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SimplyCash Preferred Card by American Express Review

Most people are not aware of the importance of having a credit card. You might think that you do not need one because you can't just spend money you don't have.

SimplyCash Preferred Card by American Express
Source: SimplyCash Preferred Card by American Express

The SimplyCash Preferred Card by American Express offers unlimited cashback to cardholders. With a zero balance on your SimplyCash Preferred Card, you can earn unlimited cashback on a variety of purchases. You can redeem your cashback at any time, eliminating concerns about missed opportunities. Plus, redeem your cashback for gift cards, charitable donations, travel, or any other necessities.


SimplyCash Preferred Card by American Express
CREDIT CARD
SimplyCash Preferred
4% CASH BACK TRAVEL COVERAGE
Access the card’s services and benefits
Watch an ad to apply for your card Watch an ad to apply for your card

The SimplyCash Preferred Card by American Express also offers 10% cashback for the first 12 months, making it an excellent choice for boosting your savings. With 2% cash back at grocery stores, 1% cash back on all other spending, and an introductory bonus, this card provides a range of benefits to help you maximize your rewards.

Benefits of SimplyCash Preferred Card by American Express

While the concept of owning a credit card may appear appealing, it’s crucial to thoroughly evaluate all associated benefits. With that in mind, here are the benefits of having the SimplyCash Preferred Card by American Express!

  • Get 10% cashback for the first 4 months

With the SimplyCash Preferred Card by American Express, you’ll receive significant cashback rewards and the security of a great credit card. If you’re seeking a card that earns you money back, then the SimplyCash Preferred Card by American Express is worth considering. You’ll earn 10% back on your first four months of card purchases.

  • Travel insurance coverage up to $5 million

The SimplyCash Preferred Card by American Express offers travel insurance coverage up to $5 million, providing protection for you and your loved ones in case of any mishaps during your travels. This comprehensive coverage includes emergency expenses, emergency medical and dental care, baggage delay, missed connection or departure, lost or stolen baggage, emergency medical evacuation, and repatriation.

  • Offers prestige and exclusive experiences in shopping, entertainment, and dining to cardholders

The SimplyCash Preferred Card by American Express is a premier travel, shopping, dining, and entertainment card, offering exclusive experiences and benefits. Among these benefits are complimentary room upgrades and discounts at top brands.

SimplyCash Preferred Card by American Express
Source: SimplyCash Preferred Card by American Express
  • Unlimited 2% cashback on purchases

The SimplyCash Preferred Card by American Express is an excellent choice for individuals seeking a card with hard-to-find perks. For instance, it offers unlimited 2% cashback on purchases, meaning cardholders receive 2% cashback on every purchase made.

Credit Card Application Requirements

Before applying for the SimplyCash Preferred Card by American Express, make sure you meet the following requirements:

  1. Credit Score: It is recommended to have a good to excellent credit score for a higher chance of approval.
  2. Income: Ensure you provide accurate information about your annual income.
  3. Legal Age: You must be at least 18 years old to apply.
  4. Residential Status: You should be a resident of the United States.

How to Apply for the Credit Card

To successfully apply for the Credit Card SimplyCash Preferred by American Express, follow these steps:

  1. Visit the Official Website: Go to the official American Express website and navigate to the SimplyCash Preferred Credit Card page.
  2. Explore Card Features: Familiarize yourself with the card’s features, benefits, and terms to ensure it aligns with your financial needs.
  3. Check Eligibility: Use the eligibility checker tool if available to see if you meet the initial criteria for the card.
  4. Online Application: Complete the online application form with accurate personal and financial details.
  5. Provide Documentation: Upload any necessary documentation as requested during the application process, such as proof of income or identification.
  6. Review and Submit: Carefully review your application before submitting to avoid any errors. Submit your application once you’re confident with the information provided.
  7. Wait for Approval: After submission, patiently wait for the credit card issuer to review and respond to your application.
  8. Receive Your Card: Upon approval, your Credit Card SimplyCash Preferred by American Express will be mailed to your registered address.

FAQs: Credit Card SimplyCash Preferred by American Express

What is the minimum credit score required for this card?

While a specific minimum score is not disclosed, a good to excellent credit score is generally recommended.

Can non-U.S. residents apply for the SimplyCash Preferred card?

No, only U.S. citizens or residents with a valid Social Security number can apply.

Are there any annual fees associated with this credit card?

Yes, there is an annual fee. Refer to the terms and conditions for the current fee structure.

How long does it take to receive a decision on my application?

The processing time varies, but you can often expect a decision within a few business days.

What benefits come with the SimplyCash Preferred card?

The card offers cashback rewards, travel and purchase protections, and various other perks. Check the official website for the latest details.

Feel free to reach out to American Express customer support for any specific queries or concerns regarding the Credit Card SimplyCash Preferred.


SimplyCash Preferred Card by American Express
CREDIT CARD
SimplyCash Preferred
4% CASH BACK TRAVEL COVERAGE
Access the card’s services and benefits
Watch an ad to apply for your card Watch an ad to apply for your card

Written By

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.