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With every purchase, cardholders are able to earn cashback on various categories such as dining, shopping, and entertainment. This has been a game-changer for many, as it allows them to save money while indulging in their favorite activities. Users have been delighted with the ease of redeeming these cashback rewards, whether it’s through the Axis Bank mobile app or website.
Another aspect of the Axis Bank My Zone Easy Credit Card that has received high praise is its customizable spending limits. Cardholders have the flexibility to set their own spending limits, which gives them better control over their finances. This feature has been particularly appreciated by individuals who want to maintain a strict budget or have specific spending goals.
Additionally, customers have lauded the excellent customer service provided by Axis Bank. The bank’s representatives have been praised for their prompt and helpful responses to inquiries or concerns related to the My Zone Easy Credit Card. This level of customer support has added to the overall positive experience of using the credit card.
Rates and Fees of Axis Bank My Zone Easy Credit Card
Annual Fee: Axis Bank My Zone Easy Credit Card has an annual fee of INR 500. It also has a joining fee of the same rate.
Late Payment Penalty Fee: The late payment penalty associated with Axis Bank My Zone Easy Credit Card is INR 300.
Returned Payment Fee: Axis Bank My Zone Easy Credit Card has a returned payment fee of INR 500.
Foreign Transaction Fee: The foreign transaction fee of Axis Bank My Zone Easy Credit Card is 3.5% of the transactional value of the purchase.
Interest Rate: The interest rate of Axis Bank My Zone Easy Credit Card is 3.4% per month.
Qualifying for Axis Bank My Zone Easy Credit Card
Minimum Credit Score needed: You need to have a minimum credit score of 750 to be qualified for Axis Bank My Zone Easy Credit Card.
Annual Income requirements: The annual income requirements for Axis Bank My Zone Easy Credit Card is 60,000.
How to apply for Axis Bank My Zone Easy Credit Card?
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If you’re looking to avail the benefits and privileges that this credit card offers, follow these step-by-step instructions to apply:
1. Visit the Axis Bank official website: Start by visiting the Axis Bank website, which provides all the necessary information about their range of credit cards.
2. Navigate to the My Zone Easy Credit Card page: On the website, navigate to the credit card section and find the Axis Bank My Zone Easy Credit Card. Click on it to access the card details and application process.
3. Review the card features and eligibility criteria: Take a moment to review the features, benefits, and eligibility criteria of the My Zone Easy Credit Card. This will help you determine if the card aligns with your requirements.
4. Click on the “Apply Now” button: Once you’ve decided to proceed with the application, click on the “Apply Now” button provided on the credit card page. This will redirect you to the online application form.
5. Fill in the required details: Carefully fill in the necessary information in the application form. This typically includes personal details such as your name, contact information, employment details, and income.
6. Submit the required documents: Along with the application form, you’ll need to submit certain documents to complete the application process. These typically include proof of identity, address, income, and any other documents specified by Axis Bank.
7. Review and submit the application: Before submitting the application, review all the details provided to ensure accuracy.
8. Wait for application approval: After submitting your application, Axis Bank will review it and assess your eligibility. If approved, you will receive further communication regarding the next steps, such as card delivery or collection.
Final thoughts
With its attractive cashback offers, dining discounts, and fuel surcharge waivers, this credit card is designed to enhance your lifestyle and provide you with financial flexibility. To learn more about the Axis Bank My Zone Easy Credit Card 2023 and how you can apply for it, visit the Axis Bank website or contact their customer service. Make the most of your financial transactions and rewards with this card in hand!