AU Bank Altura Plus Credit Card Review

Hey there, India! Ready to elevate your financial game? Whether you're a seasoned pro or just starting your credit journey, this card has your back: AU Bank Altura Plus.

Imagine a world where every swipe of your credit card not only simplifies your transactions but also brings a plethora of rewards and exclusive benefits. That’s precisely what the AU Bank Altura Plus Credit Card offers. It stands as a testament to the evolving landscape of financial products, transforming the mundane act of spending into an opportunity for earning. Whether it’s your daily grocery run or an impromptu online shopping spree, the Altura Plus Credit Card ensures that each transaction is more rewarding than the last.

CREDIT CARD

AU Bank Altura Plus

Reward Points Milestone Benefit

Double the delight, double the rewards.

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In the realm of credit cards, the AU Bank Altura Plus Credit Card is a step above its predecessor, the Altura Credit Card. It integrates seamlessly into a variety of lifestyles and needs, offering generous cashback on retail spends and an array of milestone rewards.

From the moment you receive your card, with its welcome benefits, to each transaction that earns you reward points, this card is designed to enhance your financial experience while offering practical benefits that cater to everyday needs.

What is AU Bank Altura Plus Credit Card?

ntroducing the AU Bank Altura Plus Credit Card – a revolutionary financial tool designed to enhance your lifestyle and provide you with unparalleled convenience and security. As the world rapidly moves towards digital transactions and cashless payments, having a reliable credit card has become an essential requirement for individuals seeking financial freedom. 

The AU Bank Altura Plus Credit Card offers a wide range of features and benefits that cater to the diverse needs of the modern individual. With this card in your wallet, you gain access to a multitude of exclusive privileges and rewards that redefine the way you experience banking. 

First and foremost, the AU Bank Altura Plus Credit Card offers exceptional flexibility when it comes to managing your finances. With a generous credit limit tailored to your unique requirements, you have the freedom to make purchases, pay bills, and manage unexpected expenses without any hassle. Say goodbye to the limitations of cash and embrace the convenience of a credit card that works for you.

Benefits of AU Bank Altura Plus Credit Card

• 1.5% cashback on all POS retail spends

With the AU Bank Altura Plus Credit Card, you can enjoy the satisfaction of earning cashback on every purchase you make. This card rewards you with a generous 1.5% cashback on all point-of-sale (POS) retail spends. Whether you’re shopping for groceries, dining out at your favorite restaurant, or indulging in retail therapy, your credit card transactions will be rewarded with cashback, giving you more value for your money. 

• 2 complimentary domestic lounge access every calendar quarter

Travel in style and comfort with the AU Bank Altura Plus Credit Card. As a cardholder, you are entitled to two complimentary domestic lounge access passes every calendar quarter. Whether you’re waiting for your flight or simply looking for a peaceful place to relax, these lounge access passes offer a tranquil retreat at select domestic airports across India. 

• Get complimentary railway lounge access at selected locations in India

In addition to airport lounges, the AU Bank Altura Plus Credit Card also grants you complimentary railway lounge access at selected locations in India. This unique benefit allows you to unwind and rejuvenate while waiting for your train, ensuring that your travel experiences are not only convenient but also luxurious. 

• Zero Liability Protection

The AU Bank Altura Plus Credit Card offers you peace of mind with its Zero Liability Protection. In the unfortunate event of unauthorized transactions or fraudulent activities on your card, you are protected from any financial liability. With this robust security feature, you can confidently use your card for all your purchases, knowing that you are safeguarded against any unauthorized usage. 

• Milestone Benefit

Receive extra perks each month! Earn 500 Bonus Reward Points by spending INR 20,000 or more on retail purchases in any calendar month. Please note, purchases on fuel and cash withdrawals do not qualify towards the Bonus Reward Points calculations. This rewarding opportunity enhances your shopping experience by offering significant savings and added value on your transactions.

Qualification Requirements

To be eligible for the AU Bank Altura Plus Credit Card, applicants must be between 21 and 60 years of age and must be residents of India. Additionally, add-on cardholders should be over 18 years old​​.

How to Apply

Applying for the AU Bank Altura Plus Credit Card is straightforward. Visit AU Small Finance Bank’s official website, select ‘Cards’, choose the Altura Plus Credit Card, and click on ‘Apply Now’. You’ll need to enter your mobile number for OTP verification and fill in the required details to complete the process​​.

FAQs

What is the annual fee for the card?

The annual fee is Rs. 499 plus GST​​.

Is there a cap on reward points?

No, there is no maximum cap on the reward points you can earn​​.

Can reward points be redeemed for cash?

Reward points can be redeemed at the AU Rewardz portal against various categories, but not directly for cash​​.

What documents are needed for application?

You’ll need identity proof, address proof, and recent salary slips or bank statements​​.

CREDIT CARD

AU Bank Altura Plus

Reward Points Milestone Benefit

Double the delight, double the rewards.

Watch an ad to apply for your card You will be redirected