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Tangerine Money-Back Credit Card Review

We all want the convenience of being able to purchase items from online or from a physical store, with a credit card, without the hassle of carrying cash.

Tangerine Money-back
Source: Tangerine Money-back

The Tangerine Money-Back Credit Card offers a unique perk with its full 30-day money-back guarantee on purchases, allowing you to earn up to 15% cashback. Whether you’re shopping for groceries, filling up your gas tank, or treating yourself to a new pair of shoes, this card has you covered. Plus, you’ll receive a credit score boost after your first purchase, making it an ideal choice for individuals looking to establish or improve their credit history.


Tangerine Money-back
CREDIT CARD
Tangerine Money-Back
Annual fee $0 Money-Back Unlimited
Access everything you need with a credit card
Watch an ad to apply for your card Watch an ad to apply for your card

In addition, the Tangerine Money-Back Credit Card provides a competitive 1.95% interest rate for the first six months, applicable to both purchases and balance transfers. This promotional offer offers cardholders an attractive incentive to save on interest charges during the introductory period. Moreover, the card features a competitive rate for cash advances, making it a versatile financial tool for various transaction types.

Benefits of Tangerine Money-Back Credit Card

Having a credit card for everyday purchases is essential for various transactions, such as renting a car or purchasing plane tickets. The Tangerine Money-Back Credit Card offers several benefits that make it a valuable financial tool.

  • No annual fees

The Tangerine Money-Back Credit Card stands out for its lack of annual fees and hidden charges, making it a transparent and cost-effective choice. Additionally, its unique rewards program offers varying cash back percentages on different purchase categories.

  • There are no limits for earning rewards

With the Tangerine Money-Back Credit Card, there are no limits to the rewards you can earn. You’ll earn rewards on every purchase, and as long as you pay your balance in full each month, you’ll continue to reap the benefits month after month.

  • Low annual income requirements

The Tangerine Money-Back Credit Card is an excellent option for those looking to earn rewards on their spending without needing a high income for approval. With this card, you can earn both points and cash back on your purchases, making it versatile and rewarding. Plus, its accessibility to individuals with good credit but lower incomes makes it an inclusive choice for a wide range of consumers.

  • 1.95% APR for balance transfers in the first 6 months

The Tangerine Money-Back Credit Card provides a competitive balance transfer plan, featuring a 1.95% APR for the initial 6 months. This rate is notably lower than the industry standard, offering cardholders an opportunity to manage their balances more affordably.

Tangerine Money-back
Source: Tangerine Money-back
  • Picking category for 2% cashback is available

The Tangerine Money-Back Credit Card stands out by offering a generous 2% cashback on all purchases, making it an ideal choice for both new and existing customers seeking to maximize their spending. With no annual fee, this card is particularly appealing to those looking to finance purchases without incurring additional costs.

Credit Card Tangerine Money-Back: Application Requirements

Before you embark on the journey of applying for the Tangerine Money-Back Credit Card, ensure you meet the following eligibility criteria:

  1. Age: Applicants must be at least 18 years old.
  2. Income: A minimum annual income is required for eligibility. Please check the current income threshold on the official Tangerine website.
  3. Residency: The Tangerine Money-Back Credit Card is available to Canadian residents only.
  4. Credit History: A reasonably good credit history is recommended for approval.

Ensure you meet these criteria to proceed with the application process.

How to Apply for the Tangerine Money-Back Credit Card

Here’s a step-by-step guide to applying for your Tangerine Money-Back Credit Card:

  1. Visit the Official Website: Head to the Tangerine website and locate the section for credit card applications.
  2. Choose Your Card: Select the Tangerine Money-Back Credit Card from the available options.
  3. Complete the Application Form: Fill out the online application form with accurate personal and financial details.
  4. Verify Your Identity: Follow any prompts to verify your identity, which may involve providing additional documentation.
  5. Review and Submit: Double-check all the information you’ve entered for accuracy, then submit your application.
  6. Wait for Approval: Tangerine will review your application. If approved, you’ll receive your new credit card by mail.

Congratulations! You’ve successfully applied for the Tangerine Money-Back Credit Card.

Credit Card Tangerine Money-Back: Frequently Asked Questions (FAQs)

Here are some commonly asked questions about the Tangerine Money-Back Credit Card:

What is the cashback rate for the Tangerine Money-Back Credit Card?

  • The card offers 2% cashback in up to three categories of your choice and 0.5% on all other purchases.

Are there annual fees for this credit card?

  • No, the Tangerine Money-Back Credit Card is known for its no annual fee feature.

How can I redeem my cashback rewards?

  • Redeeming cashback is hassle-free. You can have it deposited into your Tangerine Savings Account or apply it directly to your credit card balance.

Is there a foreign transaction fee?

  • Yes, a 2.5% foreign currency conversion fee applies to transactions made in a currency other than Canadian dollars.

Can I change my selected cashback categories?

  • Yes, Tangerine allows you to change your 2% cashback categories at any time.

Feel free to explore more about the Tangerine Money-Back Credit Card through these FAQs or reach out to Tangerine’s customer support for additional assistance.


Tangerine Money-back
CREDIT CARD
Tangerine Money-Back
Annual fee $0 Money-Back Unlimited
Access everything you need with a credit card
Watch an ad to apply for your card Watch an ad to apply for your card

Written By

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.