Apply for Axis Bank ACE Credit Card

Unlock a world of convenience with the Axis Bank ACE Credit Card. Enjoy cashback, dining discounts, and zero annual fees. Don't miss out—apply today!

Well, the general consensus is overwhelmingly positive. Users of this credit card have praised its numerous benefits and features that make it an ideal choice for their financial needs. One of the key points that people mention is the generous rewards program offered by the Axis Bank ACE Credit Card. 

Cardholders have expressed their satisfaction with the wide range of rewards and cashback offers available on various spending categories such as dining, shopping, and travel. Many have mentioned that they have been able to accumulate significant reward points, which they can later redeem for exciting gifts and vouchers. 

Another aspect that users appreciate is the flexibility and convenience that comes with this credit card. People have mentioned how easy it is to manage their expenses and payments through Axis Bank’s user-friendly mobile app and online banking services.

Rates and Fees of Axis Bank ACE Credit Card

Annual Fee: The annual fee of Axis Bank ACE Credit Card is 499 INR. There are also taxes that may apply. 

Late Payment Penalty Fee: The late payment penalties of Axis Bank ACE Credit Card is between INR 500 to INR 1,000 – depending on the transaction amount. 

Returned Payment Fee: Axis Bank ACE Credit Card didn’t disclose if they charge a returned payment fee. 

Foreign Transaction Fee: You have to pay 3.5% of the transaction amount if you want to use Axis Bank ACE Credit Card for international purchases.

Interest Rate: The interest rates of Axis Bank ACE Credit Card is 3.6% – which is a higher than the average of 3%. 

Qualifying for Axis Bank ACE Credit Card

Minimum Credit Score needed: Axis Bank ACE Credit Card requires a minimum credit score of 750. 

Annual Income requirements: Axis Bank ACE Credit Card didn’t say anything about annual income requirements but having the average annual salary in India will give you a higher chance of success. 

How to apply for Axis Bank ACE Credit Card?

First and foremost, you’ll need to visit the official website of Axis Bank. Once there, navigate to the credit cards section and search for the ACE Credit Card. 

Click on the “Apply Now” button to initiate your application. Next, you’ll be required to fill out an online application form. This form will ask for your personal details such as your name, contact information, employment details, and income information.

Make sure to provide accurate and up-to-date information to avoid any delays in the processing of your application. 

After completing the application form, you’ll also need to submit the necessary documents to support your application. These documents typically include proof of identity, proof of address, and proof of income. 

Ensure that you have these documents ready and scanned in the required format for easy uploading during the application process. 

Once you have provided all the necessary information and documents, review your application to ensure its accuracy. Double-check the details you’ve entered to avoid any errors or discrepancies. Once you’re satisfied, submit your application. Axis Bank will then review your application and assess your eligibility for the ACE Credit Card. 

If your application is approved, you will receive a confirmation and further instructions on the next steps. This may include providing additional documents if required or scheduling a verification call. It’s important to note that the approval process may take some time, so it’s advisable to be patient and wait for the bank’s response.

Final thoughts

From its attractive rewards program to its flexible payment options and enhanced security measures, the Axis Bank ACE Credit Card is designed to meet the diverse needs of cardholders. If you’re looking for a credit card that provides value and convenience, we recommend considering the Axis Bank ACE Credit Card. To learn more and apply for the card, visit the Axis Bank website today.