Points per year. This annual bonus rewards you for your ongoing card use and provides additional points that can be used towards travel, merchandise, or other rewards offered through the MBNA Rewards program.

  • MasterCard service

As a cardholder of the MBNA Rewards Platinum Plus Mastercard, which is part of the MasterCard network, you can enjoy convenient and safe transactions at millions of locations worldwide. MasterCard offers innovative security features and buyer protection, ensuring a seamless payment experience whether you’re shopping online, traveling, or making everyday purchases. With MasterCard, you have the confidence and flexibility to manage your finances efficiently.

Requirements for Credit Card Application

Before applying for the MBNA Rewards Platinum Plus MasterCard, ensure you meet the following requirements:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum annual income is required for eligibility. Check the specific income criteria outlined by MBNA.

How to apply?

Applying for a MBNA Rewards Platinum Plus MasterCard is easier than you think:

  1. Go to the MBNA website and look for MBNA Rewards Platinum Plus MasterCard
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs – MBNA Rewards Platinum Plus MasterCard

How long does it take to get approval after applying?

The approval process varies, but you can typically expect a response within a few business days. Check your application status online or contact customer support for updates.

Can I manage my credit card account online?

Yes, MBNA provides online account management, allowing you to view transactions, make payments, and monitor your balance conveniently.

Is there a foreign transaction fee with this card?

Refer to the terms and conditions for the most up-to-date information on fees, including foreign transaction fees.

What do I do if my card is lost or stolen?

Contact MBNA immediately through the provided helpline to report a lost or stolen card. They will assist you in securing your account and issuing a replacement card.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.