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MBNA World Elite MasterCard Credit Card Review

Unlock a world of possibilities with the MBNA World Elite Mastercard, a card that brings excitement and value to your everyday spending experience.

MBNA World Elite MasterCard Credit Card
Source: MBNA World Elite MasterCard Credit Card

The MBNA World Elite Mastercard Credit Card is an exciting choice for individuals seeking premium rewards and exclusive benefits. This elite credit card offers generous cash back rewards on all purchases, making it a valuable companion for everyday spending.

Additionally, new cardholders can benefit from a generous welcome bonus, providing a significant boost to their cash back earnings within the initial months of card membership.



Beyond cash back rewards, the MBNA World Elite Mastercard offers a suite of premium benefits tailored to enhance your lifestyle. Enjoy travel perks with no annual fee for the first year and access to Mastercard’s global acceptance network. Unlock a world of rewards and benefits with the MBNA World Elite Mastercard!

Earning rewards

Earning rewards with the MBNA Rewards World Elite Mastercard is flexible and rewarding. Here’s how you can earn points with this card:

  • 5 points for every $1 spent on restaurants, groceries, and select recurring bills (up to $50,000 spent annually per category).
  • 1 point per $1 spent on all other purchases.

By concentrating your spending in specific categories like dining, groceries, and recurring bills, you can earn points quickly and efficiently. Whether you’re dining out, stocking up on groceries, or taking care of essential bills, the MBNA Rewards World Elite Mastercard rewards you generously for your everyday purchases.

Redeeming rewards

Here’s how you can redeem your points:

  • Travel: Use your points to book flights, hotels, car rentals, and more through the MBNA Rewards website.
  • Gift Cards: Redeem points for gift cards from participating retailers, allowing you to treat yourself or others to brand-name merchandise.
  • Merchandise: Choose from a selection of brand-name merchandise available for redemption with your points.
  • Cheques: Request a cheque as a form of reward redemption, providing you with cash value based on your accumulated points.
  • Direct Deposit: Opt for direct deposit of your rewards into your bank account for added convenience.
  • Statement Credits: Apply your points towards statement credits, reducing your credit card balance directly.

With these varied redemption options, you can customize how you use your earned points to suit your preferences and lifestyle.

Benefits of MBNA World Elite MasterCard Credit Card

Without a credit card, purchasing items can be challenging, requiring cash or a debit card, which can be cumbersome to manage simultaneously. Utilize your MBNA World Elite MasterCard Credit Card to access the following benefits!

  • Mobile insurance

With Mobile Device Insurance offered by the MBNA World Elite Mastercard, you benefit from up to $1,000 in coverage for eligible mobile devices. This coverage protects against loss, theft, accidental damage, or mechanical breakdown, providing peace of mind and financial security for your valuable devices.

  • Welcome bonus

By spending $2,000 per month, you can earn up to 30,000 points, which translates to an estimated $300 in rewards◊. This generous bonus provides significant value right from the start, allowing cardholders to maximize their benefits and redeem rewards for travel, cash back, and more.

  • Points don’t expire

One of the key features of the MBNA World Elite Mastercard Credit Card is that its reward points do not expire. This means you can accumulate points over time without worrying about them expiring, allowing you to redeem them at your convenience for various rewards and benefits offered by the card.

MBNA World Elite MasterCard Credit Card
Source: MBNA World Elite MasterCard Credit Card
  • Birthday Bonus Points

Each year, cardholders of the MBNA World Elite Mastercard receive Birthday Bonus Points equal to 10% of the total number of Points earned by the account in the 12 months leading up to the month of their birthday. The Birthday Bonus is capped at a maximum of 15,000 Points per year, providing an exciting opportunity to boost your rewards and celebrate your special day with extra points to redeem for travel, merchandise, cash back, and more.

  • Travel insurance

The MBNA World Elite MasterCard Credit Card offers an extensive array of benefits tailored for overseas travel. Beyond standard perks, it also provides medical and evacuation coverage for longer trips abroad. Travelers visiting less-developed countries can rest assured knowing that the MBNA World Elite MasterCard Credit Card offers coverage for accidents, illnesses, injuries, or theft for themselves and their travel companions.

Requirements for Credit Card Application

Before applying for the MBNA World Elite MasterCard, ensure you meet the following requirements:

  1. Credit Score: A good to excellent credit score is generally required for approval.
  2. Income Verification: Be prepared to provide proof of a stable income.
  3. Legal Age: You must be at least 18 years old to apply.
  4. Residency: The card may have specific residency requirements.

Step-by-Step Guide to Credit Card Application

Applying for a MBNA World Elite MasterCard is easier than you think:

  1. Go to the MBNA website and look for MBNA World Elite MasterCard
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs – MBNA World Elite MasterCard

What is the minimum credit score required?

While a specific minimum score isn’t disclosed, a good to excellent credit score is recommended for approval.

How long does it take to get approval?

Approval times vary. Check your application status online or contact customer service for updates.

Can I manage my account online?

Yes, the MBNA online portal allows you to manage your account, view statements, and make payments.

Is there a foreign transaction fee?

Refer to the terms and conditions to understand any fees associated with foreign transactions.

Remember to verify the latest information on the official MBNA website and carefully read all terms and conditions before applying.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.