AU Bank Altura Plus Credit Card Review

Hey there, India! Ready to elevate your financial game? Whether you're a seasoned pro or just starting your credit journey, this card has your back: AU Bank Altura Plus.

The AU Bank Altura Plus Credit Card stands as a testament to the evolving landscape of financial products, transforming the mundane act of spending into an opportunity for earning. Whether it’s your daily grocery run or an impromptu online shopping spree, the Altura Plus Credit Card ensures that each transaction is more rewarding than the last.

CREDIT CARD

AU Bank Altura Plus

Reward Points Milestone Benefit

Double the delight, double the rewards.

APPLY NOW You will be redirected

In the realm of credit cards, the AU Bank Altura Plus Credit Card is a step above its predecessor, the Altura Credit Card. It integrates seamlessly into a variety of lifestyles and needs, offering generous cashback on retail spends and an array of milestone rewards.

From the moment you receive your card, with its welcome benefits, to each transaction that earns you reward points, this card is designed to enhance your financial experience while offering practical benefits that cater to everyday needs.

Earning Rewards

• POS Retail Spends at Merchant Outlets: Enjoy a 1.5% cashback on all Point of Sale (POS) retail transactions conducted at merchant outlets.
• Online Transactions: Earn 2X Reward Points, equating to 2 Reward Points per ₹100 spent on all online transactions, allowing you to accumulate rewards swiftly.
• Utility, Telecom, and Insurance Spends: Receive 1 Reward Point per ₹100 spent in these categories.

Redeeming Rewards

Your accumulated Reward Points can be redeemed through the AU Rewardz portal, offering a variety of options:

• E-Vouchers and Merchandise: Exchange your points for e-vouchers from top brands or select from a range of merchandise, catering to diverse preferences.
• Mobile/DTH Recharges: Utilize your points to recharge mobile phones or Direct-to-Home (DTH) services, adding convenience to your routine.
• Travel Bookings: Redeem points for flight and hotel bookings, making your travel plans more economical.

Benefits of AU Bank Altura Plus Credit Card

• 2 complimentary domestic lounge access every calendar quarter: Travel in style and comfort with the AU Bank Altura Plus Credit Card. As a cardholder, you are entitled to two complimentary domestic lounge access passes every calendar quarter. Whether you’re waiting for your flight or simply looking for a peaceful place to relax, these lounge access passes offer a tranquil retreat at select domestic airports across India. 
• Get complimentary railway lounge access at selected locations in India: In addition to airport lounges, the AU Bank Altura Plus Credit Card also grants you complimentary railway lounge access at selected locations in India. This unique benefit allows you to unwind and rejuvenate while waiting for your train, ensuring that your travel experiences are not only convenient but also luxurious. 
• Zero Liability Protection: The AU Bank Altura Plus Credit Card offers you peace of mind with its Zero Liability Protection. In the unfortunate event of unauthorized transactions or fraudulent activities on your card, you are protected from any financial liability. With this robust security feature, you can confidently use your card for all your purchases, knowing that you are safeguarded against any unauthorized usage. 
• Milestone Benefit: Receive extra perks each month! Earn 500 Bonus Reward Points by spending INR 20,000 or more on retail purchases in any calendar month. Please note, purchases on fuel and cash withdrawals do not qualify towards the Bonus Reward Points calculations. This rewarding opportunity enhances your shopping experience by offering significant savings and added value on your transactions.
• Travel Insurance: Enjoy travel insurance coverage of up to SGD 500,000 per year, with a maximum limit of SGD 250,000 per trip. Protect yourself and your loved ones on your next adventure with our comprehensive travel insurance coverage. You’ll have peace of mind knowing you’re covered for unexpected medical or travel-related expenses!
• 24/7 Customer Support: Access dedicated assistance anytime with round-the-clock customer service. Whether you have a query or need urgent help, the support team is just a call away.
• High Credit Limit: Enjoy the flexibility of a generous credit limit, giving you the freedom to manage your finances without restrictions.
• Contactless Payments: Experience seamless and safe transactions with contactless payment technology. Simply tap and go for fast and hassle-free purchases.
• Fuel Surcharge Waiver: Eliminate the extra cost of fueling up with a fuel surcharge waiver. This benefit ensures you can drive stress-free while saving money on your fuel expenses.

Qualification Requirements

To be eligible for the AU Bank Altura Plus Credit Card, applicants must:

• Be at least 21 years old
• Have a valid passport
• Earn an annual income of at least SGD 30,000
• Not be a bankrupt or insolvent individual

How to Apply

Applying for the AU Bank Altura Plus Credit Card is straightforward.

• Visit AU Small Finance Bank’s official website.
• Select ‘Cards’, choose the Altura Plus Credit Card.
• Click on ‘Apply Now’. You’ll need to enter your mobile number for OTP verification.
• Fill in the required details to complete the process​​.
• Wait for approval – once approved, you’ll receive a welcome package with all the details!

FAQs

What is the annual fee for the card?

The annual fee is Rs. 499 plus GST​​.

Is there a cap on reward points?

No, there is no maximum cap on the reward points you can earn​​.

Can reward points be redeemed for cash?

Reward points can be redeemed at the AU Rewardz portal against various categories, but not directly for cash​​.

What documents are needed for application?

You’ll need identity proof, address proof, and recent salary slips or bank statements​​.

CREDIT CARD

AU Bank Altura Plus

Reward Points Milestone Benefit

Double the delight, double the rewards.

APPLY NOW You will be redirected